FRB: H.2--Actions under delegated authority--Week ending December 23, 2006

American Trust & Savings Bank, Dubuque, Iowa -- to establish a branch at 9350 University Avenue, West Des Moines.
-Approved, December 21, 2006

American Trust & Savings Bank, Dubuque, Iowa -- to establish a branch at 1600 University Avenue.
-Approved, December 21, 2006

American Trust & Savings Bank, Dubuque, Iowa -- to establish a branch at 4730 Asbury Road.
-Approved, December 21, 2006

Bank of Whitman, Colfax, Washington -- to establish a branch at 303 Bridge Street, Clarkston.
-Approved, December 20, 2006

First Capital Bank, Glen Allen, Virginia -- to establish a branch at 901 East Cary Street, Richmond.
-Approved, December 20, 2006

First Utah Bank, Salt Lake City, Utah -- to establish a branch at 3123 South Redwood Road, West Valley City.
-Approved, December 18, 2006

MainStreet Bank, Herndon, Virginia -- to establish a branch at 4029 Chain Bridge Road, Fairfax.
-Approved, December 20, 2006

Bank Holding Companies

1867 Western Financial Corporation, Stockton, California -- to acquire up to 9.9 percent of Pacific Business Bancorp, Irvine, and thereby acquire Pacific Business Bank.
-Approved, December 20, 2006

AmericanWest Bancorporation, Spokane, Washington -- waiver of application to merge with Far West Bancorporation, Provo, Utah, in connection with the merger of Far West Bank and AmericanWest Bank, Spokane, Washington.
-Granted, December 21, 2006

C.S.B. Co., Cozad, Nebraska -- waiver of application to merge with First Ainsworth Company, Ainsworth, in connection with the merger of The First National Bank of Ainsworth and First National Bank of Chadron, Chadron.
-Granted, December 18, 2006

Century Bancshares of Florida, Inc., Tampa, Florida -- to become a bank holding company and to acquire Century Bank of Florida.
-Approved, December 21, 2006

DeWitt First Bankshares Corporation, DeWitt, Arkansas -- to acquire First National Bank of Stuttgart, Stuttgart.
-Approved, December 19, 2006

Discount Bancorp, Inc., New York, New York -- to acquire IDB Capital Corp. from its subsidiary, Israel Discount Bank of New York.
-Approved, December 22, 2006

Heritage Group, Inc., Aurora, Nebraska -- to engage in lending activities.
-Approved, December 22, 2006

IBERIABANK Corporation, Lafayette, Louisiana -- to acquire Southern Mortgage Corporation, Tulsa, Oklahoma, and engage in extending credit and servicing loans.
-Approved, December 22, 2006

IBERIABANK Corporation, Lafayette, Louisiana -- to merge with Pocahontas Bancorp, Inc., Jonesboro, Arkansas, and its subsidiary First Community Bank.
-Approved, December 22, 2006

Marquette Financial Companies, Minneapolis, Minnesota -- to acquire First Commerce Bank, Corpus Christi, Texas.
-Approved, December 22, 2006

ONB Bancshares, Inc., Ozona, Texas -- to become a bank holding company and to acquire The Ozona National Bank.
-Approved, December 20, 2006

Orion Bancorporation, Inc., Orion, Illinois -- to acquire First Mid-America Bancorp, Inc., Annawan, and thereby acquire State Bank of Annawan.
-Approved, December 21, 2006

U.S. Bancorp, Minneapolis, Minnesota -- waiver of application to merge with United Financial Corp., Great Falls, Montana, in connection with the merger of Heritage Bank.
-Granted, December 18, 2006

UCBH Holdings, Inc., San Francisco, California -- waiver of application to merge with Summit Bank Corporation, Atlanta, Georgia, in connection with the merger of Summit National Bank and United Commercial Bank, San Francisco, California.
-Granted, December 22, 2006

Bank Mergers

First Charter Bank, Charlotte, North Carolina -- to merge with Gwinnett Banking Company, Lawrenceville, Georgia.
-Approved, December 20, 2006

