Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending June 6, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPSTAR BANK

* Branch

CapStar Bank, Nashville, Tennessee, to establish a branch located at 2321 Crestmoor Road, Nashville, Tennessee.

Newspaper:	06/17/2009
Federal Register:	Not applicable

COMMUNITY BANCSHARES OF MISSISSIPPI, INC. EMPLOYEE STOCK OWNERSHIP PLAN

* 3A3

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Brandon, Mississippi, to acquire up to an additional 1.06 percent of the voting shares of common stock of Community Bancshares of Mississippi, Inc., Brandon, Mississippi, and thereby indirectly acquire its wholly-owned bank subsidiaries, Community Bank of North Mississippi, Amory, Mississippi; Community Bank of Mississippi, Forest, Mississippi; Community Bank, Ellisville, Mississippi; Community Bank Coast, Biloxi, Mississippi; its 100 percent owned middle-tier bank holding company Community Holding Company of Alabama, Brandon, Mississippi, and its wholly-owned subsidiary bank Community Bank, N.A., Mobile, Alabama, pursuant to section 3(a)(3) of the Bank Holding Company Act. The acquisition will increase Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan's ownership in Community Bancshares of Mississippi, Inc., to a maximum of 20.13 percent.

Newspaper:	07/03/2009
Federal Register:	06/29/2009

HERITAGE FIRST BANCSHARES, INC.

CIC

Prior change in control notice filed by Jessie Doyle Buffington, Helmut Hans Cawthon, Kenneth Franklin Davis, Andrew Charles Heaner, Clinton Gray Hubbard, Stephen Curtis Klasson, Kimberly Gill Mauer, Laura Hallin Mumber, Matthew Peter Mumber, Delos Harley Yancey, III, John Demetrius Xanthos, all of Rome, Georgia; Andrew Charles Heaner, Atlanta, Georgia; Wayne Elm Vick, Armuchee, Georgia, and Delos Harley Yancey, Jr. Ponte Vedra Beach, Florida; collectively to acquire an additional 18.78 percent of the outstanding shares of Heritage First Bancshares, Inc., Rome, Georgia, and its subsidiaries, Heritage First Bank, Rome, Georgia, and Heritage First Bank, Orange Beach, Alabama. Total pro forma will equal 37.29 percent.

Newspaper:	05/20/2009
Federal Register:	06/23/2009

NORTHSTAR BANKING CORPORATION

CIC

Prior change in control notice filed by John H. Sykes and Charles Sykes, both of Tampa, Florida, Katherine Stroker, James Stroker, and Karen Taylor, all of Windermere, Florida, to acquire an additional 2.9 percent of the outstanding shares of NorthStar Banking Corporation, and its subsidiary bank, NorthStar Bank, Tampa, Florida. Total pro forma will equal 12.55 percent.

Newspaper:	06/05/2009
Federal Register:	06/22/2009

ROBINSON BANCSHARES, INC.

CIC

Prior change in control notice filed by Benjamin W. Lindsey, and Benjamin W. Lindsey, Jr., both of Lenox, Georgia, to acquire 89.35 percent of the outstanding shares of Robinson Bancshares, Inc., and its subsidiary, Bank of Lenox, both of Lenox, Georgia. Pro forma total ownership will equal 89.35 percent.

Newspaper:	06/02/2009
Federal Register:	06/24/2009

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
LANDMARK BK OF FL, SARASOTA, FLORIDA	2849212	01/26/2009	05/18/2009	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending June 6, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta