Photo of Robert M. Adams

Robert M. Adams

Education

  • Ph.D., Economics, Rice University, 1997
  • B.A., Economics, German, University of California - Berkeley, 1989
  • Principal Economist

    Board of Governors of the Federal Reserve System

    2015 - present
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2012 - 2015
  • Economist

    Board of Governors of the Federal Reserve System

    2000 - 2011
  • Economist

    U.S. Department of Justice

    1997 - 2000
  • Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending
    Robert M. Adams, Kenneth P. Brevoort, and John C. Driscoll
    Journal of Banking & Finance (2023)
    https://doi.org/10.1016/j.jbankfin.2023.107006
    See also » FRB Working Paper (2021)
  • Credit Card Profitability
    Robert Adams, Vitaly M. Bord, and Bradley Katcher
    FEDS Notes (2022)
    https://doi.org/10.17016/2380-7172.3100
  • Why Did Credit Card Balances Decline so Much during the COVID-19 Pandemic?
    Robert M. Adams, Vitaly M. Bord, and Bradley Katcher
    FEDS Notes (2021)
    https://doi.org/10.17016/2380-7172.3021
  • The Effects of the COVID-19 Shutdown on the Consumer Credit Card Market: Revolvers versus Transactors
    Robert M. Adams and Vitaly M. Bord
    FEDS Notes (2020)
    https://doi.org/10.17016/2380-7172.2792
  • How the Largest Bank Holding Companies Grew: Organic Growth or Acquisitions?
    Robert Adams and John Driscoll
    FEDS Notes (2018)
    https://doi.org/10.17016/2380-7172.2282
  • Do Marketplace Lending Platforms Offer Lower Rates to Consumers?
    Robert M. Adams
    FEDS Notes (2018)
    https://doi.org/10.17016/2380-7172.2268
  • Bank Fees, Aftermarkets, and Consumer Behavior
    Robert M. Adams
    Finance and Economics Discussion Series (2017)
    https://doi.org/10.17016/FEDS.2017.054
  • Where Are All the New Banks? The Role of Regulatory Burden in New Bank Formation
    Robert M. Adams and Jacob Gramlich
    Review of Industrial Organization (2016)
    https://doi.org/10.1007/s11151-015-9499-3
    See also » FRB Working Paper (2014)
  • The Effects of Past Entry, Market Consolidation, and Expansion by Incumbents on the Probability of Entry in Banking
    Robert M. Adams and Dean F. Amel
    Review of Industrial Organization (2016)
    https://doi.org/10.1007/s11151-015-9483-y
    See also » FRB Working Paper (2007)
  • Consolidation and Merger Activity in the United States Banking Industry from 2000 through 2010
    Robert M. Adams
    Finance and Economics Discussion Series (2012)
    https://doi.org/10.17016/FEDS.2012.51
  • Consumer Switching Costs and Firm Pricing: Evidence from Bank Pricing of Deposit Accounts
    Timothy H. Hannan and Robert M. Adams
    Journal of Industrial Economics (2011)
    https://doi.org/10.1111/j.1467-6451.2011.00456.x
  • Market Structure and the Pass-Through of the Federal Funds Rate
    Robert M. Adams and Dean F. Amel
    Journal of Banking & Finance (2011)
    https://doi.org/10.1016/j.jbankfin.2010.09.020
  • Market Structure after Horizontal Mergers: Evidence from the Banking Industry
    Robert M. Adams, Richard L. Johnson, and Steven J. Pilloff
    Review of Industrial Organization (2009)
    https://doi.org/10.1007/s11151-009-9217-0
  • Which Credit Unions Are Acquired? A Comment
    Robert M. Adams
    Journal of Financial Services Research (2009)
    https://doi.org/10.1007/s10693-009-0068-5
  • Who Competes with Whom? The Case of Depository Institutions
    Robert M. Adams, Kenneth P. Brevoort, and Elizabeth K. Kiser
    Journal of Industrial Economics (2007)
    https://doi.org/10.1111/j.1467-6451.2007.00306.x
    See also » FRB Working Paper (2005)
  • Scale Economies, Scope Economies, and Technical Change in Federal Reserve Payment Processing
    Robert M. Adams, Paul W. Bauer, and Robin C. Sickles
    Journal of Money, Credit and Banking (2004)
    See also » FRB Working Paper (2002)
  • Market Power in Outputs and Inputs: An Empirical Application to Banking
    Robert M. Adams, Lars-Hendrik Roller, and Robin C. Sickles
    Finance and Economics Discussion Series (2002)
    https://doi.org/10.17016/FEDS.2002.52
  • Semiparametric Approaches to Stochastic Panel Frontiers with Applications in the Banking Industry
    Robert M. Adams, Allen N. Berger, and Robin C. Sickles
    Journal of Business & Economic Statistics (1999)
    https://doi.org/10.1080/07350015.1999.10524823
  • Computation and Inference in Semiparametric Efficient Estimation
    Robert M. Adams, Allen N. Berger, and Robin C. Sickles
    Kluwer Academic Publishers (1997)
    https://doi.org/10.1007/978-1-4757-2644-2_4
Conference Organization
  • 2004 - 2014 | Washington, DC

    Casework Conference

    Main Organizer

  • 2016 | Washington, DC

    Conference on Financial Innovtion: Online Lending to Households and Small Businesses

    Co-organizer

  • 2018 - 2022 | Washington, DC

    Consumer Finance Round Robin

    Co-organizer

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Last Update: December 18, 2023