First Security Bank of Missoula, Missoula, Montana -- to merge with Citizens State Bank of Hamilton, Hamilton, and thereby establish branches at 100 Main Street and 297 Woodside Cutoff Road, Corvallis.
-Approved, December 20, 2006

Glacier Bank, Kalispell, Montana -- to merge with First Citizens Bank, N.A., Columbia Falls and thereby establish branches at 540 Nucleus, Columbia Falls, and 490 Reserve Drive, Kalispell.
-Approved, December 19, 2006

RBC Centura Bank, Raleigh, North Carolina -- to acquire certain assets and assume certain liabilities of branches of Regions Bank, Birmingham, Alabama.
-Approved, December 19, 2006

United Security Bank, Fresno, California -- to merge with Legacy Bank, N.A., Campbell.
-Approved, December 22, 2006

Western Security Bank, Billings, Montana -- to merge with First Citizens Bank of Billings and thereby establish branches.
-Approved, December 19, 2006

Change In Bank Control

Alfalfa County Bancshares, Inc., Cherokee, Oklahoma -- change in bank control.
-Permitted, December 21, 2006

First State Banking Corporation, Russellville, Arkansas -- change in bank control.
-Permitted, December 21, 2006

Kiester Investments, Inc., Kiester, Minnesota -- change in bank control.
-Permitted, December 21, 2006

M & H Financial Services, Inc., Miller, South Dakota -- change in bank control.
-Permitted, December 22, 2006

Wisconsin Bancshares, Inc., Kenosha, Wisconsin -- change in bank control.
-Permitted, December 20, 2006

Extensions Of Time

Dacotah Bank, Aberdeen, South Dakota -- extension to March 31, 2007, to establish a branch at 1231 East 57th Street, Sioux Falls.
-Granted, December 21, 2006

Minier Financial, Inc. Employee Stock Ownership Plan w/401(K) Provisions, Minier, Illinois -- extension to March 30, 2007, to become a bank holding company and to acquire between 25 percent and 51 percent of the shares of Minier Financial, Inc., and thereby acquire First Farmers State Bank.
-Granted, December 21, 2006

Oswego Community Bank Employee Stock Ownership Plan, Oswego, Illinois -- extension to March 21, 2007, to increase its ownership from 37.71 percent to 51 percent of Oswego Bancshares, Inc., and thereby increase its ownership in Oswego Community Bank.
-Granted, December 19, 2006

SV Bancorp, Inc., Wyoming, Ohio -- extension to March 25, 2007, to become a bank holding company and to acquire Spring Valley Bank.
-Granted, December 20, 2006

Waccamaw Bank, Whiteville, North Carolina -- extension to January 16, 2007, to establish a branch at 4945 Southport-Supply Road Southeast, Southport.
-Granted, December 18, 2006

Financial Holding Companies

Buckeye Bancshares, Inc., Lorain, Ohio -- election to become a financial holding company.
-Effective, December 19, 2006

IBERIABANK Corporation, Lafayette, Louisiana -- election to become a financial holding company.
-Effective, December 20, 2006

Merchants Financial Group, Inc., Winona, Minnesota -- election to become a financial holding company.
-Effective, December 21, 2006

International Operations

Citibank, N.A., Las Vegas, Nevada -- waiver of remainder of notification period to invest, through Citibank Overseas Investment Corporation, New Castle, Delaware, in Citigroup Japan Holdings Ltd., Tokyo, Japan, and Citibank Japan Ltd., and modification of the aggregate investment limit of Regulation K.
-Granted, December 20, 2006

JPMorgan Chase Bank, National Association, Columbus, Ohio -- extension of the corporate existence of Bank One International Holdings Corporation, Chicago, Illinois, and Bank One International Corporation.
-Approved, December 22, 2006

National City Bank, Cleveland, Ohio, and Ohio National Corporation Trade Services -- relief from a commitment.
-Granted, December 22, 2006

Membership

PNC Bank, Delaware, Wilmington, Delaware -- to become a member of the Federal Reserve System.
-Approved, December 19, 2006

Actions under delegated authority

Actions taken during the week ending December 23, 2006

Bank Branches, Domestic