Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending December 24, 2005

Filer Filing Type Filing Proposal End of Comment Period
FIFTH THIRD BANK * Branch Fifth Third Bank, Cincinnati, OH to establish a branch at 6403 Branch Hill Guinea Pike, Loveland, OH.
Newspaper: 12/22/2005
Federal Register: Not applicable
NEW RICHMOND BANCORPORATION CIC Interagency Notice of Change in Bank Control filed by Mr. Jay L. Dunlap, Lincoln, NB acting as attorney and agent on behalf of Mark Dunlap to vote 58.25 shares or 55.48% of the outstanding voting shares of New Richmond Bancorporation, New Richmond, OH.
Newspaper: Not available
Federal Register: 12/23/2005
SKY FINANCIAL GROUP, INC. * 3A3 Sky Financial Group, Bowling Green, OH to acquire up to 9.99 percent of LNB Bancorp, Lorain, OH
Newspaper: Not available
Federal Register: Not available


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
CORTLAND SVG & BKG CO, CORTLAND, OHIO 846619 08/22/2005 12/04/2005 S Large Bank
FIFTH THIRD BK, CINCINNATI, OHIO 723112 07/05/2005 12/01/2005 O Large Bank
MARBLEHEAD BK, MARBLEHEAD, OHIO 513920 06/27/2005 09/06/2005 S Small Bank
RICHWOOD BKG CO, RICHWOOD, OHIO 150727 10/03/2005 12/08/2005 S Small Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco