Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending October 22, 2005

Filer Filing Type Filing Proposal End of Comment Period
BANKGREENVILLE FINANCIAL CORPORATION * 3A1 BankGreenville Financial Corporation, Greenville, South Carolina, to become a bank holding company through the acquistion of 100% of the voting securities of BankGreenville, Greenville, South Carolina (in organization).
Newspaper: Not available
Federal Register: Not available
EAGLEBANK * Branch EagleBank, Bethesda, Maryland, to establish a branch at 15 Wisconsin Circle, Chevy Chase, Maryland.
Newspaper: 11/21/2005
Federal Register: Not applicable
FIRST CHARTER BANK * Branch First Charter Bank, Charlotte, North Carolina, to establish a branch to be located at 7541 Creedmoor Road, Raleigh, North Carolina.
Newspaper: 10/28/2005
Federal Register: Not applicable
FIRST CHARTER BANK * Branch First Charter Bank, Charlotte, North Carolina, to establish a branch to be located at 1145 Highway 70 West, Garner, North Carolina.
Newspaper: 10/28/2005
Federal Register: Not applicable
FIRST CHARTER BANK * Branch First Charter Bank, Charlotte, North Carolina, to establish a branch to be located at 7210 Tryon Road, Cary, North Carolina.
Newspaper: 10/28/2005
Federal Register: Not applicable
Howard Bancorp, Inc. 3A1 Howard Bancorp, Inc., Ellicott City, Maryland, to become a bank holding company by acquiring 100% of the voting shares of Howard Bank, Ellicott City, Maryland.
Newspaper: Not applicable
Federal Register: Not applicable
PBSC FINANCIAL CORPORATION * 3A1 PBSC Financial Corporation, Greenville, South Carolina, to become a bank holding company by acquiring 100% of Pinnacle Bank of South Carolina, Greenville, South Carolina (in organization).
Newspaper: Not available
Federal Register: 11/04/2005
PLANTERS BANK & TRUST COMPANY OF VIRGINIA * 18C
* Branch
Planters Bank & Trust Company of Virginia, Staunton, Virginia, to acquire certain assets and assume certain liabilities of the Woodstock, Virginia, and Harrisonburg, Virginia, branch offices of Second Bank & Trust, Culpeper, Virginia.
Newspaper: 11/17/2005
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco