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Release Date: January 26, 2012
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G.20 FINANCE COMPANIES 1 For immediate release
November 2011 January 2012
OWNED AND MANAGED RECEIVABLES OUTSTANDING 2
Seasonally adjusted
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2010 2011
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2006 2007 2008 2009 2010 Q3 Q4 Q1 Q2 Q3 Sep Oct r Nov p
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Percent change at annual rate 3
Total 6.1 2.1 -6.3 -15.5 -8.3 -8.3 -4.1 -5.7 -9.9 -5.1 -2.3 5.2 3.0
Consumer 5.6 7.9 -5.7 -16.3 -8.0 -19.0 2.3 -1.0 -7.6 -7.8 -4.2 10.5 8.6
Real estate 9.2 -6.5 -15.2 -10.6 -13.3 -10.3 -15.5 -18.7 -10.3 -10.1 -14.8 -10.3 -11.6
Business 3.8 3.1 1.2 -18.4 -4.2 8.8 -3.2 -1.6 -12.8 2.4 9.7 9.7 6.0
Amount: billions of dollars
Total 2014.6 2057.8 1927.3 1628.0 1493.7 1509.0 1493.7 1472.6 1436.1 1417.7 1417.7 1423.9 1427.4
Consumer 819.2 884.2 833.5 697.3 641.6 637.9 641.6 639.9 627.7 615.5 615.5 620.9 625.4
Real estate 613.4 573.4 486.3 434.8 377.1 392.3 377.1 359.5 350.3 341.4 341.4 338.5 335.2
Business 582.1 600.2 607.6 496.0 475.0 478.8 475.0 473.2 458.0 460.8 460.8 464.5 466.8
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AUTO LOANS: TERMS OF CREDIT 4
Percent except as noted: not seasonally adjusted
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New car loans
Interest rates 4.99 4.87 5.52 3.82 4.26 4.08 4.57 4.73 n.a. n.a. n.a. n.a. n.a.
Maturity (months) 63.0 62.0 63.4 62.0 63.0 63.8 62.5 62.3 n.a. n.a. n.a. n.a. n.a.
Loan-to-value ratio 94 95 91 90 86 87 82 80 n.a. n.a. n.a. n.a. n.a.
Amount financed (dollars) 26,620 28,287 26,178 28,272 27,959 28,081 27,423 26,673 n.a. n.a. n.a. n.a. n.a.
Used car loans
Interest rates 9.61 9.24 8.74 9.41 8.16 8.06 7.97 7.73 n.a. n.a. n.a. n.a. n.a.
Maturity (months) 59.4 60.7 59.8 59.2 62.6 62.9 63.4 64.5 n.a. n.a. n.a. n.a. n.a.
Loan-to-value ratio 99 100 98 101 96 96 96 96 n.a. n.a. n.a. n.a. n.a.
Amount financed (dollars) 16,671 17,095 16,664 16,225 18,124 18,085 18,424 18,723 n.a. n.a. n.a. n.a. n.a.
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1. Includes finance company subsidiaries of bank holding companies but not of retailers and banks.
2. Owned receivables are those carried on the balance sheet of the institution. Managed receivables are outstanding balances of
pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.
Data are shown before deductions for unearned income and losses. Components may not add to totals because of rounding.
3. The series may contain breaks that result from discontinuities in source data. Growth rates are adjusted to exclude the effect
of such breaks.
4. Data are volume-weighted averages covering all loans of each type purchased during the month. The statistical foundation
for these series has deteriorated in the past few months. Therefore, publication of these series is temporarily being suspended.
The statistical foundation is in the process of being improved, and publication will resume as soon as possible.
