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Statistical Supplement | December 2005

Statistical Supplement to the Federal Reserve Bulletin, December 2005

1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2002
2003
2004
2005
Marr Aprr Mayr Juner Julyr Aug
  Seasonally adjusted
1 Total 1,921,852r 2,009,850r 2,099,110r 2,113,398 2,124,651 2,122,028 2,134,678 2,148,368 2,159,976
 
2 Revolving 732,665r 752,792r 781,057r 780,427 785,865 784,684 789,322 790,640 795,246
3 Nonrevolving2 1,189,187 1,257,058 1,318,054r 1,332,971 1,338,786 1,337,343 1,345,356 1,357,728 1,364,730
  Not seasonally adjusted
4 Total 1,948,987r 2,037,519r 2,128,554r 2,103,521 2,112,156 2,110,398 2,120,681 2,132,822 2,154,803
 
  By major holder  
5 Commercial banks 602,570r 669,386r 704,270r 683,112 690,490 685,201 683,951 694,658 705,390
6 Finance companies 237,790 295,424 366,834r 360,897 359,737 357,793 355,600 354,551 357,357
7 Credit unions 195,744 205,877 215,384 216,691 219,057 221,148 221,367 225,516 229,223
8 Federal government and Sallie Mae 129,576 114,658 98,363 100,647 99,039 98,795 98,647 98,120 98,205
9 Savings institutions 68,705 77,850 91,271r 90,754 91,825 92,931 94,002 96,493 98,984
10 Nonfinancial business 77,520 63,348 64,799 60,875 61,106 60,976 61,088 61,081 63,270
11 Pools of securitized assets3 637,082 610,976 587,634 590,546 590,903 593,553 606,026 602,402 602,376
 
  By major type of credit4  
12 Revolving 753,942r 774,887r 804,953r 773,504 781,894 780,317 785,497 785,791 792,738
13 Commercial banks 246,395r 285,015r 314,649r 287,979 295,968 292,530 293,725 296,856 298,081
14 Finance companies 38,948 37,576 40,496r 41,613 42,649 43,467 44,497 45,479 45,346
15 Credit unions 22,228 22,410 23,244 22,310 22,431 22,622 22,816 23,130 23,385
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 16,260 23,848 27,905 27,192 27,538 27,896 28,242 28,792 29,341
18 Nonfinancial business 39,848 19,363 17,899 17,184 17,262 17,252 17,266 17,240 19,189
19 Pools of securitized assets3 390,263 386,675 380,760 377,225 376,045 376,550 378,951 374,295 377,396
 
20 Nonrevolving 1,195,045 1,262,632 1,323,602r 1,330,018 1,330,262 1,330,081 1,335,184 1,347,031 1,362,065
21 Commercial banks 356,175 384,371 389,621 395,133 394,522 392,672 390,226 397,803 407,308
22 Finance companies 198,842 257,847 326,338r 319,284 317,088 314,326 311,103 309,073 312,011
23 Credit unions 173,516 183,467 192,140 194,381 196,626 198,526 198,551 202,386 205,838
24 Federal government and Sallie Mae 129,576 114,658 98,363 100,647 99,039 98,795 98,647 98,120 98,205
25 Savings institutions 52,445 54,002 63,366r 63,562 64,287 65,035 65,760 67,701 69,642
26 Nonfinancial business 37,673 43,986 46,900 43,690 43,844 43,725 43,822 43,840 44,081
27 Pools of securitized assets3 246,819 224,301 206,874 213,321 214,857 217,003 227,075 228,107 224,980

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | December 2005 | Tips for printing wide tables | Symbols and Abbreviations


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Last update: January 5, 2006