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Release Date: November 14, 2008
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H.8 (510); Page 1
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	9,057.2	9,408.8	9,402.5	9,374.0	9,398.3	9,414.5	9,575.1	9,961.0	9,911.3	10,075.6	10,007.1	9,886.1
2	Securities in bank credit	2,404.5	2,511.1	2,481.1	2,471.4	2,491.0	2,477.8	2,533.8	2,719.3	2,654.0	2,802.9	2,767.1	2,713.4
3	Treasury and Agency securities 2	1,138.9	1,093.8	1,096.0	1,112.9	1,114.7	1,129.0	1,155.1	1,228.7	1,179.5	1,283.9	1,279.3	1,272.4
4	Other securities 3	1,265.5	1,417.3	1,385.2	1,358.5	1,376.3	1,348.8	1,378.7	1,490.6	1,474.5	1,519.0	1,487.8	1,441.1
5	Loans and leases in bank credit 4	6,652.7	6,897.8	6,921.4	6,902.6	6,907.3	6,936.7	7,041.3	7,241.7	7,257.3	7,272.7	7,240.0	7,172.7
6	Commercial and industrial	1,390.1	1,489.5	1,495.9	1,503.1	1,509.9	1,509.7	1,537.3	1,601.8	1,606.7	1,611.9	1,605.2	1,598.4
7	Real estate	3,540.0	3,654.2	3,657.0	3,648.0	3,626.8	3,645.7	3,666.4	3,790.5	3,793.4	3,791.4	3,794.5	3,773.5
8	Revolving home equity	475.6	506.8	512.2	518.4	523.5	526.2	540.4	577.7	578.7	577.9	578.4	578.2
9	Other residential	1,492.5	1,494.2	1,481.5	1,450.2	1,436.3	1,446.0	1,446.1	1,495.8	1,497.8	1,494.0	1,498.0	1,478.5
10	Commercial	1,572.0	1,653.2	1,663.4	1,679.5	1,667.0	1,673.5	1,679.9	1,717.0	1,716.9	1,719.5	1,718.0	1,716.7
11	Consumer	788.5	823.4	827.1	831.7	839.3	845.0	852.0	869.4	871.9	870.6	871.7	868.1
12	Credit cards and other revolving plans	335.5	346.2	345.9	346.4	350.0	357.0	363.2	379.6	381.9	380.5	381.6	379.7
13	Other	453.0	477.1	481.2	485.2	489.3	488.1	488.8	489.8	490.0	490.1	490.1	488.4
14	Security 5	271.9	283.6	292.8	280.8	295.0	305.5	331.0	302.6	291.2	320.9	289.0	273.2
15	Fed funds and RPs with brokers	215.2	223.4	235.0	232.3	244.9	256.2	269.8	241.5	226.1	262.1	226.5	218.2
16	Other	56.7	60.3	57.9	48.5	50.1	49.3	61.3	61.1	65.1	58.8	62.5	55.0
17	Other loans and leases	662.2	647.1	648.5	639.1	636.3	630.8	654.6	677.4	694.1	678.0	679.6	659.6
18	Interbank loans	408.8	443.6	447.2	453.7	438.3	434.8	462.4	441.3	465.1	465.0	401.7	379.3
19	Fed funds and RPs with banks 6	329.9	361.4	364.8	370.0	362.8	358.1	387.9	363.3	383.2	388.4	320.7	304.0
20	Other	78.9	82.2	82.3	83.6	75.5	76.7	74.6	78.0	81.8	76.6	81.0	75.2
21	Cash assets 7	296.6	310.0	306.5	300.0	296.6	297.8	368.5	574.5	554.7	541.8	687.2	752.6
22	Other assets 8	934.8	999.2	988.1	1,003.9	1,019.2	1,018.7	1,042.2	1,093.6	1,081.4	1,096.5	1,088.9	1,117.6
23	Total Assets 9	10,626.2	11,066.3	11,047.3	11,030.6	11,044.8	11,056.6	11,335.0	11,948.0	11,889.9	12,056.3	12,062.5	12,011.6
	Liabilities
24	Deposits	6,563.8	6,847.8	6,887.0	6,909.5	6,884.1	6,914.2	7,072.5	7,125.7	7,159.5	7,133.6	7,079.4	7,072.5
25	Transaction	627.9	631.9	613.4	603.6	621.0	600.2	640.2	682.5	661.4	687.7	702.8	769.0
26	Nontransaction	5,935.9	6,215.9	6,273.6	6,305.9	6,263.1	6,314.0	6,432.3	6,443.2	6,498.1	6,445.9	6,376.6	6,303.5
27	Large time	1,961.6	2,090.5	2,113.0	2,125.9	2,131.7	2,130.6	2,161.3	2,065.5	2,065.0	2,068.5	2,059.4	1,984.9
28	Other	3,974.4	4,125.4	4,160.6	4,179.9	4,131.4	4,183.4	4,271.0	4,377.6	4,433.2	4,377.3	4,317.2	4,318.5
29	Borrowings	2,199.7	2,299.6	2,319.0	2,316.6	2,340.3	2,357.0	2,398.5	2,619.2	2,604.1	2,711.9	2,649.3	2,586.0
30	From banks in the U.S.	453.5	473.7	484.0	483.3	479.6	476.8	478.6	457.6	468.9	463.5	432.3	412.6
31	From others	1,746.2	1,825.9	1,835.0	1,833.3	1,860.8	1,880.1	1,919.9	2,161.6	2,135.2	2,248.4	2,217.0	2,173.5
32	Net due to related foreign offices	73.8	17.4	-23.6	-18.5	-46.9	-92.2	-61.8	181.0	140.8	127.9	329.2	344.5
33	Other liabilities	628.2	727.1	693.4	674.5	674.5	673.4	715.1	806.3	782.2	857.1	796.6	792.3
34	Total Liabilities	9,465.5	9,892.0	9,875.8	9,882.2	9,852.0	9,852.4	10,124.3	10,732.3	10,686.7	10,830.4	10,854.5	10,795.2
35	Residual (assets less liabilities) 10	1,160.7	1,174.4	1,171.5	1,148.4	1,192.8	1,204.3	1,210.7	1,215.7	1,203.2	1,225.9	1,208.0	1,216.4

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H.8 (510); Page 2
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	9,061.5	9,399.8	9,385.0	9,340.2	9,328.3	9,348.1	9,553.4	9,968.3	9,913.2	10,068.4	10,022.2	9,951.3
2	Securities in bank credit	2,389.0	2,532.8	2,506.3	2,484.5	2,473.0	2,462.2	2,513.1	2,702.0	2,626.7	2,777.2	2,755.1	2,729.1
