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Release Date: January 30, 2009
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H.8 (510); Page 1
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	9,204.6	9,409.7	9,441.1	9,458.2	9,612.7	9,992.2	9,921.5	9,927.6	9,808.5	9,776.5	9,843.2	9,800.9
2	Securities in bank credit	2,424.3	2,481.8	2,506.0	2,492.0	2,545.6	2,726.3	2,730.6	2,765.9	2,718.0	2,686.3	2,761.8	2,733.7
3	Treasury and Agency securities 2	1,128.2	1,120.4	1,122.0	1,134.0	1,158.8	1,231.4	1,265.4	1,256.0	1,266.8	1,264.3	1,288.4	1,290.4
4	Other securities 3	1,296.1	1,361.4	1,384.0	1,358.0	1,386.8	1,494.9	1,465.2	1,509.9	1,451.1	1,421.9	1,473.4	1,443.3
5	Loans and leases in bank credit 4	6,780.4	6,927.9	6,935.1	6,966.2	7,067.1	7,265.9	7,190.9	7,161.7	7,090.6	7,090.2	7,081.4	7,067.2
6	Commercial and industrial	1,433.3	1,509.0	1,516.9	1,518.8	1,546.9	1,610.3	1,604.9	1,584.1	1,564.8	1,564.6	1,568.8	1,570.9
7	Real estate	3,578.4	3,658.6	3,638.6	3,657.3	3,674.9	3,799.5	3,790.4	3,787.2	3,768.7	3,757.3	3,761.5	3,772.1
8	Revolving home equity	483.5	519.1	524.3	527.0	540.9	578.3	580.8	587.1	588.9	589.8	590.4	591.2
9	Other residential	1,492.3	1,452.2	1,438.4	1,448.2	1,447.8	1,499.3	1,482.6	1,468.7	1,452.2	1,442.0	1,447.4	1,457.2
10	Commercial	1,602.6	1,687.3	1,675.9	1,682.1	1,686.1	1,721.9	1,726.9	1,731.4	1,727.7	1,725.5	1,723.6	1,723.7
11	Consumer	809.2	832.4	840.2	846.1	852.9	871.3	876.5	881.9	877.6	883.0	896.9	897.8
12	Credit cards and other revolving plans	351.1	347.1	351.0	358.3	364.9	382.4	388.0	389.1	384.5	390.0	399.5	396.7
13	Other	458.0	485.3	489.2	487.8	488.0	488.9	488.6	492.8	493.1	493.0	497.4	501.2
14	Security 5	287.4	286.1	301.1	311.5	336.0	306.2	271.5	248.3	232.2	242.0	221.0	211.3
15	Fed funds and RPs with brokers	232.5	235.3	247.8	258.6	271.3	241.5	220.9	206.0	193.0	200.0	178.6	170.7
16	Other	54.9	50.8	53.3	53.0	64.7	64.8	50.6	42.3	39.2	42.0	42.4	40.7
17	Other loans and leases	672.0	641.8	638.3	632.5	656.4	678.7	647.6	660.3	647.4	643.2	633.2	615.1
18	Interbank loans	435.7	456.2	440.2	433.7	460.0	441.2	343.2	359.9	391.0	443.9	414.5	450.2
19	Fed funds and RPs with banks 6	352.4	369.0	361.1	355.0	384.0	358.8	264.9	295.1	332.4	382.7	350.4	386.7
20	Other	83.3	87.2	79.1	78.7	76.1	82.3	78.4	64.8	58.6	61.2	64.0	63.5
21	Cash assets 7	297.2	303.9	301.1	302.4	373.8	587.2	874.0	1,010.2	963.7	1,072.0	1,051.3	1,001.2
22	Other assets 8	958.5	1,004.8	1,018.5	1,016.2	1,039.0	1,084.6	1,130.3	1,146.3	1,132.6	1,106.9	1,107.4	1,103.9
23	Total Assets 9	10,819.6	11,071.3	11,089.9	11,096.6	11,366.4	11,976.2	12,136.5	12,310.9	12,160.6	12,258.6	12,275.8	12,216.9
	Liabilities
24	Deposits	6,655.6	6,933.6	6,909.9	6,938.2	7,090.8	7,138.8	7,076.6	7,262.3	7,293.5	7,308.4	7,342.9	7,367.9
25	Transaction	600.9	602.0	617.9	595.3	633.3	671.7	696.4	764.1	781.0	779.9	692.1	677.6
26	Nontransaction	6,054.7	6,331.6	6,291.9	6,342.8	6,457.4	6,467.1	6,380.1	6,498.2	6,512.5	6,528.5	6,650.9	6,690.3
27	Large time	2,010.1	2,126.6	2,133.8	2,131.7	2,161.9	2,063.6	1,938.9	1,983.9	2,004.8	1,979.4	2,000.6	1,995.9
28	Other	4,044.6	4,205.0	4,158.1	4,211.1	4,295.5	4,403.5	4,441.3	4,514.3	4,507.7	4,549.1	4,650.3	4,694.4
29	Borrowings	2,263.1	2,329.9	2,357.9	2,379.6	2,424.9	2,649.0	2,630.1	2,492.2	2,461.5	2,470.8	2,407.0	2,458.6
30	From banks in the U.S.	480.3	481.8	479.8	477.9	480.4	457.3	401.1	377.2	400.4	443.1	414.8	450.2
31	From others	1,782.9	1,848.1	1,878.1	1,901.7	1,944.4	2,191.7	2,229.0	2,115.1	2,061.1	2,027.8	1,992.1	2,008.4
32	Net due to related foreign offices	73.6	-17.6	-50.2	-103.9	-80.5	165.5	388.7	429.5	397.4	480.1	465.6	392.8
33	Other liabilities	662.5	671.4	671.7	671.0	713.0	804.5	842.1	939.3	902.1	867.2	920.0	886.3
34	Total Liabilities	9,654.8	9,917.3	9,889.2	9,884.9	10,148.1	10,757.8	10,937.6	11,123.3	11,054.6	11,126.5	11,135.5	11,105.6
35	Residual (assets less liabilities) 10	1,164.7	1,154.1	1,200.7	1,211.7	1,218.4	1,218.3	1,198.9	1,187.5	1,106.0	1,132.0	1,140.3	1,111.3

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H.8 (510); Page 2
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	9,257.4	9,375.4	9,370.2	9,391.8	9,591.2	9,999.9	9,976.6	9,984.1	9,855.8	9,814.8	9,888.5	9,865.5
2	Securities in bank credit	2,410.5	2,494.9	2,487.6	2,476.8	2,525.4	2,709.5	2,739.8	2,751.7	2,688.7	2,664.3	2,741.3	2,738.8
