All consumer brochures, guides, and booklets below are suitable for classroom use.
Up to 100 printed copies are available without charge, additional are $0.25 each.
5 Tips for Avoiding Foreclosure Scams
5 Consejos para evitar estafas en la ejecución hipotecaria
Offers ways to protect yourself when seeking help with keeping your home.
5 Tips for Dealing with a Home Equity Line Freeze or Reduction
5 consejos para hacer frente a la reducción o congelamiento de una línea de crédito con garantía hipotecaria
Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
5 Tips for Getting the Most from Your Credit Card
5 Consejos para obtener más ventajas de su tarjeta de crédito
Suggests do's and don'ts to manage your credit card account and help maintain a high credit score.
5 Tips for Improving Your Credit Score
5 Consejos para mejorar su puntaje de crédito
Explains how to obtain your credit report, how credit scores are determined, how to verify reported information, and how to improve and maintain a good credit score.
5 Tips for Protecting Your Checking Account
5 Consejos para proteger su cuenta bancaria
Explains ways to protect your account from scam artists and tells you who to contact if you notice a problem with your checking account.
5 Tips for Protecting Your Home from Foreclosure
5 Consejos para proteger su casa de la ejecución de su hipoteca
Steps to take to protect your home from foreclosure. Also provides links to several websites for additional help.
5 Tips for Shopping for a Mortgage
5 Consejos para obtener una hipoteca
Gives you key points to help you choose the mortgage that is best for you. Provides tips on determining your budget, understanding pricing and fees, comparing loan options and gathering information from trusted resources.
Consumer Guide to Check 21 and Substitute Checks
Guía del consumidor sobre Check 21 y cheques sustitutos
Describes changes in check processing due to Check 21 and other check-system improvements.
A Consumer's Guide to Mortgage Lock-Ins
Explains mortgage rate-locks--fees involved, options for setting terms, loan approval process, and lender rate commitments. Provides a list of questions to ask your lender and tips to speed up the approval process.
A Consumer's Guide to Mortgage Refinancings
Helps you answer the questions Should I, Can I, and How do I refinance my mortgage loan? Includes worksheets to help you determine whether refinancing will pay off for you and to help you shop for a mortgage loan to fit your financial situation. Also includes tips to help you through the refinancing process.
A Consumer's Guide to Mortgage Settlement Costs
Outlines the fees involved in home purchase settlement, including mortgage and lender fees, and charges for establishing and transferring ownership. Provides information on settlement cost estimates and includes a settlement cost worksheet.
Consumer Handbook on Adjustable Rate Mortgages
Identifies the basic features of adjustable rate mortgages: adjustment periods, interest rate caps, indexes, and margins. Includes cautions about discounts, payment caps, negative amortization, and prepayments. Provides a glossary of key terms and a checklist to compare mortgage lender rates.
How to File a Consumer Complaint about a Bank
Cómo puede un consumidor presentar una queja sobre un banco
Information on the types of complaints that the Federal Reserve investigates and how to file a complaint. Explains the major consumer protection laws that protect individuals.
Keys to Vehicle Leasing: A Consumer Guide
Consejos para arrendar un vehículo, Guía del consumidor
Guidance for consumers on leasing a vehicle, including information on consumer rights, a sample leasing form explaining costs, and definitions of terms used in vehicle leasing.
Privacy Choices for Your Personal Financial Information
Guidance on making informed choices about whether to share personal financial information with financial companies. Explains the right to opt out of sharing some personal information and lists the types of personal information that financial companies can share.
Protecting Yourself from Overdraft and Bounced-Check Fees
Protéjase de los cargos por cheques rebotados y sobregiros
Explains courtesy overdraft-protection, or bounce coverage, plans, and the costs involved. Provides guidance on how to avoid overdraft fees.
A Series on the Structure of the Federal Reserve System
Details the main elements and functions of the Federal Reserve System in four parts: Board of Governors, Federal Open Market Committee, Federal Reserve Banks, Board of Directors.
There's a Lot to Learn about Money
Illustrates the importance of budgeting, saving, and managing money.
What You Should Know about Home Equity Lines of Credit
Information on home equity lines of credit; includes a glossary of terms and a checklist to use in shopping for a plan.
When Is Your Check Not a Check? Electronic Check Conversion
¿Cuándo no es su cheque un cheque? Intercambio electrónico de cheques
Explains the electronic check conversion process and outlines consumer rights.