|
Settlement Costs Worksheet |
|
Items payable in connection with loan |
Loan 1 |
Loan 2 |
|---|---|---|
Application fee |
 |
|
Loan origination fee |
|
|
Points |
|
|
Appraisal fee |
|
|
Credit report |
|
|
Lender's inspection fee |
|
|
Lender's attorney fees |
|
|
Assumption fee |
|
|
Broker fee (if any) |
|
|
|
Items payable in advance |
Loan 1 |
Loan 2 |
|---|---|---|
Prepaid interest |
|
|
Homeowner's insurance |
|
|
Flood determination fee |
|
|
Flood insurance (if needed) |
|
|
|
Reserves |
Loan 1 |
Loan 2 |
|---|---|---|
Homeowner's insurance |
|
|
Flood insurance (if needed) |
|
|
Private MI premium (generally 2 months, if required) |
|
|
Property taxes |
|
|
Other assessments |
|
|
|
Title charges |
Loan 1 |
Loan 2 |
|---|---|---|
Abstract or title search |
|
|
Title insurance |
|
|
Title examination |
|
|
Title insurance binder |
|
|
Document preparation |
|
|
Notary fees |
|
|
Attorney's fees |
|
|
|
Government recording and transfers |
Loan 1 |
Loan 2 |
|---|---|---|
Recording fees |
|
|
City/county tax or stamps |
|
|
State tax or stamps |
|
|
|
Additional charges |
Loan 1 |
Loan 2 |
|---|---|---|
Survey |
|
|
Pest inspection |
|
|
Settlement or closing fee |
|
|
Other (copying or courier fees) |
|
|
|
Total estimated charges |
Loan 1 |
Loan 2 |
|---|---|---|
|
|
|
A Consumer's Guide to Mortgage Settlement Costs | More information on settlement costs and mortgages