3	Treasury and Agency securities 2	1,110.1	1,130.8	1,126.1	1,139.6	1,151.8	1,217.5	1,260.7	1,238.8	1,246.7	1,242.3	1,267.0	1,273.3
4	Other securities 3	1,300.3	1,364.1	1,361.5	1,337.1	1,373.6	1,492.0	1,479.1	1,512.9	1,442.0	1,422.1	1,474.2	1,465.5
5	Loans and leases in bank credit 4	6,846.9	6,880.5	6,882.6	6,915.0	7,065.9	7,290.4	7,236.8	7,232.5	7,167.2	7,150.5	7,147.2	7,126.8
6	Commercial and industrial	1,438.3	1,503.0	1,505.8	1,511.6	1,544.3	1,610.8	1,607.4	1,590.6	1,576.0	1,569.8	1,573.4	1,578.8
7	Real estate	3,610.5	3,627.1	3,622.6	3,626.6	3,669.3	3,831.0	3,833.2	3,823.5	3,795.6	3,796.3	3,794.6	3,794.0
8	Revolving home equity	487.0	515.2	522.4	526.8	541.2	581.2	585.8	591.6	593.3	593.7	594.9	595.8
9	Other residential	1,515.8	1,441.2	1,425.2	1,421.1	1,436.2	1,514.5	1,509.6	1,494.3	1,472.3	1,474.7	1,472.7	1,470.3
10	Commercial	1,607.7	1,670.7	1,675.0	1,678.7	1,691.9	1,735.3	1,737.8	1,737.6	1,730.0	1,727.9	1,726.9	1,727.9
11	Consumer	818.3	827.6	833.8	844.8	854.8	866.4	876.9	891.8	895.8	898.1	913.4	917.6
12	Credit cards and other revolving plans	365.6	343.4	348.5	356.8	364.2	378.4	390.1	403.1	405.7	406.0	415.5	414.6
13	Other	452.6	484.1	485.3	488.0	490.6	488.0	486.9	488.7	490.1	492.1	497.9	502.9
14	Security 5	297.9	285.9	287.6	300.7	332.0	302.2	270.8	256.4	237.1	239.3	230.2	214.7
15	Fed funds and RPs with brokers	238.3	237.5	237.2	249.2	269.0	238.9	219.1	211.5	195.8	196.9	187.4	173.0
16	Other	59.6	48.4	50.4	51.5	63.0	63.3	51.7	44.9	41.3	42.4	42.8	41.6
17	Other loans and leases	681.9	636.9	632.8	631.3	665.4	680.0	648.4	670.2	662.6	647.0	635.6	621.7
18	Interbank loans	452.3	438.8	424.6	426.2	457.9	440.2	349.9	371.2	405.9	434.0	417.5	455.8
19	Fed funds and RPs with banks 6	367.4	354.3	348.2	350.2	386.0	360.6	272.5	305.6	348.1	372.0	353.2	390.7
20	Other	84.9	84.5	76.4	76.0	72.0	79.6	77.5	65.6	57.8	62.0	64.3	65.0
21	Cash assets 7	312.4	300.1	296.8	290.3	371.5	586.0	890.4	1,056.3	1,100.1	1,108.4	1,084.1	1,075.0
22	Other assets 8	956.0	1,000.1	1,015.6	1,012.5	1,047.6	1,093.9	1,128.8	1,144.0	1,140.2	1,112.2	1,103.3	1,101.1
23	Total Assets 9	10,901.3	11,011.2	10,996.0	11,006.8	11,349.0	11,991.3	12,214.0	12,422.3	12,368.2	12,328.8	12,353.0	12,357.6
	Liabilities
24	Deposits	6,711.4	6,888.5	6,856.3	6,867.8	7,070.5	7,159.1	7,130.6	7,342.2	7,421.9	7,382.1	7,412.4	7,375.6
25	Transaction	628.2	601.0	602.4	585.1	624.3	659.9	700.3	801.9	881.2	738.7	695.6	721.5
26	Nontransaction	6,083.2	6,287.5	6,253.9	6,282.7	6,446.2	6,499.2	6,430.3	6,540.3	6,540.7	6,643.4	6,716.8	6,654.1
27	Large time	2,009.9	2,126.7	2,096.1	2,104.5	2,149.0	2,073.4	1,952.0	1,989.2	1,994.1	1,994.3	2,023.6	2,005.1
28	Other	4,073.3	4,160.8	4,157.8	4,178.2	4,297.3	4,425.7	4,478.2	4,551.2	4,546.6	4,649.1	4,693.2	4,649.1
29	Borrowings	2,281.3	2,338.3	2,330.8	2,372.0	2,446.4	2,652.3	2,636.4	2,494.5	2,446.6	2,417.5	2,363.6	2,463.0
30	From banks in the U.S.	489.2	477.7	467.4	470.7	479.6	453.1	404.5	384.7	411.6	434.2	412.1	458.8
31	From others	1,792.1	1,860.6	1,863.5	1,901.4	1,966.8	2,199.2	2,231.8	2,109.7	2,035.0	1,983.2	1,951.4	2,004.2
32	Net due to related foreign offices	96.7	-51.8	-26.2	-77.4	-65.9	181.0	398.9	460.3	438.9	513.9	476.9	463.0
33	Other liabilities	665.3	664.2	663.1	669.0	710.6	810.3	863.9	942.4	893.5	858.4	911.2	884.3
34	Total Liabilities	9,754.7	9,839.1	9,824.0	9,831.4	10,161.5	10,802.7	11,029.8	11,239.3	11,200.9	11,171.9	11,164.1	11,185.9
35	Residual (assets less liabilities) 10	1,146.6	1,172.0	1,171.9	1,175.4	1,187.5	1,188.6	1,184.2	1,183.0	1,167.3	1,156.9	1,188.9	1,171.7

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H.8 (510); Page 3
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	8,052.3	8,262.0	8,288.4	8,305.3	8,467.3	8,816.1	8,786.0	8,805.2	8,689.0	8,666.7	8,732.9	8,687.8
2	Securities in bank credit	1,968.8	2,017.4	2,029.2	2,019.4	2,083.7	2,244.9	2,262.0	2,289.3	2,235.6	2,221.4	2,287.5	2,259.4
3	Treasury and Agency securities 2	1,039.9	1,024.7	1,023.3	1,042.9	1,071.9	1,152.1	1,178.7	1,164.8	1,170.8	1,167.1	1,195.1	1,193.7
4	Other securities 3	928.9	992.7	1,005.9	976.5	1,011.8	1,092.8	1,083.3	1,124.5	1,064.8	1,054.3	1,092.5	1,065.8
5	Loans and leases in bank credit 4	6,083.4	6,244.6	6,259.1	6,285.9	6,383.6	6,571.2	6,524.0	6,515.9	6,453.3	6,445.3	6,445.4	6,428.4
6	Commercial and industrial	1,148.1	1,190.2	1,195.7	1,195.0	1,213.6	1,252.7	1,246.4	1,230.1	1,215.0	1,212.6	1,215.6	1,217.2