3	Treasury and Agency securities 2	1,126.1	1,102.8	1,110.1	1,123.5	1,119.0	1,134.2	1,147.5	1,214.2	1,157.0	1,261.6	1,270.1	1,277.3
4	Other securities 3	1,262.9	1,430.0	1,396.2	1,361.0	1,354.0	1,328.0	1,365.6	1,487.8	1,469.7	1,515.6	1,485.0	1,451.8
5	Loans and leases in bank credit 4	6,672.4	6,867.0	6,878.7	6,855.7	6,855.3	6,885.9	7,040.4	7,266.3	7,286.6	7,291.2	7,267.1	7,222.2
6	Commercial and industrial	1,389.7	1,492.1	1,494.1	1,497.2	1,498.8	1,502.5	1,534.7	1,602.3	1,608.9	1,610.2	1,606.1	1,600.3
7	Real estate	3,566.1	3,630.2	3,627.8	3,616.6	3,610.9	3,615.2	3,660.7	3,822.0	3,824.5	3,822.4	3,822.2	3,823.2
8	Revolving home equity	477.8	502.4	508.4	514.5	521.6	526.0	540.7	580.6	580.7	581.7	582.1	582.8
9	Other residential	1,505.7	1,481.9	1,465.0	1,439.2	1,423.2	1,419.0	1,434.4	1,511.0	1,514.3	1,507.8	1,507.7	1,510.4
10	Commercial	1,582.7	1,646.0	1,654.5	1,662.9	1,666.1	1,670.1	1,685.7	1,730.3	1,729.5	1,732.9	1,732.4	1,730.0
11	Consumer	783.6	818.2	822.8	826.9	832.9	843.7	853.9	864.6	865.5	867.3	869.2	865.2
12	Credit cards and other revolving plans	331.4	339.7	340.8	342.8	347.5	355.4	362.6	375.6	376.9	377.8	379.9	377.8
13	Other	452.2	478.5	482.0	484.1	485.4	488.3	491.3	489.0	488.6	489.5	489.3	487.4
14	Security 5	270.4	284.2	293.9	280.9	281.9	294.9	327.3	298.6	289.3	317.9	282.1	272.3
15	Fed funds and RPs with brokers	214.8	223.1	237.9	234.5	234.3	246.9	267.5	238.9	226.5	260.0	221.5	217.3
16	Other	55.6	61.1	56.0	46.3	47.6	48.0	59.8	59.7	62.7	57.9	60.6	55.0
17	Other loans and leases	662.6	642.1	640.1	634.2	630.9	629.6	663.7	678.7	698.4	673.5	687.5	661.2
18	Interbank loans	410.8	449.5	434.6	436.3	422.7	427.4	460.6	440.8	464.0	454.1	408.9	379.3
19	Fed funds and RPs with banks 6	333.4	365.9	353.3	355.3	349.8	353.3	389.9	365.1	385.0	377.4	332.7	305.9
20	Other	77.4	83.6	81.3	80.9	72.8	74.1	70.7	75.7	79.0	76.7	76.2	73.4
21	Cash assets 7	295.3	308.8	304.1	296.3	292.4	285.8	366.1	573.2	571.2	501.8	699.5	744.8
22	Other assets 8	942.3	999.1	985.3	999.1	1,016.3	1,015.0	1,050.9	1,102.9	1,096.8	1,086.9	1,094.8	1,117.4
23	Total Assets 9	10,639.0	11,061.3	11,011.7	10,971.1	10,951.8	10,967.0	11,317.5	11,963.1	11,922.9	11,989.0	12,103.5	12,069.0
	Liabilities
24	Deposits	6,570.1	6,893.4	6,862.0	6,864.4	6,830.9	6,844.1	7,052.3	7,145.6	7,209.2	7,092.3	7,085.3	7,121.2
25	Transaction	616.4	642.4	609.4	602.6	605.4	589.9	631.1	670.5	644.5	690.5	734.1	704.5
26	Nontransaction	5,953.7	6,250.9	6,252.6	6,261.8	6,225.6	6,254.2	6,421.2	6,475.1	6,564.7	6,401.8	6,351.2	6,416.7
27	Large time	1,966.0	2,108.8	2,130.5	2,126.1	2,094.0	2,103.3	2,148.4	2,075.3	2,072.5	2,076.6	2,070.6	2,001.2
28	Other	3,987.7	4,142.2	4,122.1	4,135.7	4,131.6	4,150.9	4,272.9	4,399.8	4,492.2	4,325.2	4,280.6	4,415.6
29	Borrowings	2,191.8	2,306.4	2,338.6	2,318.1	2,306.9	2,342.9	2,414.1	2,616.9	2,582.4	2,693.8	2,660.3	2,600.7
30	From banks in the U.S.	448.5	479.2	481.1	479.3	467.3	469.7	477.9	453.5	462.0	452.6	435.1	411.4
31	From others	1,743.3	1,827.2	1,857.5	1,838.8	1,839.6	1,873.2	1,936.2	2,163.4	2,120.3	2,241.3	2,225.1	2,189.3
32	Net due to related foreign offices	90.7	-37.5	-64.5	-52.3	-23.3	-66.3	-47.9	196.0	163.4	156.7	337.3	336.5
33	Other liabilities	634.0	728.9	699.3	667.3	666.1	671.5	712.7	812.2	783.6	854.3	817.7	816.2
34	Total Liabilities	9,486.7	9,891.2	9,835.4	9,797.5	9,780.7	9,792.2	10,131.2	10,770.8	10,738.5	10,797.1	10,900.7	10,874.6
35	Residual (assets less liabilities) 10	1,152.3	1,170.1	1,176.3	1,173.6	1,171.1	1,174.8	1,186.3	1,192.3	1,184.4	1,191.9	1,202.9	1,194.4

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H.8 (510); Page 3
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	7,931.9	8,275.0	8,268.0	8,252.9	8,276.2	8,290.9	8,456.8	8,807.6	8,773.2	8,885.7	8,849.6	8,764.7
2	Securities in bank credit	1,946.1	2,032.4	2,014.3	2,014.7	2,026.3	2,016.6	2,082.4	2,247.1	2,192.7	2,313.9	2,290.8	2,255.1
3	Treasury and Agency securities 2	1,045.5	1,001.0	1,004.1	1,021.3	1,020.9	1,042.2	1,072.2	1,153.0	1,112.1	1,208.8	1,192.3	1,186.1
4	Other securities 3	900.6	1,031.4	1,010.2	993.4	1,005.4	974.4	1,010.2	1,094.1	1,080.6	1,105.2	1,098.5	1,069.0
5	Loans and leases in bank credit 4	5,985.7	6,242.6	6,253.7	6,238.2	6,249.9	6,274.3	6,374.5	6,560.4	6,580.5	6,571.8	6,558.8	6,509.6
6	Commercial and industrial	1,124.9	1,182.0	1,185.5	1,190.0	1,194.2	1,191.4	1,209.8	1,249.2	1,254.8	1,254.7	1,250.9	1,244.0
7	Real estate	3,505.2	3,612.9	3,616.3	3,605.9	3,584.0	3,601.6	3,623.3	3,749.4	3,752.1	3,749.8	3,753.8	3,734.6
