Savings Resources for Consumers

Having savings and an emergency fund helps you manage your personal finances and achieve your short- and long-term goals. The following resources provide information and links to agencies and organizations that may be able to help you.

• Department of Labor
• Top 10 Ways to Prepare for Retirement

• Federal Citizens Information Center
• 66 Ways to Save Money
• Savings Fitness: A Guide To Your Money and Your Financial Future

• Federal Deposit Insurance Corporation
• Certificates of Deposit: Tips for Savers

• Federal Reserve System
• 4 Steps to Your Financial Freedom
• ABCs of Figuring Interest
• Bank Products: What's Insured and What's Not
• Budgeting and Saving
• Building Wealth: A Beginner's Guide to Securing Your Financial Future  
     ESPAÑOL Cómo Crear Riqueza: Una Guía para Alcanzar sus Metas Financieras
  
• Get Financially Fit
  • The Warm Up: Get Ready for the Financial Fitness Challenge! Volume 1 (67 KB PDF)
  • The Work Out: Take the Financial Fitness Challenge! Volume 2 (90 KB PDF)
  • The Big Weigh In: Take Financial Charge! Volume 3 (85 KB PDF)
   

• Federal Trade Commission
• Saving Money at the Gas Pump: Tips from the Federal Trade Commission
• Saving Starts @ Home: The Inside Story on Conserving Energy

• Internal Revenue Service
• Divide and Prosper: Refund Splitting Creates Asset-Building Opportunities for Direct Deposit Filers

• Securities and Exchange Commission
• An Introduction to 529 Plans
• Calculators for Investors
• Get the Facts: The SEC’s Roadmap to Saving and Investing