7	Real estate	3,541.2	3,614.1	3,593.1	3,610.4	3,629.1	3,756.0	3,748.8	3,745.4	3,726.9	3,714.7	3,718.7	3,729.4
8	Revolving home equity	483.2	518.6	523.9	526.5	540.5	577.8	580.4	586.7	588.4	589.4	590.0	590.8
9	Other residential	1,491.5	1,451.4	1,437.5	1,447.3	1,446.9	1,498.4	1,481.8	1,467.9	1,451.3	1,441.1	1,446.6	1,456.3
10	Commercial	1,566.5	1,644.1	1,631.8	1,636.5	1,641.6	1,679.8	1,686.6	1,690.8	1,687.2	1,684.2	1,682.1	1,682.3
11	Consumer	809.2	832.4	840.2	846.1	852.9	871.3	876.5	881.9	877.6	883.0	896.9	897.8
12	Credit cards and other revolving plans	351.1	347.1	351.0	358.3	364.9	382.4	388.0	389.1	384.5	390.0	399.5	396.7
13	Other	458.0	485.3	489.2	487.8	488.0	488.9	488.6	492.8	493.1	493.0	497.4	501.2
14	Security 5	147.0	179.9	194.2	204.3	240.8	230.3	212.9	205.4	192.3	193.4	173.7	161.5
15	Fed funds and RPs with brokers	116.5	149.1	163.3	174.2	195.3	183.5	177.5	176.1	165.1	165.2	144.2	133.7
16	Other	30.6	30.9	30.9	30.0	45.5	46.8	35.4	29.3	27.2	28.1	29.6	27.8
17	Other loans and leases	437.9	428.0	435.9	430.2	447.1	460.9	439.4	453.1	441.5	441.7	440.5	422.5
18	Interbank loans	350.4	385.6	372.3	366.3	391.5	379.9	296.7	329.5	370.7	411.6	380.1	409.7
19	Fed funds and RPs with banks 6	273.0	303.8	298.4	293.5	320.2	304.8	225.1	270.8	317.8	355.4	321.1	351.8
20	Other	77.4	81.8	73.9	72.8	71.4	75.1	71.6	58.7	52.9	56.2	58.9	57.9
21	Cash assets 7	244.6	242.0	242.6	246.8	309.8	448.3	579.6	669.4	652.0	686.2	713.7	664.6
22	Other assets 8	910.9	946.3	968.7	972.8	992.4	1,023.5	1,075.2	1,091.7	1,081.0	1,057.1	1,058.9	1,060.2
23	Total Assets 9	9,481.6	9,732.6	9,760.9	9,777.5	10,042.0	10,538.8	10,605.0	10,762.6	10,657.4	10,681.0	10,745.0	10,683.1
	Liabilities
24	Deposits	5,635.6	5,791.1	5,770.9	5,795.2	5,975.6	6,200.3	6,207.9	6,363.6	6,373.8	6,403.5	6,421.6	6,455.5
25	Transaction	587.6	586.9	603.6	583.0	619.7	655.6	684.2	749.9	767.9	765.9	678.7	664.2
26	Nontransaction	5,048.0	5,204.2	5,167.3	5,212.2	5,355.8	5,544.8	5,523.8	5,613.7	5,605.9	5,637.6	5,742.9	5,791.3
27	Large time	1,027.7	1,022.7	1,031.2	1,023.6	1,082.0	1,159.7	1,100.2	1,118.1	1,117.8	1,107.7	1,111.5	1,115.5
28	Other	4,020.3	4,181.5	4,136.2	4,188.6	4,273.8	4,385.0	4,423.6	4,495.6	4,488.1	4,529.9	4,631.4	4,675.8
29	Borrowings	1,659.9	1,715.9	1,735.5	1,750.5	1,784.3	1,991.6	1,984.3	1,890.6	1,874.1	1,877.3	1,843.5	1,849.4
30	From banks in the U.S.	412.9	410.3	402.9	405.2	389.2	394.4	358.2	344.7	373.0	402.6	381.0	407.8
31	From others	1,247.0	1,305.6	1,332.5	1,345.3	1,395.1	1,597.2	1,626.1	1,545.9	1,501.1	1,474.7	1,462.5	1,441.7
32	Net due to related foreign offices	486.4	546.2	529.7	509.8	506.2	512.8	563.7	589.6	596.1	593.9	617.6	587.1
33	Other liabilities	534.8	528.8	531.7	528.2	563.2	619.1	655.6	742.1	706.0	683.0	719.9	686.8
34	Total Liabilities	8,316.7	8,581.9	8,567.7	8,583.8	8,829.3	9,323.8	9,411.6	9,585.9	9,550.0	9,557.7	9,602.6	9,578.8
35	Residual (assets less liabilities) 10	1,165.0	1,150.7	1,193.2	1,193.7	1,212.7	1,214.9	1,193.4	1,176.6	1,107.4	1,123.3	1,142.5	1,104.3

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H.8 (510); Page 4
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	8,093.8	8,235.8	8,236.9	8,252.8	8,454.2	8,826.0	8,833.3	8,854.4	8,738.7	8,697.2	8,768.9	8,740.8
2	Securities in bank credit	1,955.8	2,029.1	2,019.1	2,009.8	2,067.9	2,230.1	2,265.4	2,277.7	2,215.8	2,199.4	2,272.2	2,263.1
3	Treasury and Agency securities 2	1,022.2	1,035.8	1,029.3	1,047.4	1,064.0	1,137.6	1,173.9	1,148.2	1,152.9	1,146.2	1,177.3	1,179.2
4	Other securities 3	933.6	993.4	989.8	962.4	1,003.9	1,092.4	1,091.4	1,129.5	1,062.9	1,053.2	1,094.9	1,084.0
5	Loans and leases in bank credit 4	6,138.0	6,206.7	6,217.8	6,243.0	6,386.3	6,595.9	6,568.0	6,576.6	6,522.9	6,497.7	6,496.8	6,477.6
6	Commercial and industrial	1,149.7	1,187.7	1,188.6	1,189.6	1,211.1	1,254.5	1,248.7	1,232.3	1,221.8	1,213.9	1,214.6	1,219.8
7	Real estate	3,572.4	3,583.0	3,577.8	3,581.5	3,623.6	3,786.5	3,790.8	3,780.8	3,752.7	3,753.2	3,751.3	3,751.1
8	Revolving home equity	486.6	514.7	522.0	526.4	540.8	580.7	585.4	591.2	592.9	593.3	594.5	595.4
9	Other residential	1,515.1	1,440.4	1,424.3	1,420.2	1,435.3	1,513.7	1,508.8	1,493.5	1,471.5	1,473.8	1,471.9	1,469.4
10	Commercial	1,570.7	1,627.9	1,631.5	1,634.9	1,647.6	1,692.1	1,696.7	1,696.1	1,688.3	1,686.1	1,684.9	1,686.3
11	Consumer	818.3	827.6	833.8	844.8	854.8	866.4	876.9	891.8	895.8	898.1	913.4	917.6
