Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending January 9, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

BW ACQUISITION, LLC

* 3A1

BW Acquisition, LLC, and Teach and Save, LLC (as a controlling owner of BW Acquisition, LLC), both of Fountain Green, Utah, to become a bank holding company by acquiring 57.7 percent of Utah Community Bancorp and thereby indirectly acquire Utah Community Bank, both of Sandy, Utah.

Newspaper:	10/16/2009
Federal Register:	10/19/2010

CARPENTER FUND MANAGER GP, LLC

* 3A3

Carpenter Fund Manager GP, LLC, Carpenter Fund Management, LLC, Carpenter Community Bancfund, L.P., Carpenter Community Bancfund-A, LP, Carpenter Community Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., all of Irvine, California, to acquire up to 87 percent of the outstanding voting shares of Mission Community Bancorp and thereby indirectly acquire a greater controlling interest in Mission Community Bank, both of San Luis Obispo, California; and 2) Mission Community Bancorp and Mission Community Bank, both of San Luis Obispo, California, to appoint Stephen P. Yost as a director of both Bancorp and Bank.

Newspaper:	Not available
Federal Register:	01/29/2010

GOLDEN PACIFIC BANCORP, INC.

* 3A1

Golden Pacific Bancorp, Inc., Sacramento, California, to become a Bank Holding Company by acquiring 100 percent of the voting stock of Gold Country Financial Services, Inc., and indirectly its subsidiary, Gold Country Bank,National Association, both of Marysville, California.

Newspaper:	Not available
Federal Register:	12/07/2009

LAND BANK OF TAIWAN

FBSEA

Land Bank of Taiwan Co., Ltd., Taipei, Taiwan, to establish a New York branch office pursuant to section 211.24(a)(2)(i)(A) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

ZIONS BANCORPORATION

4c8

Zions Bancorporation, Salt Lake City, Utah, for approval pursuant to Section 4(c)(8) of the BHC Act and Section 225.24 of Regulation Y, to acquire, indirectly through NetDeposit, LLC, Salt Lake City, Utah, all of the assets of Creative Cash Flow Solutions, Ltd., Lindenhurst, New York, and thereby engage data processing services under section 225.28(b)(14) of Regulation Y.

Newspaper:	Not applicable
Federal Register:	01/26/2010

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
PACIFIC CMRC BK, LOS ANGELES, CALIFORNIA	3143805	09/08/2009	12/24/2009	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending January 9, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco