Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending November 23, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

CHOICE FINANCIAL HOLDINGS, INC.

4c8
* 3A3

Choice Financial Holdings, Inc., Grafton, North Dakota, to acquire 100% of Great Plains National Bank, Belfield, North Dakota. Choice Financial Holdings, Inc. also to acquire a 51% interest in Great Plains National Insurance Agency, LLC, LaMoure, North Dakota, and thereby indirectly engage in general insurance agency activities in a community that has a population not exceeding 5,000.

Newspaper:	12/01/2013
Federal Register:	12/06/2013

OLIVER BANCORPORATION, INC.

CIC

The James M. and Devon J. Goetz Family Trust Five, Mandan, North Dakota, to acquire 25 percent or more of the shares of Oliver Bancorporation, Inc., Center, North Dakota, and thereby indirectly gain control of Security First Bank of North Dakota, New Salem, North Dakota.

Newspaper:	Not available
Federal Register:	11/26/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2014 (January 1, 2014 - March 31, 2014)

Institution	Location
FIRST CMNTY BK	GLASGOW, MONTANA
FIRST PREMIER BK	SIOUX FALLS, SOUTH DAKOTA
FLINT CREEK VALLEY BK	PHILIPSBURG, MONTANA
HEARTLAND ST BK	EDGELEY, NORTH DAKOTA
NORTHWESTERN BK	CHIPPEWA FALLS, WISCONSIN
PROFINIUM FNCL	TRUMAN, MINNESOTA
STATE BK OF EWEN	EWEN, MICHIGAN
TETON BKS	FAIRFIELD, MONTANA
WESTERN BK OF WOLF POINT	WOLF POINT, MONTANA

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending November 23, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2014 (January 1, 2014 - March 31, 2014)

District: 9
Federal Reserve Bank of: Minneapolis