12	Credit cards and other revolving plans	365.6	343.4	348.5	356.8	364.2	378.4	390.1	403.1	405.7	406.0	415.5	414.6
13	Other	452.6	484.1	485.3	488.0	490.6	488.0	486.9	488.7	490.1	492.1	497.9	502.9
14	Security 5	151.7	181.3	184.3	196.4	240.0	226.3	210.2	210.8	196.5	191.0	181.1	163.8
15	Fed funds and RPs with brokers	120.4	150.4	154.1	167.0	195.2	180.7	174.6	181.0	169.3	163.6	152.7	135.9
16	Other	31.3	30.9	30.2	29.4	44.9	45.6	35.5	29.8	27.1	27.4	28.4	27.9
17	Other loans and leases	446.0	427.1	433.3	430.8	456.7	462.3	441.4	461.0	456.1	441.5	436.5	425.3
18	Interbank loans	362.9	371.6	358.2	360.5	388.2	377.2	301.2	339.1	385.8	401.0	381.6	412.1
19	Fed funds and RPs with banks 6	284.2	292.0	286.8	290.0	320.8	304.8	230.8	279.9	333.7	344.1	322.8	352.8
20	Other	78.7	79.6	71.5	70.5	67.4	72.3	70.4	59.1	52.1	56.9	58.8	59.2
21	Cash assets 7	259.0	239.1	238.1	233.9	305.5	444.8	590.4	710.4	790.5	726.9	744.7	736.4
22	Other assets 8	908.6	940.4	966.1	969.2	999.6	1,034.4	1,075.5	1,089.6	1,089.6	1,063.9	1,056.9	1,055.9
23	Total Assets 9	9,547.6	9,683.7	9,688.1	9,702.5	10,028.2	10,553.8	10,668.8	10,860.2	10,870.8	10,748.3	10,811.8	10,805.4
	Liabilities
24	Deposits	5,702.2	5,736.7	5,743.4	5,741.6	5,961.2	6,219.1	6,258.8	6,451.6	6,525.9	6,481.9	6,483.5	6,460.2
25	Transaction	614.7	586.1	588.4	572.9	610.7	644.2	688.4	787.5	867.1	724.8	682.2	707.9
26	Nontransaction	5,087.5	5,150.6	5,155.0	5,168.7	5,350.5	5,574.9	5,570.4	5,664.1	5,658.8	5,757.1	5,801.3	5,752.2
27	Large time	1,037.4	1,013.5	1,020.0	1,012.8	1,074.6	1,167.5	1,109.5	1,130.7	1,130.1	1,125.9	1,126.7	1,121.4
28	Other	4,050.1	4,137.1	4,135.0	4,155.9	4,275.9	4,407.4	4,460.9	4,533.5	4,528.7	4,631.1	4,674.7	4,630.8
29	Borrowings	1,670.1	1,721.4	1,719.6	1,756.1	1,827.4	2,017.5	1,994.1	1,886.6	1,860.2	1,820.6	1,792.2	1,859.7
30	From banks in the U.S.	417.5	408.3	395.5	400.1	389.8	392.9	360.5	350.4	382.9	396.7	376.0	418.3
31	From others	1,252.7	1,313.1	1,324.0	1,356.0	1,437.6	1,624.6	1,633.6	1,536.2	1,477.3	1,423.9	1,416.1	1,441.4
32	Net due to related foreign offices	494.7	533.8	529.9	507.0	495.2	508.9	561.4	599.9	623.8	627.7	640.2	633.6
33	Other liabilities	536.4	523.7	527.7	527.1	562.0	625.5	675.4	744.1	698.6	666.4	712.0	685.2
34	Total Liabilities	8,403.4	8,515.6	8,520.5	8,531.7	8,845.9	9,371.0	9,489.7	9,682.3	9,708.6	9,596.5	9,628.0	9,638.7
35	Residual (assets less liabilities) 10	1,144.2	1,168.0	1,167.6	1,170.8	1,182.4	1,182.8	1,179.1	1,177.9	1,162.2	1,151.8	1,183.9	1,166.7

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H.8 (510); Page 5
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	5,124.7	5,283.2	5,287.5	5,293.6	5,425.2	5,750.0	5,719.5	5,686.6	5,563.4	5,527.5	5,595.2	5,555.0
2	Securities in bank credit	1,371.3	1,428.5	1,432.9	1,428.6	1,498.9	1,665.5	1,676.6	1,648.3	1,592.0	1,573.9	1,635.1	1,611.1
3	Treasury and Agency securities 2	668.9	665.1	662.6	685.3	709.8	784.3	806.5	789.0	793.2	788.9	818.3	815.7
3a	Trading account	92.7	66.1	53.7	56.4	72.0	133.6	121.7	96.1	104.1	101.4	99.7	97.2
3b	Investment account	576.2	599.0	608.9	629.0	637.8	650.6	684.8	692.9	689.1	687.4	718.6	718.5
3b1	Mortgage-backed	519.7	552.2	560.3	576.7	587.6	604.2	636.2	629.9	614.5	622.4	645.8	646.4
3b2	Other	56.5	46.8	48.6	52.3	50.2	46.4	48.6	63.0	74.6	65.0	72.8	72.1
4	Other securities	702.5	763.4	770.3	743.3	789.1	881.3	870.1	859.3	798.8	785.0	816.9	795.4
4a	Trading account 3	362.2	390.4	400.6	385.3	404.1	446.5	484.4	516.2	460.9	442.2	469.1	443.1
4a1	Derivatives with a positive fair value 11	182.8	193.5	214.2	215.2	230.2	283.1	342.4	374.8	323.4	307.4	339.5	306.4
4a2	Other	179.4	196.9	186.4	170.1	173.9	163.5	142.0	141.4	137.4	134.8	129.6	136.7
4b	Investment account	340.3	373.0	369.7	358.0	385.0	434.7	385.6	343.1	338.0	342.8	347.8	352.2
4b1	State and local government	58.4	53.2	53.3	52.7	52.2	52.7	52.0	52.8	54.3	55.7	55.7	55.6
4b2	Mortgage-backed	162.8	175.6	163.3	155.1	155.6	163.8	152.8	142.3	145.9	142.2	149.8	150.6
4b3	Other	119.1	144.1	153.2	150.3	177.2	218.3	180.8	148.0	137.7	144.9	142.2	146.0
5	Loans and leases in bank credit 4	3,753.4	3,854.7	3,854.6	3,865.0	3,926.3	4,084.5	4,043.0	4,038.3	3,971.3	3,953.6	3,960.1	3,943.9
6	Commercial and industrial	751.1	783.3	786.7	780.9	792.9	822.7	816.5	804.3	790.9	790.2	791.4	792.5
7	Real estate	2,060.0	2,089.0	2,059.4	2,067.0	2,067.7	2,178.2	2,175.3	2,175.2	2,151.8	2,135.4	2,144.2	2,154.2
8	Revolving home equity	394.9	421.6	427.0	428.6	440.2	474.1	476.6	482.3	482.9	483.1	483.9	484.4
9	Other residential	1,037.8	995.6	979.8	984.6	977.5	1,020.0	1,008.4	997.5	978.6	965.0	972.8	984.3
10	Commercial	627.3	671.7	652.6	653.7	650.0	684.1	690.2	695.4	690.4	687.2	687.4	685.4
11	Consumer	468.2	491.3	498.9	503.4	501.3	517.1	518.8	524.5	521.5	520.3	536.0	539.7
12	Credit cards and other revolving plans	134.6	131.9	135.3	138.7	143.1	159.2	160.7	162.0	160.5	158.5	169.1	170.0
13	Other	333.6	359.4	363.6	364.7	358.2	357.9	358.1	362.6	361.0	361.7	367.0	369.7
14	Security	138.8	169.1	183.2	193.6	229.8	219.7	203.4	194.6	180.7	181.6	162.4	149.9
15	Fed funds and RPs with brokers	112.5	143.2	157.3	168.5	189.2	177.7	172.9	170.0	158.3	158.2	137.6	126.8
16	Other	26.3	25.9	25.9	25.1	40.7	41.9	30.5	24.6	22.4	23.3	24.8	23.0
17	Other loans and leases	335.4	322.2	326.4	320.0	334.5	346.9	329.0	339.8	326.4	326.2	326.1	307.6
17a	Fed funds and RPs with others	45.7	24.2	27.4	25.0	22.6	25.3	20.7	35.7	32.4	37.3	30.7	15.5
17b	Other loans	191.9	195.8	199.9	199.3	218.1	229.4	216.8	212.7	204.2	199.4	205.8	202.8
17c	Lease financing receivables	97.8	102.2	99.0	95.8	93.9	92.2	91.4	91.3	89.8	89.5	89.6	89.4
18	Interbank loans	234.2	259.7	241.8	239.8	257.5	247.9	184.7	198.6	233.2	266.2	237.7	261.6
19	Fed funds and RPs with banks	176.3	204.1	195.2	193.5	214.5	207.4	146.9	165.7	200.6	237.7	208.5	232.6
20	Other	57.8	55.6	46.6	46.3	43.0	40.6	37.9	32.9	32.7	28.4	29.2	28.9
21	Cash assets 7	150.0	137.3	135.9	138.1	200.3	323.0	411.8	462.5	450.6	477.2	499.4	451.5
22	Other assets 8	669.0	713.4	739.1	741.9	754.1	779.7	820.5	813.7	798.7	780.0	781.1	780.6
23	Total Assets 9	6,137.8	6,333.5	6,337.8	6,345.5	6,565.8	7,020.6	7,053.5	7,077.2	6,959.3	6,959.6	7,022.1	6,958.4

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H.8 (510); Page 6
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Liabilities
24	Deposits	3,370.0	3,466.5	3,425.5	3,437.2	3,584.9	3,782.7	3,755.6	3,826.7	3,818.8	3,833.7	3,852.4	3,867.4
25	Transaction	319.1	317.7	327.9	317.3	349.9	383.3	418.1	474.3	475.0	488.3	409.3	401.1
26	Nontransaction	3,051.0	3,148.7	3,097.6	3,119.9	3,235.0	3,399.4	3,337.5	3,352.4	3,343.8	3,345.4	3,443.1	3,466.3
27	Large time	620.4	607.4	612.8	606.6	663.0	737.4	669.0	653.9	648.5	640.0	646.6	650.2
28	Other	2,430.6	2,541.4	2,484.9	2,513.3	2,572.1	2,662.0	2,668.5	2,698.5	2,695.3	2,705.5	2,796.5	2,816.1
29	Borrowings	1,079.0	1,121.6	1,143.6	1,158.8	1,195.0	1,387.9	1,391.3	1,296.1	1,282.8	1,283.0	1,259.6	1,272.4
30	From banks in the U.S.	163.0	161.5	163.1	158.2	150.5	152.2	130.3	121.8	149.4	173.8	159.8	200.6
31	From others	916.1	960.1	980.5	1,000.5	1,044.5	1,235.6	1,261.0	1,174.3	1,133.4	1,109.2	1,099.7	1,071.7
32	Net due to related foreign offices	483.1	541.5	524.4	506.2	501.7	510.7	557.5	583.7	592.5	592.8	615.1	577.2
33	Other liabilities	458.2	453.4	457.1	452.5	485.1	541.7	571.1	612.4	574.0	550.1	585.5	554.1
33a	Derivatives with a negative fair value 11	142.4	145.5	163.9	169.4	179.6	216.5	264.4	284.1	244.0	226.4	252.1	223.8
33b	Other	315.8	307.8	293.2	283.1	305.5	325.1	306.8	328.3	329.9	323.7	333.4	330.3
34	Total Liabilities	5,390.4	5,583.0	5,550.6	5,554.7	5,766.8	6,222.9	6,275.5	6,318.8	6,268.1	6,259.6	6,312.7	6,271.2
35	Residual (assets less liabilities) 10	747.4	750.5	787.2	790.8	799.0	797.7	778.0	758.4	691.2	700.0	709.4	687.3
	Memoranda
36	Mortgage-backed securities 12	682.4	727.8	723.6	731.8	743.1	768.0	788.9	772.2	760.3	764.6	795.7	797.0
37	Pass-thru	461.5	482.4	487.2	498.4	519.3	544.3	574.9	565.9	555.1	558.8	585.3	584.0
38	CMO, REMIC, and other	221.0	245.4	236.4	233.3	223.8	223.8	214.1	206.3	205.2	205.8	210.4	213.1
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-6.5	-29.2	-35.6	-46.2	-46.5	-56.0	-74.4	-80.6	-77.9	-72.2	-72.1	-71.4
40	Securitized consumer loans 14	113.4	115.0	113.1	112.9	120.3	135.7	133.5	129.5	127.8	127.2	126.8	124.5
41	Credit cards and other revolving plans	77.3	79.4	77.9	77.2	81.2	93.5	92.2	91.5	90.2	89.5	89.3	87.0
42	Other	36.1	35.6	35.2	35.7	39.1	42.3	41.3	38.0	37.5	37.7	37.5	37.5
43	Securitized real estate loans 14	1,183.3	1,213.3	1,247.7	1,275.9	1,300.5	1,357.8	1,347.0	1,339.8	1,339.2	1,335.3	1,335.3	1,338.1

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H.8 (510); Page 7
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	5,157.8	5,238.2	5,237.3	5,240.9	5,427.2	5,781.2	5,774.7	5,726.2	5,607.5	5,565.2	5,631.6	5,603.3
