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        <title>FRB: Governor Duke: Speeches and Testimony</title>
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        <description>Speeches and Testimony of Governor Elizabeth A. Duke</description> 
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<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090914a.htm">
<title>Duke, Regulatory Perspectives on the Changing Accounting Landscape</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090914a.htm</link>
<description>Speech at the AICPA National Conference on Banks and Savings Institutions, Washington, D.C.</description> 
<dc:date>2009-09-14T08:35:00-04:00</dc:date> 
<dcterms:audience>AICPA National Conference on Banks and Savings Institutions</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Regulatory Perspectives on the Changing Accounting Landscape</cb:simpleTitle> 
  <cb:occurrenceDate>2009-09-14T08:35:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>AICPA National Conference on Banks and Savings Institutions</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/duke20090716a.htm">
<title>Duke, Consumer protection</title>
<link>http://www.federalreserve.gov/newsevents/testimony/duke20090716a.htm</link>
<description>Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2009-07-16T11:20:00-04:00</dc:date> 
<dcterms:audience>Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Consumer protection</cb:simpleTitle> 
  <cb:occurrenceDate>2009-07-16T14:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090709a.htm">
<title>Duke, Federal Reserve's Initiatives to Support Minority-Owned Institutions</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090709a.htm</link>
<description>Speech at the Minority Depository Institutions National Conference 2009 Conference, Chicago, Illinois</description> 
<dc:date>2009-07-09T09:00:00-04:00</dc:date> 
<dcterms:audience>Minority Depository Institutions National Conference 2009 Conference</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Federal Reserve's Initiatives to Support Minority-Owned Institutions </cb:simpleTitle> 
  <cb:occurrenceDate>2009-07-09T08:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Minority Depository Institutions National Conference 2009 Conference</cb:venue>
    <cb:locationAsWritten>Chicago, Illinois</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>IL</cb:locationState>
    <cb:locationCity>Chicago</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090616a.htm">
<title>Duke, Containing the Crisis and Promoting Economic Recovery</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090616a.htm</link>
<description>Speech at the Women in Housing and Finance Annual Meeting, Washington, D.C.</description> 
<dc:date>2009-06-15T18:00:00-04:00</dc:date> 
<dcterms:audience>Women in Housing and Finance Annual Meeting</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Containing the Crisis and Promoting Economic Recovery</cb:simpleTitle> 
  <cb:occurrenceDate>2009-06-15T18:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Women in Housing and Finance Annual Meeting</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090610a.htm">
<title>Duke, The Systemic Importance of Consumer Protection</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090610a.htm</link>
<description>Speech at the 2009 Community Development Policy Summit, Cleveland, Ohio</description> 
<dc:date>2009-06-10T12:15:00-04:00</dc:date> 
<dcterms:audience>2009 Community Development Policy Summit</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The Systemic Importance of Consumer Protection</cb:simpleTitle> 
  <cb:occurrenceDate>2009-06-10T12:15:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>2009 Community Development Policy Summit</cb:venue>
    <cb:locationAsWritten>Cleveland, Ohio</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>OH</cb:locationState>
    <cb:locationCity>Cleveland</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090330a.htm">
<title>Duke, A Framework for Analyzing Bank Lending</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090330a.htm</link>
<description>Speech at the 13th Annual University of North Carolina Banking Institute, Charlotte, North Carolina</description> 
<dc:date>2009-03-30T11:30:00-04:00</dc:date> 
<dcterms:audience>13th Annual University of North Carolina Banking Institute</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>A Framework for Analyzing Bank Lending</cb:simpleTitle> 
  <cb:occurrenceDate>2009-03-30T11:30:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>13th Annual University of North Carolina Banking Institute</cb:venue>
    <cb:locationAsWritten>Charlotte, North Carolina</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>NC</cb:locationState>
    <cb:locationCity>Charlotte</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/duke20090325a.htm">
<title>Duke, Credit availability and prudent lending standards</title>
<link>http://www.federalreserve.gov/newsevents/testimony/duke20090325a.htm</link>
<description>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2009-03-24T14:10:00-04:00</dc:date> 
<dcterms:audience>Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Credit availability and prudent lending standards</cb:simpleTitle> 
  <cb:occurrenceDate>2009-03-25T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/duke20090320a.htm">
<title>Duke, Enforcement of financial consumer protection laws</title>
<link>http://www.federalreserve.gov/newsevents/testimony/duke20090320a.htm</link>
<description>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2009-03-20T09:15:00-04:00</dc:date> 
<dcterms:audience>Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Enforcement of financial consumer protection laws</cb:simpleTitle> 
  <cb:occurrenceDate>2009-03-20T09:15:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090224a.htm">
<title>Duke, CRA: A Framework for the Future</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090224a.htm</link>
<description>Speech at the Revisiting the CRA Policy Discussion, Washington, D.C.</description> 
<dc:date>2009-02-24T12:00:00-05:00</dc:date> 
<dcterms:audience>Revisiting the CRA Policy Discussion</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>CRA: A Framework for the Future</cb:simpleTitle> 
  <cb:occurrenceDate>2009-02-24T12:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Revisiting the CRA Policy Discussion</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090216a.htm">
<title>Duke, Stabilizing the Housing Market:  Focus on Communities </title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090216a.htm</link>
<description>Speech at the American Bankers Association National Conference for Community Bankers, Phoenix, Arizona</description> 
<dc:date>2009-02-16T09:40:00-05:00</dc:date> 
<dcterms:audience>American Bankers Association National Conference for Community Bankers</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Stabilizing the Housing Market: Focus on Communities</cb:simpleTitle> 
  <cb:occurrenceDate>2009-02-16T07:40:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>American Bankers Association National Conference for Community Bankers</cb:venue>
    <cb:locationAsWritten>Phoenix, Arizona</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>AZ</cb:locationState>
    <cb:locationCity>Phoenix</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/speech/duke20090211a.htm">
<title>Duke, Stabilizing the Housing Market: Next Steps</title>
<link>http://www.federalreserve.gov/newsevents/speech/duke20090211a.htm</link>
<description>Speech at the Global Association of Risk Professionals' Risk Management Convention, New York, New York</description> 
<dc:date>2009-02-11T09:50:00-05:00</dc:date> 
<dcterms:audience>Global Association of Risk Professionals' Risk Management Convention</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Stabilizing the Housing Market:  Next Steps</cb:simpleTitle> 
  <cb:occurrenceDate>2009-02-11T09:50:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Global Association of Risk Professionals' Risk Management Convention</cb:venue>
    <cb:locationAsWritten>New York, New York</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>NY</cb:locationState>
    <cb:locationCity>New York</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/duke20081023a.htm">
<title>Duke, Foreclosure prevention efforts and market stability</title>
<link>http://www.federalreserve.gov/newsevents/testimony/duke20081023a.htm</link>
<description>Testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate</description> 
<dc:date>2008-10-23T10:00:00-04:00</dc:date> 
<dcterms:audience>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Foreclosure prevention efforts and market stability</cb:simpleTitle> 
  <cb:occurrenceDate>2008-10-23T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
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