Payment Research

Papers

Report to the Congress on Government-Administered, General-Use Prepaid Cards (2011)

Noncash Payment Trends in the United States: 2006 – 2009 (2010)

• Summary Report (PDF)
• Detailed Data & Report (PDF)

Economic Commentary: The Check Is Dead! Long Live the Check! A Check 21 Update (2009) (PDF)

Interchange Fees and Payment Card Networks: Economics, Industry Developments, and Policy Issues (2009)

Recent Payment Trends in the United States (2008)

An Economic Perspective on the Enforcement of Credit Arrangements: The Case of Daylight Overdrafts in Fedwire (2008)

Risk and Concentration in Payment and Securities Settlement Systems (2007)

Trends in the Use of Payments Instruments in the United States (2005) (PDF)

The Use of Checks and Other Noncash Payment Instruments in the United States (2002) (PDF)

The Evolution of the Federal Reserve’s Intraday Credit Policies (2002) (PDF)

Return to top