2	Securities in bank credit	1,360.1	1,433.3	1,429.9	1,425.3	1,491.3	1,655.8	1,684.7	1,638.7	1,575.5	1,555.9	1,622.3	1,615.4
3	Treasury and Agency securities 2	652.0	671.4	670.3	690.6	705.6	773.9	805.7	773.0	775.6	769.1	801.0	802.8
3a	Trading account	87.5	67.7	54.4	54.9	68.7	128.0	125.1	92.7	98.9	97.9	99.4	93.9
3b	Investment account	564.5	603.7	615.9	635.7	637.0	645.9	680.6	680.3	676.6	671.2	701.6	708.9
3b1	Mortgage-backed	508.9	556.0	567.4	583.4	585.9	599.0	630.6	618.9	605.4	609.1	632.4	639.0
3b2	Other	55.5	47.7	48.5	52.3	51.1	46.9	50.0	61.4	71.2	62.0	69.2	69.9
4	Other securities	708.1	761.8	759.7	734.7	785.7	881.9	879.0	865.8	799.9	786.8	821.3	812.6
4a	Trading account 3	364.6	391.6	392.7	379.0	399.8	447.6	492.5	519.1	458.0	439.7	469.4	456.9
4a1	Derivatives with a positive fair value 11	186.1	195.1	205.3	205.3	224.5	276.1	343.8	380.1	327.5	315.3	347.1	330.6
4a2	Other	178.5	196.5	187.4	173.7	175.3	171.6	148.7	139.0	130.5	124.3	122.3	126.3
4b	Investment account	343.5	370.2	367.0	355.8	385.8	434.3	386.5	346.7	341.9	347.2	352.0	355.7
4b1	State and local government	58.4	53.1	52.7	52.1	52.2	52.8	52.5	52.8	54.3	55.9	55.9	55.9
4b2	Mortgage-backed	161.7	173.2	170.2	162.7	160.0	159.5	150.0	140.7	143.9	140.7	149.2	150.4
4b3	Other	123.5	144.0	144.0	140.9	173.7	222.0	184.0	153.2	143.7	150.6	146.8	149.4
5	Loans and leases in bank credit 4	3,797.7	3,804.9	3,807.4	3,815.5	3,935.9	4,125.3	4,090.0	4,087.5	4,032.0	4,009.3	4,009.3	3,987.8
6	Commercial and industrial	753.8	777.7	777.8	775.6	792.1	828.1	822.0	807.4	796.6	792.2	791.0	795.1
7	Real estate	2,088.9	2,049.6	2,040.1	2,035.8	2,067.8	2,217.1	2,218.9	2,207.5	2,181.5	2,182.7	2,180.3	2,178.6
8	Revolving home equity	397.7	418.3	424.3	427.7	440.1	478.3	481.6	485.9	487.1	487.5	488.5	489.1
9	Other residential	1,059.3	978.1	963.6	956.2	969.2	1,040.0	1,035.8	1,020.8	999.9	1,001.1	999.5	997.3
10	Commercial	632.0	653.2	652.1	652.0	658.4	698.9	701.5	700.8	694.4	694.1	692.2	692.1
11	Consumer	468.6	487.7	491.9	497.8	503.6	515.4	517.7	525.6	528.6	528.6	545.7	550.6
12	Credit cards and other revolving plans	138.3	131.2	134.5	137.9	142.5	155.9	158.5	165.2	167.5	165.3	177.0	178.5
13	Other	330.4	356.5	357.4	360.0	361.1	359.5	359.2	360.4	361.1	363.3	368.7	372.1
14	Security	143.1	170.7	173.6	185.7	229.0	215.6	200.4	199.6	184.8	179.2	169.5	152.3
15	Fed funds and RPs with brokers	116.3	144.8	148.4	161.3	189.2	175.0	169.8	174.7	162.6	156.6	146.0	129.2
16	Other	26.8	25.9	25.2	24.4	39.9	40.6	30.6	25.0	22.2	22.6	23.6	23.1
17	Other loans and leases	343.2	319.2	324.0	320.6	343.5	349.1	331.0	347.3	340.4	326.6	322.8	311.3
17a	Fed funds and RPs with others	47.2	23.7	25.3	26.1	26.3	27.4	21.5	36.8	33.8	35.0	30.5	16.1
17b	Other loans	196.9	195.4	199.6	198.5	221.9	228.0	216.7	218.2	215.7	201.1	202.1	205.4
17c	Lease financing receivables	99.0	100.1	99.1	96.0	95.2	93.7	92.8	92.3	90.9	90.6	90.2	89.8
18	Interbank loans	244.7	249.5	235.8	238.1	260.2	249.3	188.5	207.4	252.6	253.9	237.7	268.1
19	Fed funds and RPs with banks	185.2	195.5	190.1	192.3	217.6	208.1	149.3	173.4	219.6	225.3	209.0	239.4
20	Other	59.5	54.0	45.7	45.7	42.6	41.2	39.2	34.0	33.0	28.5	28.7	28.6
21	Cash assets 7	162.0	133.7	131.6	127.3	197.1	321.3	422.0	498.9	568.8	510.2	525.6	514.9
22	Other assets 8	668.0	703.2	734.1	735.5	761.8	791.4	824.3	812.8	804.4	789.1	786.4	784.3
23	Total Assets 9	6,192.2	6,264.6	6,272.0	6,273.7	6,574.7	7,063.3	7,127.2	7,161.3	7,148.3	7,027.1	7,090.2	7,080.0

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H.8 (510); Page 8
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Liabilities
24	Deposits	3,431.5	3,398.7	3,394.9	3,381.3	3,583.9	3,817.9	3,812.2	3,910.0	3,962.5	3,909.3	3,914.5	3,890.8
25	Transaction	340.8	315.6	317.3	306.5	345.5	375.8	421.6	505.8	554.6	458.5	412.5	438.3
26	Nontransaction	3,090.7	3,083.1	3,077.7	3,074.8	3,238.4	3,442.0	3,390.6	3,404.2	3,407.8	3,450.8	3,501.9	3,452.5
27	Large time	630.4	597.6	603.4	595.8	656.8	746.4	678.0	666.7	662.2	659.7	662.5	656.8
28	Other	2,460.2	2,485.5	2,474.3	2,478.9	2,581.6	2,695.6	2,712.6	2,737.5	2,745.6	2,791.0	2,839.5	2,795.7
29	Borrowings	1,078.7	1,125.6	1,131.8	1,168.8	1,238.2	1,414.3	1,398.8	1,281.1	1,253.7	1,225.6	1,206.9	1,264.7
30	From banks in the U.S.	163.1	159.2	155.5	155.9	150.6	151.1	130.7	122.7	151.5	169.9	156.6	203.0
31	From others	915.6	966.4	976.3	1,012.9	1,087.5	1,263.2	1,268.1	1,158.4	1,102.3	1,055.7	1,050.3	1,061.7
