Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending January 7, 2006

Filer Filing Type Filing Proposal End of Comment Period
BJC HOLDINGS,INC. CIC BJC Holdings, Inc., Graceville, Florida, after-the-fact change in control notice filed by Thomas W. Wilder, III, Slocomb, Alabama, and Thomas W. Wilder, IV, Marianna, Florida, to retain 92.28 percent of the outstanding shares of BJC Holdings, Inc., Graceville, Florida, and its subsidiary, Bank of Jackson County, Graceville, Florida.
Newspaper: 01/05/2006
Federal Register: 01/06/2006
COMPASS BANK * Branch Compass Bank, Birmingham, Alabama, to establish a branch located at 13388 North Freeway, Ft. Worth, Texas, to be known as the Ft. Worth - North Freeway Branch.
Newspaper: 01/12/2006
Federal Register: Not applicable
ORION BANK * Branch Orion Bank, Naples, Florida, to establish a branch located at 631 U.S. Highway One, Suite 411, North Palm Beach, Florida, to be known as the North Palm Beach Office.
Newspaper: 01/20/2006
Federal Register: Not applicable
WHITNEY HOLDING CORPORATION * 3A5 Whitney Holding Corporation, New Orleans, Louisiana, to merge with First National Bancshares, Inc., and thereby acquire its subsidiary, 1st National Bank and Trust, both of Bradenton, Florida.
Newspaper: 02/04/2006
Federal Register: 01/31/2006


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco