B.7. Selected Measures of Financial Performance of Agricultural and Other Small Banks Percent __________________________________________________________________________________________________________________________________________________________________ Distribution of net income as a Average rate Rate Net charge-offs share of average equity at of return of return as share Average agricultural banks on equity to assets of total loans capital ratio _____________________________________________________________________________________________________________________________________________________ 25 percent Agri- Other Agri- Other Agri- Other Agri- Other Negative 0-4 5-9 10-14 15-19 20-24 and cultural Small cultural small cultural small cultural small Period All banks income percent pecent percent percent percent over banks Banks banks banks banks banks banks banks __________________________________________________________________________________________________________________________________________________________________ 1991...... | 100.0 4.3 7.6 32.2 39.2 13.3 2.5 .9 10.9 8.8 1.0 .7 .4 .8 10.1 9.2 1992...... | 100.0 2.0 5.3 25.3 41.1 19.6 5.1 1.6 12.5 11.3 1.2 1.0 .4 .7 10.4 9.5 1993...... | 100.0 1.6 5.9 27.8 40.4 18.4 4.6 1.3 12.3 12.3 1.2 1.1 .2 .4 10.8 9.9 1994...... | 100.0 1.5 5.9 31.4 40.1 16.9 3.3 .9 11.8 12.5 1.2 1.1 .2 .3 10.7 9.9 1995...... | 100.0 1.4 5.7 37.1 39.6 13.4 2.3 .6 11.2 12.1 1.2 1.2 .2 .3 11.2 10.4 1996...... | 100.0 2.1 5.6 33.4 41.6 14.2 2.6 .5 11.4 12.3 1.2 1.2 .2 .3 10.9 10.4 1997...... | 100.0 1.6 5.9 34.5 39.7 14.2 3.1 1.1 11.4 12.3 1.2 1.2 .2 .3 11.0 10.5 1998...... | 100.0 2.0 8.7 35.6 35.5 13.4 3.5 1.3 11.3 11.7 1.2 1.2 .2 .3 10.9 10.5 1999...... | 100.0 2.9 7.9 34.8 33.3 14.2 4.9 1.9 11.8 11.9 1.2 1.1 .3 .3 10.5 10.3 2000...... | 100.0 2.4 8.9 35.3 33.5 13.8 4.2 1.8 11.7 11.4 1.2 1.1 .3 .3 10.7 10.4 2001...... | 100.0 3.1 12.6 37.6 28.6 13.1 3.7 1.3 10.8 10.4 1.1 1.0 .3 .3 10.7 10.4 2002...... | 100.0 3.0 10.7 35.1 31.4 13.5 4.6 1.7 11.5 10.6 1.2 1.1 .4 .3 11.0 10.6 1998: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 3.0 3.3 .3 .3 .0 .1 11.2 10.5 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 6.1 6.4 .6 .6 .1 .1 11.2 10.7 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 8.9 9.1 1.0 .9 .1 .2 11.4 10.8 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.3 11.7 1.2 1.2 .2 .3 10.9 10.5 1999: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 2.9 3.0 .3 .3 .0 .1 11.0 10.5 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 6.0 6.1 .6 .6 .1 .1 10.8 10.4 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 9.1 8.9 .9 .9 .2 .2 10.8 10.4 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.8 11.9 1.2 1.1 .3 .3 10.5 10.3 2000: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 3.2 3.1 .3 .3 .0 .1 10.5 10.2 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 6.5 6.1 .6 .6 .1 .1 10.6 10.3 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 9.3 8.9 .9 .9 .1 .2 10.7 10.4 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.7 11.4 1.2 1.1 .3 .3 10.7 10.4 2001: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 2.8 2.8 .3 .3 .0 .1 11.0 10.5 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 5.6 5.4 .6 .5 .1 .1 11.0 10.5 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 8.2 7.9 .9 .8 .2 .2 11.2 10.6 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 10.8 10.4 1.1 1.0 .3 .3 10.7 10.4 2002: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 3.0 2.9 .3 .3 .1 .1 10.8 10.4 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 6.0 5.6 .6 .6 .1 .1 11.1 10.6 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 8.9 8.3 .9 .8 .2 .2 11.2 10.7 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.5 10.6 1.2 1.1 .4 .3 11.0 10.6 __________________________________________________________________________________________________________________________________________________________________ Note. Agricultural and other banks are defined in the introduction to section B; small banks have less than $500 million in assets. Total primary and secondary capital (items that are available at the end of the period specified) are measured as a percentage of total assets. Data are cumulative through the end of the quarter indicated. n.a. Not available. 27