32	Net due to related foreign offices	491.0	529.8	524.8	504.1	492.3	507.3	556.0	593.7	619.2	623.8	635.1	624.0
33	Other liabilities	459.6	448.4	454.0	452.2	484.6	548.1	591.0	614.3	567.4	535.6	579.2	553.6
33a	Derivatives with a negative fair value 11	143.2	149.0	159.2	160.9	176.4	213.2	264.5	285.0	244.4	230.3	255.9	241.1
33b	Other	316.4	299.5	294.8	291.2	308.3	334.9	326.5	329.2	323.0	305.3	323.3	312.5
34	Total Liabilities	5,460.8	5,502.5	5,505.6	5,506.3	5,799.0	6,287.6	6,357.9	6,399.0	6,402.8	6,294.3	6,335.6	6,333.1
35	Residual (assets less liabilities) 10	731.4	762.1	766.4	767.4	775.7	775.7	769.2	762.3	745.5	732.9	754.5	747.0
	Memoranda
36	Mortgage-backed securities 12	670.6	729.2	737.7	746.1	745.9	758.5	780.6	759.5	749.4	749.8	781.5	789.4
37	Pass-thru	445.5	490.2	501.5	515.6	519.0	532.8	563.6	549.3	539.1	538.6	565.7	572.1
38	CMO, REMIC, and other	225.1	239.0	236.1	230.5	226.8	225.7	217.0	210.3	210.3	211.2	215.8	217.4
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-6.5	-29.2	-35.6	-46.2	-46.5	-56.0	-74.4	-80.6	-77.9	-72.2	-72.1	-71.4
40	Securitized consumer loans 14	112.3	115.6	115.1	114.2	120.9	133.3	130.6	128.2	127.4	127.3	127.2	125.1
41	Credit cards and other revolving plans	74.0	81.1	80.2	79.9	82.6	91.7	89.6	87.8	87.1	87.1	87.1	85.2
42	Other	38.4	34.5	35.0	34.3	38.3	41.6	41.0	40.5	40.3	40.2	40.1	39.9
43	Securitized real estate loans 14	1,195.7	1,217.3	1,231.2	1,244.5	1,268.3	1,336.1	1,339.6	1,349.1	1,355.6	1,355.0	1,354.2	1,357.3

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H.8 (510); Page 9
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	2,927.5	2,978.8	3,000.9	3,011.8	3,042.1	3,066.1	3,066.5	3,118.6	3,125.6	3,139.3	3,137.7	3,132.9
2	Securities in bank credit	597.5	588.9	596.3	590.8	584.8	579.3	585.4	641.0	643.6	647.5	652.4	648.3
3	Treasury and Agency securities 2	371.0	359.6	360.7	357.5	362.1	367.9	372.2	375.8	377.6	378.3	376.8	377.9
4	Other securities 3	226.5	229.3	235.6	233.2	222.7	211.5	213.2	265.2	266.0	269.3	275.6	270.4
5	Loans and leases in bank credit 4	2,330.1	2,389.9	2,404.6	2,421.0	2,457.3	2,486.8	2,481.0	2,477.6	2,482.0	2,491.7	2,485.3	2,484.5
6	Commercial and industrial	397.0	407.0	409.0	414.1	420.7	430.0	429.9	425.8	424.1	422.4	424.2	424.7
7	Real estate	1,481.3	1,525.1	1,533.7	1,543.4	1,561.4	1,577.8	1,573.6	1,570.2	1,575.1	1,579.3	1,574.5	1,575.2
8	Revolving home equity	88.3	97.0	96.9	97.9	100.2	103.7	103.8	104.4	105.5	106.2	106.0	106.4
9	Other residential	453.7	455.8	457.7	462.7	469.5	478.4	473.4	470.4	472.7	476.1	473.7	472.0
10	Commercial	939.3	972.3	979.2	982.8	991.6	995.7	996.4	995.4	996.8	996.9	994.7	996.8
11	Consumer	341.0	341.1	341.3	342.7	351.6	354.2	357.7	357.3	356.1	362.7	360.9	358.1
12	Credit cards and other revolving plans	216.5	215.2	215.8	219.6	221.8	223.2	227.2	227.1	224.0	231.5	230.4	226.6
13	Other	124.5	125.9	125.6	123.1	129.8	131.0	130.5	130.2	132.0	131.3	130.4	131.5
17	Other loans and leases 6	110.8	116.7	120.5	120.8	123.6	124.7	119.9	124.2	126.7	127.3	125.7	126.5
18	Interbank loans	116.2	125.9	130.5	126.5	134.0	131.9	112.0	130.8	137.5	145.5	142.4	148.2
19	Fed funds and RPs with banks 6	96.7	99.7	103.2	100.0	105.7	97.4	78.3	105.0	117.2	117.7	112.7	119.2
20	Other	19.5	26.2	27.3	26.5	28.3	34.5	33.8	25.8	20.2	27.8	29.8	29.0
21	Cash assets 7	94.5	104.8	106.6	108.8	109.5	125.3	167.9	206.9	201.4	209.0	214.2	213.1
22	Other assets 8	241.9	232.8	229.6	230.9	238.3	243.8	254.8	278.0	282.3	277.0	277.8	279.6
23	Total Assets 9	3,343.9	3,399.1	3,423.1	3,432.0	3,476.2	3,518.1	3,551.5	3,685.3	3,698.1	3,721.4	3,722.9	3,724.7
	Liabilities
24	Deposits	2,265.6	2,324.6	2,345.4	2,358.0	2,390.7	2,417.6	2,452.3	2,536.9	2,555.0	2,569.8	2,569.2	2,588.1
25	Transaction	268.6	269.1	275.7	265.6	269.9	272.3	266.1	275.6	292.9	277.6	269.3	263.1
26	Nontransaction	1,997.0	2,055.5	2,069.7	2,092.3	2,120.8	2,145.4	2,186.3	2,261.3	2,262.1	2,292.2	2,299.8	2,325.0
27	Large time	407.3	415.3	418.4	417.1	419.1	422.3	431.2	464.2	469.4	467.7	464.9	465.4
28	Other	1,589.8	1,640.1	1,651.3	1,675.3	1,701.8	1,723.1	1,755.1	1,797.2	1,792.7	1,824.4	1,834.9	1,859.6
29	Borrowings	580.9	594.3	591.9	591.8	589.3	603.8	593.0	594.6	591.3	594.3	583.9	577.1
30	From banks in the U.S.	249.9	248.7	239.9	247.0	238.7	242.1	227.9	222.9	223.6	228.8	221.2	207.1
31	From others	331.0	345.6	352.1	344.8	350.6	361.6	365.1	371.6	367.7	365.5	362.8	369.9