8	Revolving home equity	475.6	506.8	512.2	518.4	523.5	526.2	540.4	577.7	578.7	577.9	578.4	578.2
9	Other residential	1,492.5	1,494.2	1,481.5	1,450.2	1,436.3	1,446.0	1,446.1	1,495.8	1,497.8	1,494.0	1,498.0	1,478.5
10	Commercial	1,537.1	1,612.0	1,622.7	1,637.4	1,624.2	1,629.4	1,636.9	1,675.9	1,675.5	1,677.9	1,677.3	1,677.9
11	Consumer	788.5	823.4	827.1	831.7	839.3	845.0	852.0	869.4	871.9	870.6	871.7	868.1
12	Credit cards and other revolving plans	335.5	346.2	345.9	346.4	350.0	357.0	363.2	379.6	381.9	380.5	381.6	379.7
13	Other	453.0	477.1	481.2	485.2	489.3	488.1	488.8	489.8	490.0	490.1	490.1	488.4
14	Security 5	133.5	188.7	189.0	180.4	194.7	204.8	241.3	230.6	224.2	243.1	218.4	213.1
15	Fed funds and RPs with brokers	102.3	148.5	149.3	149.2	163.6	174.5	195.5	183.6	173.7	198.5	169.9	171.3
16	Other	31.1	40.2	39.6	31.2	31.2	30.3	45.7	47.0	50.5	44.7	48.4	41.8
17	Other loans and leases	433.8	435.7	435.7	430.2	437.7	431.6	448.1	461.8	477.5	453.6	464.0	449.9
18	Interbank loans	329.6	369.0	371.6	384.7	372.0	368.2	393.7	380.3	404.4	400.8	352.6	335.7
19	Fed funds and RPs with banks 6	256.2	293.3	295.2	306.9	302.2	297.8	324.5	309.1	328.3	331.4	281.5	266.8
20	Other	73.4	75.7	76.4	77.7	69.8	70.4	69.2	71.2	76.1	69.4	71.1	68.9
21	Cash assets 7	237.7	251.3	248.4	240.4	240.5	244.7	307.7	444.2	430.3	431.6	514.2	509.3
22	Other assets 8	888.0	936.0	938.8	947.6	970.7	975.7	995.5	1,032.7	1,024.9	1,027.8	1,022.4	1,057.6
23	Total Assets 9	9,316.1	9,736.1	9,729.8	9,724.7	9,751.8	9,770.3	10,040.5	10,542.3	10,510.2	10,623.4	10,616.5	10,543.3
	Liabilities
24	Deposits	5,576.4	5,776.2	5,774.2	5,784.9	5,763.2	5,786.7	5,969.7	6,192.9	6,238.9	6,202.3	6,176.2	6,169.0
25	Transaction	614.7	615.6	596.4	586.9	603.8	583.7	621.1	660.2	638.1	664.3	681.4	750.5
26	Nontransaction	4,961.7	5,160.6	5,177.8	5,198.0	5,159.4	5,202.9	5,348.6	5,532.7	5,600.8	5,537.9	5,494.8	5,418.5
27	Large time	989.4	1,039.7	1,021.6	1,022.5	1,031.2	1,024.1	1,082.5	1,160.4	1,172.9	1,166.1	1,182.8	1,105.5
28	Other	3,972.3	4,120.9	4,156.3	4,175.6	4,128.2	4,178.9	4,266.0	4,372.3	4,427.9	4,371.8	4,312.0	4,313.0
29	Borrowings	1,614.0	1,705.5	1,711.6	1,713.8	1,735.2	1,753.4	1,791.3	1,999.7	1,964.9	2,065.8	2,042.2	1,993.3
30	From banks in the U.S.	388.9	403.0	412.1	413.7	406.7	409.4	394.5	399.7	403.8	405.3	391.8	376.8
31	From others	1,225.1	1,302.4	1,299.6	1,300.1	1,328.5	1,343.9	1,396.8	1,600.0	1,561.1	1,660.4	1,650.4	1,616.6
32	Net due to related foreign offices	460.7	510.0	527.7	546.2	529.7	509.8	506.3	513.0	496.2	477.2	591.2	559.0
33	Other liabilities	504.8	571.1	547.6	534.3	537.3	532.8	567.0	622.9	606.5	657.9	600.4	611.6
34	Total Liabilities	8,155.9	8,562.8	8,561.1	8,579.1	8,565.5	8,582.7	8,834.2	9,328.4	9,306.5	9,403.2	9,410.1	9,332.9
35	Residual (assets less liabilities) 10	1,160.1	1,173.3	1,168.7	1,145.6	1,186.3	1,187.6	1,206.4	1,213.9	1,203.7	1,220.2	1,206.4	1,210.4

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H.8 (510); Page 4
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	7,938.3	8,261.9	8,255.5	8,227.0	8,225.0	8,238.2	8,443.3	8,816.9	8,776.2	8,884.2	8,863.0	8,823.1
2	Securities in bank credit	1,932.1	2,050.9	2,036.3	2,026.6	2,016.4	2,006.7	2,066.1	2,231.7	2,167.1	2,292.5	2,281.6	2,264.2
3	Treasury and Agency securities 2	1,031.7	1,010.7	1,017.9	1,032.6	1,027.0	1,046.4	1,063.7	1,138.0	1,089.3	1,186.3	1,183.3	1,190.7
4	Other securities 3	900.4	1,040.2	1,018.5	994.0	989.4	960.3	1,002.4	1,093.8	1,077.8	1,106.3	1,098.4	1,073.4
5	Loans and leases in bank credit 4	6,006.3	6,211.0	6,219.2	6,200.4	6,208.6	6,231.5	6,377.3	6,585.1	6,609.1	6,591.6	6,581.4	6,559.0
6	Commercial and industrial	1,125.7	1,185.8	1,187.1	1,187.5	1,187.1	1,186.0	1,207.2	1,251.0	1,258.1	1,254.3	1,251.3	1,247.0
7	Real estate	3,530.3	3,588.2	3,586.7	3,574.9	3,568.7	3,572.8	3,617.9	3,779.8	3,782.2	3,780.0	3,780.4	3,783.2
8	Revolving home equity	477.8	502.4	508.4	514.5	521.6	526.0	540.7	580.6	580.7	581.7	582.1	582.8
9	Other residential	1,505.7	1,481.9	1,465.0	1,439.2	1,423.2	1,419.0	1,434.4	1,511.0	1,514.3	1,507.8	1,507.7	1,510.4
10	Commercial	1,546.8	1,604.0	1,613.3	1,621.3	1,623.9	1,627.7	1,642.8	1,688.2	1,687.2	1,690.6	1,690.6	1,690.0
11	Consumer	783.6	818.2	822.8	826.9	832.9	843.7	853.9	864.6	865.5	867.3	869.2	865.2
12	Credit cards and other revolving plans	331.4	339.7	340.8	342.8	347.5	355.4	362.6	375.6	376.9	377.8	379.9	377.8
13	Other	452.2	478.5	482.0	484.1	485.4	488.3	491.3	489.0	488.6	489.5	489.3	487.4
14	Security 5	131.8	188.5	191.5	181.8	184.8	196.9	240.5	226.6	222.5	238.3	210.8	211.3
15	Fed funds and RPs with brokers	101.4	147.7	151.3	150.6	154.3	167.2	195.4	180.9	174.5	194.7	164.1	169.9
16	Other	30.4	40.9	40.2	31.2	30.5	29.6	45.1	45.7	48.0	43.6	46.7	41.4
17	Other loans and leases	434.8	430.2	431.1	429.3	435.1	432.1	457.8	463.1	480.8	451.7	469.7	452.2
18	Interbank loans	328.9	378.5	361.7	370.6	357.9	362.5	390.6	377.9	401.9	388.7	358.2	333.5
19	Fed funds and RPs with banks 6	257.0	301.1	286.1	295.0	290.4	294.3	325.2	309.1	329.0	319.5	291.2	266.5
20	Other	71.9	77.4	75.6	75.6	67.5	68.1	65.4	68.8	72.9	69.3	67.0	66.9
21	Cash assets 7	235.9	251.5	247.3	237.4	236.1	231.9	303.4	440.8	443.8	390.3	521.3	496.9
22	Other assets 8	896.6	937.0	934.8	941.7	968.0	972.0	1,002.8	1,043.6	1,041.6	1,022.6	1,029.3	1,059.7
23	Total Assets 9	9,328.8	9,733.2	9,702.2	9,676.0	9,679.2	9,695.2	10,026.7	10,557.2	10,541.3	10,563.7	10,650.0	10,589.5
	Liabilities
24	Deposits	5,583.9	5,797.9	5,725.0	5,730.5	5,735.7	5,733.1	5,955.3	6,211.6	6,289.3	6,162.4	6,177.8	6,217.8
25	Transaction	603.6	625.6	592.5	586.1	588.6	573.6	612.0	648.7	621.6	667.9	712.5	686.8
26	Nontransaction	4,980.3	5,172.3	5,132.4	5,144.5	5,147.1	5,159.5	5,343.2	5,562.8	5,667.7	5,494.5	5,465.3	5,531.0
27	Large time	994.0	1,034.5	1,014.6	1,013.2	1,020.0	1,013.2	1,075.1	1,168.2	1,180.8	1,174.5	1,189.8	1,120.6
28	Other	3,986.3	4,137.8	4,117.8	4,131.2	4,127.1	4,146.3	4,268.1	4,394.7	4,487.0	4,320.0	4,275.5	4,410.4
29	Borrowings	1,625.2	1,709.0	1,721.3	1,712.4	1,712.6	1,751.9	1,827.3	2,018.5	1,973.6	2,082.5	2,061.5	2,011.8
30	From banks in the U.S.	386.6	408.6	413.3	411.6	399.2	404.3	395.1	398.1	400.5	402.2	393.0	376.3
31	From others	1,238.6	1,300.4	1,308.1	1,300.8	1,313.3	1,347.6	1,432.2	1,620.4	1,573.2	1,680.3	1,668.5	1,635.5
32	Net due to related foreign offices	458.5	487.0	532.8	533.8	529.9	507.0	495.2	509.1	487.8	475.2	590.7	536.7
33	Other liabilities	510.5	572.3	550.1	529.0	533.4	531.8	565.9	629.3	610.0	655.5	620.2	631.6
34	Total Liabilities	8,178.1	8,566.3	8,529.2	8,505.9	8,511.5	8,523.8	8,843.7	9,368.5	9,360.7	9,375.6	9,450.2	9,397.9
35	Residual (assets less liabilities) 10	1,150.7	1,166.9	1,172.9	1,170.2	1,167.7	1,171.5	1,183.0	1,188.8	1,180.6	1,188.0	1,199.9	1,191.6

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H.8 (510); Page 5
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	5,023.8	5,317.1	5,310.9	5,284.9	5,288.8	5,295.0	5,426.5	5,754.4	5,717.4	5,826.3	5,795.9	5,718.8
2	Securities in bank credit	1,335.4	1,444.0	1,427.8	1,428.6	1,433.0	1,428.8	1,499.0	1,668.6	1,614.9	1,733.6	1,710.9	1,678.0
3	Treasury and Agency securities 2	667.2	642.9	647.9	665.2	663.0	686.7	711.2	785.9	746.1	840.9	823.8	817.9
3a	Trading account	70.4	68.5	65.7	66.1	54.0	57.6	73.3	134.9	104.1	176.7	160.2	150.2
3b	Investment account	596.7	574.4	582.2	599.1	609.0	629.1	637.9	651.1	642.0	664.1	663.7	667.7
3b1	Mortgage-backed	528.1	526.9	534.2	552.2	560.3	576.7	587.6	604.7	594.9	617.8	619.0	622.5
3b2	Other	68.6	47.5	48.0	46.9	48.7	52.3	50.3	46.4	47.1	46.3	44.6	45.2
4	Other securities	668.2	801.0	779.9	763.4	770.0	742.1	787.8	882.7	868.8	892.7	887.1	860.1
4a	Trading account 3	348.0	439.1	408.2	390.4	400.3	384.0	402.9	445.5	430.5	461.8	455.7	437.0
4a1	Derivatives with a positive fair value 11	159.3	233.9	210.0	193.5	214.2	215.2	230.2	283.1	268.0	314.6	285.8	280.7
4a2	Other	188.7	205.2	198.2	196.9	186.1	168.9	172.7	162.4	162.6	147.2	169.9	156.2
4b	Investment account	320.3	361.9	371.6	373.0	369.7	358.0	384.9	437.2	438.3	430.9	431.4	423.1
4b1	State and local government	61.1	55.0	54.6	53.2	53.3	52.7	52.2	52.7	53.1	52.7	52.9	52.2
4b2	Mortgage-backed	144.7	178.4	179.3	175.6	163.3	155.1	155.5	163.5	166.2	166.0	163.7	157.4
4b3	Other	114.6	128.5	137.7	144.1	153.2	150.3	177.2	221.0	219.0	212.2	214.8	213.5
5	Loans and leases in bank credit 4	3,688.4	3,873.1	3,883.1	3,856.2	3,855.8	3,866.2	3,927.5	4,085.7	4,102.6	4,092.7	4,084.9	4,040.7
6	Commercial and industrial	736.9	777.5	780.3	783.2	786.4	780.6	792.6	822.3	827.5	827.0	822.9	815.4
7	Real estate	2,035.2	2,103.5	2,107.1	2,088.2	2,058.6	2,066.2	2,066.9	2,177.4	2,178.9	2,176.1	2,183.3	2,164.7
8	Revolving home equity	386.3	413.0	417.3	421.6	427.0	428.6	440.2	474.1	475.0	473.7	474.6	474.4
