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Statistical Supplement | March 2008

Statistical Supplement to the Federal Reserve Bulletin, March 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2004
 2005
 2006
 2007
June July Aug Septr Octr Nov
  Seasonally adjusted
1 Total 2,191,323 2,284,876 2,387,470 2,449,587r 2,466,244r 2,487,039r 2,492,163 2,497,199 2,513,889
 
2 Revolving 800,017 824,963 875,406 902,189 909,359r 917,301r 921,814 929,713 939,611
3 Nonrevolving2 1,391,306 1,459,913 1,512,064 1,547,398r 1,556,885r 1,569,737r 1,570,349 1,567,487 1,574,278
  Not seasonally adjusted
4 Total 2,219,410 2,313,862 2,418,262 2,433,320r 2,451,319r 2,489,290r 2,498,689 2,503,721 2,523,897
 
  By major holder  
5 Commercial banks 704,270 707,039 741,200 737,869 748,568r 763,852r 771,518 771,441 788,351
6 Finance companies 492,346 516,534 534,354 543,353 555,253 567,433 565,934 568,141 571,989
7 Credit unions 215,384 228,588 234,532 232,952 235,627 237,906 238,317 238,621 238,829
8 Federal government and Sallie Mae 86,074 89,822 91,676 94,642 94,436 96,577 98,006 98,208 98,295
9 Savings institutions 91,300 109,077 95,547 97,165 86,904 86,912 87,030 87,181 87,290
10 Nonfinancial business 58,570 58,817 56,757 53,517 53,416r 54,024r 53,800 53,734 55,298
11 Pools of securitized assets3 571,466 603,986 664,197 673,823r 677,116 682,587 684,085 686,396 683,845
 
  By major type of credit4  
12 Revolving 823,707 849,975 902,316 896,691 903,469r 916,517r 921,093 927,563 945,154
13 Commercial banks 314,649 311,204 327,302 311,006 312,598r 319,482r 322,419 321,324 336,536
14 Finance companies 50,382 66,307 79,874 75,083 76,378 77,455 78,347 80,562 82,948
15 Credit unions 23,244 24,688 27,388 27,724 28,451 28,904 29,159 29,588 30,243
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 27,907 40,755 42,459 42,459 39,590 39,598 39,637 40,245 40,796
18 Nonfinancial business 12,372 11,598 7,779 7,233 7,227 7,319 7,320 7,295 7,429
19 Pools of securitized assets3 395,153 395,423 417,514 433,185 439,225 443,759 444,211 448,549 447,202
 
20 Nonrevolving 1,395,703 1,463,887 1,515,946 1,536,629r 1,547,850r 1,572,773r 1,577,596 1,576,158 1,578,743
21 Commercial banks 389,621 395,835 413,898 426,863 435,970r 444,370r 449,099 450,116 451,816
22 Finance companies 441,964 450,226 454,480 468,269 478,875 489,978 487,586 487,579 489,041
23 Credit unions 192,140 203,900 207,144 205,228 207,176 209,002 209,158 209,033 208,586
24 Federal government and Sallie Mae 86,074 89,822 91,676 94,642 94,436 96,577 98,006 98,208 98,295
25 Savings institutions 63,393 68,322 53,088 54,706 47,314 47,314 47,393 46,936 46,494
26 Nonfinancial business 46,198 47,219 48,978 46,283 46,189r 46,705r 46,479 46,439 47,868
27 Pools of securitized assets3 176,314 208,564 246,683 240,638r 237,891 238,828 239,875 237,846 236,643

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | March 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: April 11, 2008