32	Net due to related foreign offices	3.3	4.6	5.3	3.7	4.5	2.1	6.3	5.9	3.6	1.2	2.4	9.9
33	Other liabilities	76.6	75.5	74.6	75.7	78.0	77.4	84.5	129.8	132.0	132.9	134.4	132.6
34	Total Liabilities	2,926.3	2,999.0	3,017.2	3,029.1	3,062.6	3,101.0	3,136.1	3,267.1	3,281.9	3,298.1	3,289.9	3,307.6
35	Residual (assets less liabilities) 10	417.5	400.1	406.0	402.9	413.6	417.2	415.4	418.2	416.2	423.3	433.0	417.1
	Memoranda
36	Mortgage-backed securities 12	249.1	250.0	273.0	269.9	278.2	274.8	266.6	267.9	271.9	269.9	270.1	270.6
40	Securitized consumer loans 14	281.1	299.5	299.9	296.7	294.5	291.6	285.7	286.2	285.6	286.7	285.3	286.1
43	Securitized real estate loans 14	35.8	28.2	26.7	28.2	28.4	27.1	26.7	26.6	26.4	26.5	26.4	26.5

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H.8 (510); Page 10
For use at 4:15 p.m. Eastern Time; January 30, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Dec	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	Week ending
										Dec 31	Jan 7	Jan 14	Jan 21
	Assets
1	Bank credit	2,936.0	2,997.7	2,999.6	3,011.9	3,027.0	3,044.9	3,058.7	3,128.1	3,131.2	3,132.0	3,137.4	3,137.5
2	Securities in bank credit	595.6	595.8	589.1	584.4	576.6	574.2	580.6	639.0	640.3	643.5	649.9	647.7
3	Treasury and Agency securities 2	370.2	364.3	359.0	356.8	358.3	363.7	368.2	375.3	377.3	377.1	376.3	376.4
4	Other securities 3	225.5	231.5	230.1	227.6	218.2	210.5	212.4	263.7	263.0	266.4	273.6	271.3
5	Loans and leases in bank credit 4	2,340.4	2,401.8	2,410.5	2,427.5	2,450.4	2,470.6	2,478.0	2,489.1	2,490.9	2,488.5	2,487.5	2,489.8
6	Commercial and industrial	395.9	410.0	410.8	414.0	419.0	426.3	426.7	424.8	425.2	421.7	423.6	424.7
7	Real estate	1,483.5	1,533.4	1,537.7	1,545.7	1,555.9	1,569.4	1,571.9	1,573.2	1,571.2	1,570.5	1,571.0	1,572.5
8	Revolving home equity	88.9	96.4	97.7	98.8	100.6	102.5	103.8	105.2	105.8	105.8	106.0	106.3
9	Other residential	455.8	462.3	460.7	464.0	466.1	473.7	473.0	472.7	471.5	472.8	472.3	472.1
10	Commercial	938.8	974.7	979.4	982.9	989.2	993.2	995.1	995.3	993.9	992.0	992.7	994.2
11	Consumer	349.6	339.9	341.9	346.9	351.2	351.0	359.3	366.2	367.2	369.5	367.6	367.0
12	Credit cards and other revolving plans	227.4	212.2	214.0	218.9	221.8	222.5	231.6	237.9	238.3	240.7	238.5	236.2
13	Other	122.2	127.6	127.9	128.0	129.4	128.5	127.7	128.3	128.9	128.8	129.2	130.8
17	Other loans and leases 6	111.4	118.5	120.0	120.8	124.3	123.9	120.2	124.8	127.3	126.7	125.2	125.5
18	Interbank loans	118.2	122.1	122.4	122.5	128.0	127.8	112.7	131.6	133.2	147.1	143.9	144.0
19	Fed funds and RPs with banks 6	99.1	96.5	96.6	97.7	103.3	96.7	81.6	106.5	114.1	118.7	113.8	113.4
20	Other	19.1	25.6	25.8	24.8	24.8	31.1	31.1	25.1	19.1	28.3	30.1	30.6
21	Cash assets 7	97.1	105.4	106.5	106.6	108.4	123.5	168.4	211.5	221.7	216.6	219.1	221.5
22	Other assets 8	240.6	237.2	232.0	233.7	237.8	243.0	251.1	276.8	285.3	274.8	270.6	271.6
23	Total Assets 9	3,355.4	3,419.0	3,416.1	3,428.8	3,453.5	3,490.5	3,541.6	3,698.9	3,722.5	3,721.2	3,721.7	3,725.3
	Liabilities
24	Deposits	2,270.8	2,337.9	2,348.4	2,360.3	2,377.3	2,401.2	2,446.6	2,541.6	2,563.5	2,572.6	2,569.0	2,569.3
25	Transaction	273.9	270.4	271.1	266.4	265.2	268.4	266.8	281.7	312.5	266.3	269.6	269.6
26	Nontransaction	1,996.8	2,067.5	2,077.3	2,093.9	2,112.1	2,132.9	2,179.8	2,260.0	2,251.0	2,306.3	2,299.4	2,299.7
27	Large time	407.0	415.9	416.6	416.9	417.8	421.0	431.5	464.0	467.9	466.2	464.2	464.6
28	Other	1,589.8	1,651.6	1,660.7	1,677.0	1,694.3	1,711.8	1,748.3	1,796.0	1,783.1	1,840.1	1,835.2	1,835.1
29	Borrowings	591.5	595.8	587.8	587.3	589.3	603.2	595.3	605.6	606.5	595.0	585.3	595.1
30	From banks in the U.S.	254.4	249.1	240.0	244.2	239.2	241.8	229.9	227.7	231.4	226.8	219.4	215.3
31	From others	337.1	346.7	347.7	343.2	350.1	361.4	365.4	377.9	375.1	368.2	365.9	379.8
32	Net due to related foreign offices	3.6	4.1	5.1	2.9	2.9	1.6	5.4	6.3	4.5	3.8	5.2	9.6
33	Other liabilities	76.7	75.3	73.7	74.9	77.4	77.4	84.4	129.9	131.3	130.8	132.9	131.6
34	Total Liabilities	2,942.6	3,013.2	3,015.0	3,025.4	3,046.9	3,083.4	3,131.8	3,283.4	3,305.8	3,302.3	3,292.3	3,305.6
35	Residual (assets less liabilities) 10	412.8	405.9	401.1	403.4	406.6	407.1	409.9	415.6	416.7	419.0	429.3	419.7
	Memoranda
36	Mortgage-backed securities 12	243.9	265.5	263.1	262.2	264.1	264.7	259.4	261.8	265.9	264.3	265.0	265.7
40	Securitized consumer loans 14