9	Other residential	1,037.4	1,033.9	1,026.1	995.3	979.5	984.3	977.2	1,019.7	1,020.6	1,017.9	1,023.3	1,003.7
10	Commercial	611.5	656.7	663.7	671.3	652.2	653.3	649.5	683.6	683.3	684.5	685.4	686.6
11	Consumer	461.5	484.1	487.3	491.3	498.9	503.4	501.3	517.1	518.7	518.0	517.6	516.2
12	Credit cards and other revolving plans	132.0	133.1	132.1	131.9	135.3	138.7	143.1	159.2	160.7	159.6	159.5	159.7
13	Other	329.5	351.0	355.2	359.4	363.6	364.6	358.2	357.8	358.0	358.4	358.1	356.6
14	Security	124.3	177.1	177.5	169.0	183.2	193.6	229.8	219.6	213.0	231.9	207.8	203.2
15	Fed funds and RPs with brokers	98.3	142.3	143.2	143.2	157.3	168.4	189.1	177.7	167.6	192.3	164.4	166.4
16	Other	25.9	34.8	34.3	25.9	25.9	25.1	40.7	41.9	45.4	39.6	43.4	36.9
17	Other loans and leases	330.5	330.8	330.8	324.6	328.8	322.4	336.8	349.3	364.5	339.9	353.3	341.2
17a	Fed funds and RPs with others	45.9	26.8	31.5	24.1	27.4	24.9	22.5	25.3	26.7	26.2	29.1	20.1
17b	Other loans	186.3	203.2	197.4	198.2	202.3	201.7	220.5	231.8	245.1	221.4	232.8	229.5
17c	Lease financing receivables	98.3	100.9	101.9	102.2	99.0	95.8	93.8	92.2	92.7	92.3	91.5	91.6
18	Interbank loans	210.3	241.3	244.8	259.3	241.5	239.5	257.2	247.9	266.9	264.0	224.3	217.5
19	Fed funds and RPs with banks	159.8	188.2	190.6	203.7	194.9	193.2	214.1	207.4	223.2	225.1	185.7	182.0
20	Other	50.5	53.1	54.2	55.6	46.6	46.3	43.0	40.5	43.7	38.9	38.6	35.6
21	Cash assets 7	145.3	146.7	146.2	137.3	135.9	138.1	200.3	322.0	304.6	304.0	387.5	380.6
22	Other assets 8	643.1	705.7	706.9	713.1	738.9	741.7	753.9	782.4	775.4	779.4	774.6	784.0
23	Total Assets 9	5,985.4	6,355.9	6,352.3	6,334.4	6,338.7	6,346.4	6,566.6	7,026.8	6,984.4	7,093.8	7,102.6	7,019.8

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H.8 (510); Page 6
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Liabilities
24	Deposits	3,303.3	3,462.9	3,461.5	3,465.6	3,424.7	3,436.3	3,584.0	3,781.9	3,820.3	3,779.0	3,764.5	3,766.5
25	Transaction	334.6	340.0	326.5	317.7	327.8	317.3	349.8	383.4	365.5	390.2	402.5	444.6
26	Nontransaction	2,968.7	3,122.9	3,135.0	3,147.9	3,096.8	3,119.0	3,234.2	3,398.5	3,454.8	3,388.8	3,362.0	3,321.9
27	Large time	583.0	626.4	608.6	607.2	612.6	606.4	662.8	737.2	749.6	742.2	758.1	680.6
28	Other	2,385.6	2,496.5	2,526.4	2,540.7	2,484.2	2,512.7	2,571.4	2,661.3	2,705.2	2,646.7	2,603.9	2,641.4
29	Borrowings	1,059.1	1,114.8	1,119.5	1,121.5	1,143.4	1,158.6	1,194.9	1,387.6	1,350.4	1,447.5	1,429.4	1,384.5
30	From banks in the U.S.	147.7	155.8	165.2	161.5	163.0	158.2	150.4	152.2	156.5	154.4	143.4	129.2
31	From others	911.4	959.0	954.2	960.0	980.4	1,000.5	1,044.5	1,235.4	1,193.9	1,293.1	1,286.0	1,255.3
32	Net due to related foreign offices	456.4	505.4	523.7	541.5	524.4	506.2	501.7	510.8	493.8	475.8	589.1	555.4
33	Other liabilities	425.5	492.4	467.5	453.3	457.1	452.5	485.1	541.7	525.5	577.2	519.5	525.8
33a	Derivatives with a negative fair value 11	125.8	180.1	161.9	145.5	163.9	169.4	179.6	216.5	201.4	246.6	211.3	219.9
33b	Other	299.7	312.3	305.7	307.8	293.2	283.1	305.5	325.2	324.1	330.6	308.1	305.9
34	Total Liabilities	5,244.4	5,575.5	5,572.2	5,581.9	5,549.6	5,553.7	5,765.7	6,221.9	6,189.9	6,279.6	6,302.4	6,232.2
35	Residual (assets less liabilities) 10	741.0	780.4	780.1	752.5	789.1	792.7	800.9	804.9	794.5	814.2	800.2	787.5
	Memoranda
36	Mortgage-backed securities 12	672.8	705.3	713.6	727.9	723.7	731.9	743.1	768.2	761.1	783.8	782.7	779.9
37	Pass-thru	471.7	461.4	467.0	482.5	487.3	498.5	519.4	544.7	537.4	558.0	560.0	564.2
38	CMO, REMIC, and other	201.1	243.8	246.5	245.4	236.4	233.3	223.8	223.5	223.7	225.9	222.7	215.7
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-12.7	-18.5	-20.4	-21.2	-30.1	-45.4	-49.5	-58.4	-59.8	-54.0	-61.7	-74.6
40	Securitized consumer loans 14	113.2	110.7	112.1	115.0	113.1	112.9	120.4	136.3	135.0	135.4	136.1	135.5
41	Credit cards and other revolving plans	75.1	75.2	76.5	79.4	77.9	77.2	81.2	93.5	92.1	92.3	93.6	92.7
42	Other	38.1	35.5	35.6	35.6	35.2	35.7	39.2	42.8	42.9	43.0	42.5	42.9
43	Securitized real estate loans 14	1,202.1	1,206.3	1,208.0	1,222.5	1,256.6	1,284.9	1,310.2	1,369.8	1,369.3	1,366.9	1,364.7	1,364.6

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H.8 (510); Page 7
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	5,052.4	5,297.0	5,279.5	5,239.8	5,238.7	5,242.3	5,428.5	5,785.5	5,745.4	5,846.2	5,827.8	5,789.3
2	Securities in bank credit	1,327.5	1,453.4	1,438.5	1,433.4	1,430.1	1,425.5	1,491.4	1,658.9	1,596.0	1,717.2	1,706.7	1,689.8
3	Treasury and Agency securities 2	658.5	647.7	655.6	671.6	670.7	691.9	707.0	775.6	728.5	823.0	818.6	825.4
3a	Trading account	66.9	70.0	65.5	67.7	54.7	56.1	69.9	129.2	96.0	167.6	158.7	158.8
3b	Investment account	591.6	577.7	590.1	603.8	616.0	635.8	637.1	646.3	632.6	655.4	660.0	666.7
3b1	Mortgage-backed	521.9	530.4	542.0	556.0	567.5	583.4	586.0	599.4	585.5	608.4	614.5	619.5
3b2	Other	69.7	47.3	48.0	47.8	48.5	52.4	51.1	46.9	47.1	46.9	45.4	47.2
4	Other securities	669.1	805.7	782.9	761.9	759.4	733.5	784.4	883.3	867.5	894.2	888.0	864.3
4a	Trading account 3	349.4	445.6	411.7	391.6	392.4	377.8	398.6	446.6	428.8	465.2	457.8	439.9
4a1	Derivatives with a positive fair value 11	156.4	241.5	211.7	195.1	205.3	205.3	224.5	276.1	257.0	305.5	283.1	281.1
4a2	Other	193.0	204.1	199.9	196.5	187.1	172.5	174.1	170.5	171.9	159.8	174.7	158.8
4b	Investment account	319.7	360.1	371.2	370.3	367.0	355.8	385.8	436.8	438.7	429.0	430.3	424.5
4b1	State and local government	61.1	55.1	54.9	53.1	52.7	52.1	52.2	52.8	53.3	52.7	53.0	52.6
4b2	Mortgage-backed	140.7	173.5	174.7	173.2	170.3	162.7	159.9	159.2	160.4	159.6	159.2	155.0
4b3	Other	117.8	131.5	141.6	144.0	144.0	140.9	173.7	224.8	225.0	216.6	218.0	216.8
5	Loans and leases in bank credit 4	3,724.9	3,843.6	3,841.0	3,806.4	3,808.6	3,816.8	3,937.2	4,126.6	4,149.4	4,129.0	4,121.2	4,099.5
6	Commercial and industrial	741.4	778.8	778.8	777.6	777.5	775.3	791.8	827.7	834.4	830.3	826.7	821.6
7	Real estate	2,067.9	2,078.3	2,069.3	2,048.8	2,039.3	2,035.1	2,067.0	2,216.3	2,218.5	2,214.3	2,216.3	2,218.1
8	Revolving home equity	389.5	409.1	413.7	418.3	424.3	427.6	440.1	478.2	478.4	479.0	479.3	479.7
9	Other residential	1,055.0	1,024.1	1,005.2	977.8	963.3	955.9	968.9	1,039.6	1,042.5	1,035.7	1,036.5	1,038.9
10	Commercial	623.4	645.1	650.5	652.7	651.7	651.5	658.0	698.4	697.7	699.5	700.5	699.5
11	Consumer	460.5	484.6	486.5	487.7	491.9	497.8	503.6	515.4	516.4	517.9	517.8	514.7
12	Credit cards and other revolving plans	129.7	132.1	131.1	131.2	134.5	137.9	142.5	155.9	157.6	157.6	157.7	156.0
13	Other	330.8	352.6	355.4	356.5	357.4	359.9	361.1	359.5	358.8	360.3	360.1	358.7
14	Security	122.5	177.0	180.5	170.7	173.6	185.7	229.0	215.6	211.2	227.2	200.3	201.2
15	Fed funds and RPs with brokers	97.5	141.3	145.5	144.7	148.4	161.3	189.2	175.0	168.5	188.8	158.7	164.8
16	Other	25.0	35.7	35.0	25.9	25.2	24.4	39.9	40.6	42.8	38.4	41.6	36.4
17	Other loans and leases	332.6	324.8	325.7	321.6	326.3	322.9	345.8	351.6	368.8	339.2	360.1	344.0
17a	Fed funds and RPs with others	49.4	24.3	28.1	23.7	25.2	26.1	26.3	27.4	30.2	27.2	30.8	21.5
17b	Other loans	183.3	200.8	197.6	197.8	202.0	200.9	224.3	230.4	244.3	218.4	236.4	229.4
17c	Lease financing receivables	99.8	99.7	100.1	100.1	99.1	96.0	95.2	93.8	94.4	93.6	92.9	93.1
18	Interbank loans	212.1	245.6	239.5	249.1	235.5	237.8	259.8	249.3	268.2	257.4	236.1	214.9
19	Fed funds and RPs with banks	160.7	192.5	187.0	195.1	189.8	192.0	217.2	208.1	224.1	218.0	197.6	177.3
20	Other	51.4	53.0	52.5	54.0	45.7	45.7	42.6	41.2	44.1	39.4	38.6	37.6
21	Cash assets 7	144.7	147.9	143.7	133.7	131.6	127.3	197.1	320.3	316.8	271.2	395.6	370.5
22	Other assets 8	653.1	705.0	701.2	702.9	733.9	735.3	761.7	794.2	790.4	780.9	783.9	789.4
23	Total Assets 9	6,025.1	6,340.3	6,307.5	6,265.6	6,272.9	6,274.6	6,575.5	7,069.5	7,040.9	7,076.0	7,164.1	7,082.7

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H.8 (510); Page 8
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Liabilities
24	Deposits	3,325.7	3,470.4	3,405.6	3,397.8	3,394.1	3,380.4	3,583.0	3,817.1	3,881.3	3,773.2	3,790.0	3,815.7
25	Transaction	327.3	347.3	323.2	315.6	317.2	306.4	345.5	375.9	356.5	395.2	421.1	394.1
26	Nontransaction	2,998.4	3,123.1	3,082.4	3,082.3	3,076.9	3,073.9	3,237.5	3,441.1	3,524.8	3,378.0	3,369.0	3,421.6
27	Large time	589.1	620.9	600.7	597.4	603.2	595.6	656.6	746.2	759.6	752.2	766.1	694.9
28	Other	2,409.2	2,502.2	2,481.7	2,484.9	2,473.7	2,478.3	2,580.9	2,694.9	2,765.2	2,625.8	2,602.8	2,726.7
29	Borrowings	1,072.5	1,124.5	1,128.2	1,118.5	1,124.7	1,161.7	1,231.0	1,407.0	1,362.2	1,462.8	1,445.2	1,406.7
30	From banks in the U.S.	147.0	161.7	166.1	159.1	155.4	155.9	150.6	151.0	155.9	150.6	142.5	131.0
31	From others	925.4	962.8	962.0	959.4	969.3	1,005.8	1,080.5	1,256.0	1,206.3	1,312.2	1,302.7	1,275.7