OWNED AND MANAGED RECEIVABLES OUTSTANDING 2
(Billions of dollars)
Not seasonally adjusted
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2010 2011
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2006 2007 2008 2009 2010 Q3 Q4 Q1 Q2 Q3 Sep Oct r Nov p
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Total 2025.4 2065.6 1932.4 1630.6 1495.6 1518.5 1495.6 1467.2 1435.9 1426.9 1426.9 1425.8 1427.0
Consumer 825.4 891.1 840.2 703.0 646.9 647.8 646.9 633.3 624.4 625.0 625.0 624.2 627.1
Motor vehicle loans 259.8 261.5 247.7 205.6 185.1 190.5 185.1 185.2 178.5 182.1 182.1 178.6 178.4
Motor vehicle leases 106.0 122.9 111.1 85.4 72.7 74.8 72.7 73.3 73.8 74.9 74.9 75.5 76.3
Revolving 5 79.9 86.0 74.4 46.4 71.9 67.2 71.9 69.0 70.0 72.2 72.2 73.2 75.6
Other 6 194.7 236.5 253.7 235.8 261.5 258.6 261.5 255.6 253.3 250.1 250.1 248.7 248.4
Securitized assets 7
Motor vehicle loans 112.8 110.7 85.1 67.3 50.4 51.3 50.4 45.2 44.0 41.2 41.2 43.7 43.8
Motor vehicle leases 3.6 3.1 2.7 2.3 2.0 2.1 2.0 2.0 1.9 1.8 1.8 1.8 1.8
Revolving 15.9 25.6 25.5 24.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Other 52.8 44.7 40.0 36.2 3.0 3.2 3.0 2.9 2.8 2.7 2.7 2.7 2.7
Real estate 614.8 572.4 483.9 431.9 374.4 391.6 374.4 361.0 349.4 340.8 340.8 338.3 335.1
One-to-four family 538.1 472.7 375.4 327.7 280.6 295.3 280.6 270.0 261.4 254.7 254.7 252.5 249.4
Other 56.2 59.1 72.5 69.7 63.6 66.0 63.6 61.0 58.1 56.5 56.5 56.3 56.1
Securitized assets 7
One-to-four family 16.8 34.9 31.0 30.3 29.6 29.8 29.6 29.4 29.3 29.1 29.1 29.1 29.0
Other 3.7 5.6 5.0 4.3 0.6 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5
Business 585.2 602.2 608.3 495.6 474.3 479.1 474.3 472.9 462.1 461.0 461.0 463.3 464.8
Motor vehicles 105.1 105.7 95.1 63.4 68.1 67.3 68.1 66.1 62.2 59.7 59.7 61.8 63.8
Retail loans 17.1 16.4 12.8 10.1 9.3 10.8 9.3 9.2 9.4 10.0 10.0 10.3 10.4
Wholesale loans 8 55.7 56.9 51.3 37.0 43.3 40.7 43.3 42.9 39.0 35.9 35.9 38.0 39.8
Leases 32.3 32.4 31.0 16.3 15.4 15.8 15.4 14.0 13.8 13.7 13.7 13.6 13.6
Equipment 299.5 328.2 347.0 296.9 307.1 308.9 307.1 307.0 300.2 300.3 300.3 299.2 298.8
Loans 102.4 111.4 115.9 92.2 113.1 113.5 113.1 112.1 108.8 110.6 110.6 111.0 111.1
Leases 197.1 216.9 231.1 204.7 194.0 195.5 194.0 194.9 191.4 189.8 189.8 188.2 187.6
Other business receivables 9 93.5 89.0 97.8 88.6 65.9 69.5 65.9 66.6 66.8 68.1 68.1 69.5 69.4
Securitized assets 7
Motor vehicles 38.0 33.6 27.4 12.4 5.9 5.9 5.9 5.9 5.9 5.9 5.9 5.9 5.9
Retail loans 3.0 2.6 2.4 3.0 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1
Wholesale loans 34.9 30.9 25.0 9.4 3.8 3.8 3.8 3.8 3.8 3.8 3.8 3.7 3.7
Leases 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Equipment 15.4 13.3 10.7 6.8 4.0 4.0 4.0 4.0 4.0 3.9 3.9 3.9 3.9
Loans 9.9 9.4 7.1 3.4 1.1 1.2 1.1 1.1 1.1 1.1 1.1 1.1 1.1
Leases 5.5 3.9 3.6 3.4 2.9 2.9 2.9 2.9 2.9 2.8 2.8 2.8 2.8
Other business receivables 9 33.8 32.4 30.3 27.6 23.3 23.4 23.3 23.2 23.2 23.1 23.1 23.1 23.0
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5. Excludes revolving credit reported as held by depository institutions that are subsidiaries of finance companies.
6. Includes student loans, personal cash loans, mobile home loans, and loans to purchase other types of consumer goods such as
appliances, apparel, boats, and recreation vehicles.
7. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of
the loan originator.
8. Credit arising from transactions between manufacturers and dealers, that is, floor plan financing.
9. Includes loans on commercial accounts receivable, factored commercial accounts, and receivable dealer capital; small loans used
primarily for business or farm purposes; and wholesale and lease paper for mobile homes, recreation vehicles, and travel trailers.
r=revised. p=preliminary.Release dates |
Historical data |
Data Download Program (DDP) | Announcements
Current release Other formats:
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Statistical releases