Report to the Congress on Government-Administered,
General-Use Prepaid Cards, July 2013 - Accessible Version

Figure 1. Proportion of government-administered payments made through prepaid cards

Program Prepaid Card Other Payment Types Percent
Energy Assistance $58,000.00 $58,000.00 100.00%
Prisons/ Corrections $760,844.79 $839,411.90 90.60%
Section 8 Housing $375,381.00 $5,928,063.00 6.30%
WIC $242,802,675.34 $251,442,335.21 96.60%
Disability $56,619,116.00 $427,246,813.34 13.30%
TANF $1,324,468,386.16 $1,591,062,008.39 83.20%
Payroll $62,877,629.54 $10,130,711,331.08 0.60%
Child Support $6,577,703,384.80 $16,644,794,901.15 39.50%
Unemployment $14,862,807,577.65 $36,981,380,796.34 40.20%
Veterans Administration $533,621,935.90 $67,587,584,795.31 0.80%
SNAP $75,158,013,931.00 $75,158,013,931.00 100.00%
Social Security $18,459,316,077.00 $774,146,789,472.00 2.40%
Total $135,736,381,056.19 $1,016,512,548,756.66 13.40%

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Figure 2. Issuer revenue by fee type

Variable Revenues Percent
Total Revenue: Interchange Fees $313,999,850.04 62.3%
Total Revenue: Cardholder Fees (All) $190,075,619.34 37.7%
Total Revenue: Interchange + Cardholder Fees $504,075,469.38 100.0%
Cardholder Fee Breakout:
Total Revenue: Cardholder Other Fees $3,430,511.40 1.8%
Total Revenue: Cardholder Overdraft Fees $11,773,057.51 6.2%
Total Revenue: Cardholder Penalty Fees $13,045,410.26 6.9%
Total Revenue: Cardholder Account Servicing Fees $18,400,349.87 9.7%
Total Revenue: Cardholder Customer Service Inquiry Fees $24,553,026.97 12.9%
Total Revenue: Cardholder ATM Fees $115,634,544.65 60.8%
Total Revenue: Cardholder Fees (All) $190,075,619.34 100.0%

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Figure 3. Cardholder Fees

Variable Revenues (millions) Average Fee (dollars)
Cardholder Routine Monthly $0.1M $1.00
Cardholder Purchase Transaction $0.9M $0.42
Cardholder OTC $2.2M $3.92
Cardholder Overdraft $11.8M $6.90
Cardholder Penalty $13.0M $1.27
Cardholder Account Servicing $18.4M $4.64
Cardholder Customer Service Inquiry $24.6M $0.41
Cardholder ATM $115.6M $1.12

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Last update: July 24, 2012