32	Net due to related foreign offices	454.7	482.4	528.2	529.8	524.8	504.1	492.3	507.4	486.3	474.2	588.7	534.0
33	Other liabilities	431.3	493.3	469.7	448.4	454.0	452.1	484.6	548.2	528.6	575.2	539.3	546.6
33a	Derivatives with a negative fair value 11	124.9	185.8	164.1	149.0	159.2	160.9	176.4	213.2	196.7	241.5	209.8	221.9
33b	Other	306.4	307.5	305.6	299.4	294.7	291.2	308.3	334.9	331.9	333.7	329.5	324.8
34	Total Liabilities	5,284.1	5,570.6	5,531.7	5,494.5	5,497.5	5,498.3	5,790.9	6,279.7	6,258.3	6,285.4	6,363.2	6,303.0
35	Residual (assets less liabilities) 10	741.0	769.7	775.7	771.1	775.4	776.3	784.6	789.8	782.6	790.6	801.0	779.8
	Memoranda
36	Mortgage-backed securities 12	662.6	704.0	716.7	729.3	737.7	746.1	745.9	758.6	745.8	768.0	773.8	774.5
37	Pass-thru	460.0	465.2	477.1	490.3	501.6	515.6	519.1	533.2	520.4	542.4	548.6	553.7
38	CMO, REMIC, and other	202.6	238.8	239.6	239.0	236.1	230.5	226.8	225.4	225.5	225.7	225.2	220.8
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-10.4	-20.2	-21.3	-29.2	-35.6	-46.2	-46.6	-56.1	-57.4	-52.0	-59.6	-72.5
40	Securitized consumer loans 14	111.0	110.9	112.5	115.6	115.1	114.2	121.0	133.8	132.7	132.5	132.9	132.3
41	Credit cards and other revolving plans	73.5	75.9	78.3	81.1	80.2	79.9	82.6	91.7	90.3	90.3	91.0	90.5
42	Other	37.5	35.0	34.2	34.5	35.0	34.3	38.4	42.2	42.4	42.2	41.8	41.7
43	Securitized real estate loans 14	1,182.5	1,216.4	1,221.5	1,226.4	1,239.9	1,253.2	1,277.7	1,347.9	1,345.7	1,347.7	1,348.7	1,351.6

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H.8 (510); Page 9
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	2,908.1	2,957.9	2,957.1	2,968.0	2,987.4	2,995.9	3,030.3	3,053.2	3,055.8	3,059.4	3,053.7	3,045.9
2	Securities in bank credit	610.7	588.4	586.5	586.0	593.3	587.8	583.3	578.5	577.8	580.3	579.9	577.0
3	Treasury and Agency securities 2	378.3	358.0	356.2	356.1	357.9	355.5	361.0	367.1	366.1	367.9	368.5	368.2
4	Other securities 3	232.4	230.4	230.3	230.0	235.4	232.3	222.4	211.4	211.8	212.5	211.4	208.9
5	Loans and leases in bank credit 4	2,297.3	2,369.5	2,370.6	2,382.0	2,394.1	2,408.1	2,447.0	2,474.7	2,478.0	2,479.0	2,473.8	2,468.9
6	Commercial and industrial	388.0	404.5	405.2	406.8	407.8	410.7	417.1	426.9	427.3	427.7	428.0	428.6
7	Real estate	1,469.9	1,509.4	1,509.2	1,517.8	1,525.4	1,535.4	1,556.4	1,572.0	1,573.2	1,573.7	1,570.4	1,569.9
8	Revolving home equity	89.3	93.8	94.8	96.8	96.6	97.6	100.2	103.7	103.7	104.3	103.8	103.8
9	Other residential	455.1	460.3	455.4	454.9	456.8	461.7	468.9	476.1	477.2	476.1	474.7	474.8
10	Commercial	925.6	955.3	959.0	966.1	972.0	976.1	987.4	992.3	992.2	993.4	991.9	991.3
11	Consumer	326.9	339.2	339.8	340.4	340.4	341.7	350.7	352.3	353.2	352.6	354.1	351.9
12	Credit cards and other revolving plans	203.5	213.2	213.8	214.6	214.7	218.2	220.1	220.4	221.2	220.9	222.1	220.1
13	Other	123.5	126.1	126.0	125.8	125.7	123.4	130.5	132.0	132.0	131.7	132.0	131.8
17	Other loans and leases 6	112.5	116.4	116.4	117.0	120.5	120.4	122.8	123.4	124.3	125.0	121.2	118.5
18	Interbank loans	119.4	127.8	126.8	125.3	130.5	128.7	136.5	132.4	137.5	136.8	128.3	118.1
19	Fed funds and RPs with banks 6	96.4	105.1	104.7	103.2	107.3	104.6	110.4	101.7	105.1	106.3	95.8	84.8
20	Other	23.0	22.7	22.1	22.1	23.2	24.1	26.1	30.6	32.4	30.5	32.5	33.3
21	Cash assets 7	92.5	104.5	102.2	103.1	104.6	106.6	107.4	122.2	125.6	127.6	126.7	128.7
22	Other assets 8	244.8	230.3	231.9	234.5	231.8	233.9	241.6	250.3	249.4	248.3	247.9	273.6
23	Total Assets 9	3,330.7	3,380.2	3,377.5	3,390.3	3,413.2	3,423.9	3,474.0	3,515.6	3,525.8	3,529.6	3,513.9	3,523.5
	Liabilities
24	Deposits	2,273.1	2,313.3	2,312.7	2,319.3	2,338.6	2,350.3	2,385.7	2,411.1	2,418.6	2,423.3	2,411.7	2,402.5
25	Transaction	280.0	275.6	269.9	269.2	276.0	266.4	271.3	276.8	272.6	274.1	278.9	306.0
26	Nontransaction	1,993.1	2,037.7	2,042.9	2,050.1	2,062.6	2,083.9	2,114.4	2,134.3	2,146.0	2,149.1	2,132.8	2,096.6
27	Large time	406.4	413.3	413.0	415.3	418.7	417.7	419.8	423.3	423.3	423.9	424.7	424.9
28	Other	1,586.7	1,624.4	1,629.9	1,634.8	1,643.9	1,666.2	1,694.6	1,711.0	1,722.7	1,725.2	1,708.1	1,671.6
29	Borrowings	554.8	590.7	592.1	592.3	591.8	594.7	596.4	612.1	614.6	618.3	612.9	608.8
30	From banks in the U.S.	241.2	247.2	246.8	252.2	243.7	251.3	244.1	247.5	247.3	251.0	248.4	247.6
31	From others	313.6	343.4	345.3	340.1	348.1	343.5	352.3	364.6	367.2	367.3	364.5	361.2
