Home Ownership and Equity Protection Act (HOEPA)
June 14, 2007
Board of Governors of the Federal Reserve System
Martin Building, Terrace Level
20th and C Streets, N.W., Washington, D.C.
A public hearing will be held to gather information about how the Board might use its rulemaking authority to curb abusive lending practices in the home mortgage market, including the subprime sector, in a way that preserves incentives for responsible lenders to provide credit to borrowers.
The hearing is free and open to the public. Registration is required. Attendees will be required to show a valid form of photo identification, such as a driver's license, to enter the meeting. The hearings are accessible to persons with disabilities.
Media contact: Ben Hardaway Ben.C.Hardaway@frb.gov 202-452-2955
Transcript 594 KB PDF | HTML
|8:30 a.m. - 8:45 a.m.||
Randall S. Kroszner, Governor, Board of Governors of the Federal Reserve System
|8:45 a.m. - 12:00 p.m.
(10:15 a.m. - 10:30 a.m.
Janis Bowdler, Senior Housing Policy Analyst, National Council of La Raza
William H. Brewster, Director of Anti-Fraud Initiatives, Fannie Mae
Alys Cohen, Staff Attorney, National Consumer Law Center
Susan A. Davis, Executive Vice President, National Consumer Lending, Wells Fargo Home Mortgage
Harry Dinham, President, National Association of Mortgage Brokers
Martin Eakes, Chief Executive Officer, Center for Responsible Lending/Self-Help
Ira Rheingold, General Counsel, National Association of Consumer Advocates
Pablo Sanchez, National Mortgage Production Specialist, JPMorgan Chase
Faith Schwartz, Senior Vice President, Enterprise Risk Management and Public Affairs, Option One Mortgage Corporation
|12:00 p.m. - 1:00 p.m.||
Break for Lunch
|1:00 p.m. - 3:00 p.m.||
Steve Antonakes, Commissioner of Banks, Massachusetts
Michael Decker, Senior Managing Director, Research and Public Policy, Securities Industry and Financial Markets Association
Ren Essene, Research Analyst, Harvard University
Joseph R. Mason, LeBow College of Business, Drexel University
Tom Miller, Attorney General, Iowa
Mark Pearce, Deputy Commissioner of Banks, North Carolina
Lori Swanson, Attorney General, Minnesota
|3:00 p.m. - 4:00 p.m.||
*Agenda as of June 8, 2007. Return to text.