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Statistical Supplement | September 2004

Statistical Supplement to the Federal Reserve Bulletin, September 2004
4.411  Lender Share and Dollar Volume of Residential-Mortgage Originations, 1993-20031
Year Savings institutions2 Commercial banks Mortgage companies Credit unions Dollar volume
(billions of dollars)
Subsidiaries of banks
or savings institutions3		 Independently owned4
  Conventional one- to four-family  
1 1993 23 18 19 37 3 842
2 1994 26 21 19 31 3 539
3 1995 26 21 25 26 2 444
4 1996 26 21 25 26 3 555
5 1997 25 18 26 28 2 630
6 1998 24 16 30 28 2 1,163
7 1999 21 21 29 26 3 960
8 2000 21 23 29 25 2 783
9 2001 19 20 33 26 3 1,630
10 2002 19 17 35 26 3 2,325
11 2003 19 18 36 25 3 3,142
 
  FHA, VA, and RHS one-to four-family  
11 1993 9 5 26 59 1 151
12 1994 10 6 29 54 1 86
13 1995 10 7 34 49 1 75
14 1996 10 6 33 50 1 95
15 1997 9 6 37 48 1 101
16 1998 7 5 38 49 1 150
17 1999 6 6 41 46 1 133
18 2000 5 8 41 45 1 110
19 2001 6 7 43 44 1 185
20 2002 7 6 40 46 0 180
21 2003 8 7 41 44 1 205
 
  Total one- to four-family  
21 1993 21 16 20 40 3 993
22 1994 24 19 20 34 3 625
23 1995 24 19 26 30 2 519
24 1996 24 19 26 29 2 650
25 1997 23 17 28 30 2 731
26 1998 22 15 31 30 2 1,313
27 1999 19 19 31 29 2 1,093
28 2000 19 21 31 27 2 894
29 2001 17 18 34 28 2 1,815
30 2002 19 16 36 27 2 2,505
31 2003 18 17 36 26 2 3,347
 
  Total multifamily  
31 1993 63 23 6 9 0 13
32 1994 62 30 4 5 0 15
33 1995 51 41 4 4 0 13
34 1996 50 38 6 7 0 16
35 1997 47 36 6 11 0 20
36 1998 41 36 10 13 0 28
37 1999 37 30 8 25 0 32
38 2000 39 38 8 15 0 27
39 2001 34 45 7 14 0 37
40 2002 41 42 12 5 0 41
41 2003 42 40 9 9 0 57
 
  Total residential  
41 1993 22 16 20 40 3 1,006
42 1994 25 19 20 33 3 640
43 1995 24 19 26 29 2 532
44 1996 24 19 26 29 2 666
45 1997 24 17 27 30 2 751
46 1998 22 15 31 30 2 1,341
47 1999 20 20 30 29 2 1,125
48 2000 19 22 30 27 2 921
49 2001 18 19 33 28 2 1,852
50 2002 19 17 35 27 2 2,547
51 2003 19 17 36 26 2 3,404

Note. Coverage of depository institutions declined in 1997 because of an increase in the asset size threshold for exempt institutions from $10 million to $28 million.

1. Based on the dollar volume of originations reported under the Home Mortgage Disclosure Act. Originations insured or guaranteed by the Rural Housing Service (RHS) include the former Farmers Home Administration.   Return to table

2. Includes savings and loan associations and savings banks.   Return to table

3. Includes mortgage company subsidiaries of a bank holding company or a service corporation.   Return to table

4. Coverage of independently owned mortgage companies expanded in 1993 when those companies with less than $10 million in assets but with 100 or more home-purchase originations were included.   Return to table

Source. FFIEC, Home Mortgage Disclosure Act.

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Last update: May 11, 2005