32	Net due to related foreign offices	4.3	4.6	4.0	4.6	5.3	3.7	4.6	2.2	2.4	1.4	2.2	3.6
33	Other liabilities	79.2	78.7	80.1	80.9	80.3	80.3	81.9	81.2	81.0	80.7	81.0	85.7
34	Total Liabilities	2,911.6	2,987.3	2,988.9	2,997.2	3,015.9	3,029.1	3,068.5	3,106.5	3,116.6	3,123.6	3,107.7	3,100.7
35	Residual (assets less liabilities) 10	419.1	392.9	388.6	393.1	397.2	394.9	405.4	409.1	409.3	406.0	406.2	422.9
	Memoranda
36	Mortgage-backed securities 12	250.7	252.0	249.4	249.5	272.6	270.4	279.8	276.5	277.5	276.6	275.0	272.8
40	Securitized consumer loans 14	283.3	297.7	300.1	299.3	299.8	296.4	294.1	291.1	292.1	291.3	293.3	289.9
43	Securitized real estate loans 14	37.0	36.5	35.8	28.6	28.2	32.6	35.5	35.2	35.4	35.1	35.2	34.9

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H.8 (510); Page 10
For use at 4:15 p.m. Eastern Time; November 14, 2008
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Oct	2008 Apr	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	Week ending
										Oct 15	Oct 22	Oct 29	Nov 5
	Assets
1	Bank credit	2,885.9	2,964.9	2,976.0	2,987.2	2,986.3	2,995.9	3,014.8	3,031.4	3,030.8	3,037.9	3,035.2	3,033.8
2	Securities in bank credit	604.5	597.5	597.8	593.2	586.3	581.2	574.7	572.9	571.1	575.3	575.0	574.4
3	Treasury and Agency securities 2	373.2	363.0	362.3	361.1	356.3	354.4	356.7	362.4	360.8	363.2	364.6	365.3
4	Other securities 3	231.3	234.5	235.5	232.1	230.0	226.8	218.0	210.5	210.3	212.1	210.3	209.1
5	Loans and leases in bank credit 4	2,281.4	2,367.4	2,378.2	2,394.1	2,400.0	2,414.7	2,440.1	2,458.6	2,459.7	2,462.6	2,460.2	2,459.4
6	Commercial and industrial	384.3	407.0	408.3	409.9	409.6	410.7	415.4	423.2	423.7	424.0	424.6	425.4
7	Real estate	1,462.3	1,510.0	1,517.3	1,526.1	1,529.4	1,537.7	1,550.9	1,563.5	1,563.6	1,565.8	1,564.1	1,565.1
8	Revolving home equity	88.3	93.4	94.7	96.1	97.4	98.4	100.5	102.4	102.3	102.6	102.8	103.1
9	Other residential	450.7	457.7	459.8	461.4	459.8	463.1	465.5	471.4	471.8	472.0	471.2	471.5
10	Commercial	923.4	958.9	962.8	968.5	972.2	976.2	984.9	989.7	989.5	991.1	990.1	990.5
11	Consumer	323.1	333.6	336.3	339.2	341.0	345.9	350.3	349.2	349.1	349.3	351.4	350.5
12	Credit cards and other revolving plans	201.7	207.6	209.6	211.6	213.0	217.5	220.1	219.7	219.4	220.2	222.2	221.9
13	Other	121.4	126.0	126.6	127.6	128.0	128.4	130.2	129.5	129.7	129.2	129.2	128.6
17	Other loans and leases 6	111.6	116.9	116.3	118.9	120.0	120.4	123.5	122.6	123.3	123.5	120.1	118.4
18	Interbank loans	116.8	133.0	122.2	121.5	122.4	124.7	130.8	128.6	133.7	131.3	122.1	118.6
19	Fed funds and RPs with banks 6	96.3	108.6	99.1	99.9	100.6	102.3	108.0	101.0	104.8	101.5	93.7	89.3
20	Other	20.5	24.4	23.1	21.6	21.8	22.4	22.8	27.6	28.8	29.8	28.4	29.3
21	Cash assets 7	91.3	103.7	103.6	103.8	104.5	104.5	106.3	120.5	126.9	119.1	125.7	126.5
22	Other assets 8	243.5	231.9	233.6	238.9	234.1	236.8	241.1	249.5	251.3	241.7	245.4	270.3
23	Total Assets 9	3,303.7	3,392.9	3,394.7	3,410.5	3,406.3	3,420.6	3,451.2	3,487.7	3,500.4	3,487.6	3,485.9	3,506.7
	Liabilities
24	Deposits	2,258.2	2,327.5	2,319.4	2,332.7	2,341.7	2,352.7	2,372.3	2,394.5	2,408.0	2,389.2	2,387.8	2,402.2
25	Transaction	276.3	278.3	269.3	270.5	271.4	267.2	266.5	272.8	265.1	272.7	291.5	292.7
26	Nontransaction	1,981.9	2,049.2	2,050.0	2,062.2	2,070.3	2,085.5	2,105.7	2,121.7	2,143.0	2,116.5	2,096.3	2,109.4
27	Large time	404.9	413.6	413.9	415.8	416.9	417.5	418.5	422.0	421.2	422.3	423.7	425.7
28	Other	1,577.0	1,635.6	1,636.1	1,646.4	1,653.4	1,668.0	1,687.2	1,699.8	1,721.8	1,694.2	1,672.7	1,683.7
29	Borrowings	552.7	584.5	593.2	594.0	587.9	590.2	596.3	611.5	611.5	619.7	616.3	605.1
30	From banks in the U.S.	239.5	246.9	247.1	252.5	243.8	248.4	244.6	247.1	244.5	251.6	250.5	245.3
31	From others	313.2	337.6	346.0	341.4	344.1	341.8	351.8	364.4	366.9	368.1	365.8	359.8
32	Net due to related foreign offices	3.8	4.7	4.6	4.1	5.1	2.9	2.9	1.7	1.6	1.0	2.0	2.7
33	Other liabilities	79.3	79.0	80.3	80.6	79.4	79.7	81.3	81.2	81.4	80.3	80.9	85.0
34	Total Liabilities	2,894.0	2,995.7	2,997.5	3,011.4	3,014.0	3,025.4	3,052.8	3,088.8	3,102.4	3,090.2	3,087.0	3,094.9
35	Residual (assets less liabilities) 10	409.7	397.2	397.2	399.1	392.3	395.2	398.4	398.9	398.0	397.4	398.9	411.8
	Memoranda
36	Mortgage-backed securities 12	242.6	262.8	265.7	265.0	262.8	262.6	265.7	266.4	265.9	266.8	266.5	266.0
40	Securitized consumer loans 14