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Public Hearing on Home Equity Lending
Held on Friday, August 4, 2000, at the Federal Reserve Bank of Boston, Boston, Mass.

Transcript of the public hearing held on August 4, 2000, on home equity lending. The transcript is available for the morning and afternoon sessions; it is also presented in its entirety.

Morning Session
Speakers
Jennifer Davis Carey, Director, Consumer Affairs and Business Regulation, Commonwealth of Massachusetts
Thomas J. Curry, Commissioner of Banks, Commonwealth of Massachusetts
Steve Nadon, Executive Vice-President and COO, Option One Mortgage Corporation
Elizabeth Renuart, National Consumer Law Center
Howard Miselman, Chairman, Massachusetts Mortgage Association
William Gothorpe, America's Community Bankers
Bruce Marks, CEO and Executive Director, Neighborhood Assistance Corporation of America
Pam Kogut, Assistant Attorney General, Commonwealth of Massachusetts
Richard Gravino, President, Provident Consumer Financial Services
Faith Schwartz, Freddie Mac
Dwight Golann, Professor of Law, Suffolk University Law School
Dennis Algiere, Vice-President of Compliance, CRA Officer, Washington Trust Company
Federal Reserve Panelists
Edward M. Gramlich, Board of Governors of the Federal Reserve System, Chairman of the Federal Reserve Board's Committee on Consumer and Community Affairs
Dolores Smith, Director, Federal Reserve Board's Division of Consumer and Community Affairs
Sandra Braunstein, Assistant Director, Federal Reserve Board's Division of Consumer and Community Affairs
Adrienne Hurt, Assistant Director, Federal Reserve Board's Division of Community Affairs
James Michaels, Managing Counsel, Federal Reserve Board's Division of Consumer and Community Affairs
Richard Walker, Vice-President, Federal Reserve Bank of Boston

Afternoon Session
Speakers
Norma Moseley, Director of Housing Programs, Ecumenical Social Action Committee, Inc.
Nadine Cohen, Lawyers Committee for Civil Rights under Law, Boston Bar Association
Leonard Raymond, Executive Director, Homeowner Options for Massachusetts Elderly
Tom Callahan, Executive Director, Massachusetts Affordable Housing Alliance
Allen White, Supervising Attorney, Community Legal Services
John C. Anderson, The Real Estate Analyst
Tim Davis, City of Boston Department of Neighborhood Development
Daniel Ramgeet, Massachusetts ACORN
Ed France
Leonard Alkins, Boston NAACP
Jim Campen, Associate Professor of Economics, U. Mass. Boston
Andrea Luquetta, Massachusetts Association of Community Development Corporations
Bruce Fitzsimmons, Massachusetts Conveyancers Association
Federal Reserve Panelists
Edward M. Gramlich, Board of Governors of the Federal Reserve System, Chairman of the Federal Reserve Board's Committee on Consumer and Community Affairs
Dolores Smith, Director, Federal Reserve Board's Division of Consumer and Community Affairs
Sandra Braunstein, Assistant Director, Federal Reserve Board's Division of Consumer and Community Affairs
Adrienne Hurt, Assistant Director, Federal Reserve Board's Division of Community Affairs
James Michaels, Managing Counsel, Federal Reserve Board's Division of Consumer and Community Affairs
Richard Walker, Vice-President, Federal Reserve Bank of Boston

Complete transcript


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Last update: February 14, 2002