DDP
PrintAssets and Liabilities of Commercial Banks in the United States - H.8
Current Release (54 KB PDF)
Release Date: January 22, 2010
H.8; Page 1
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,372.5 | 9,319.6 | 9,249.6 | 9,210.4 | 9,126.9 | 9,046.3 | 9,103.7 | 9,082.1 | 9,047.3 | 9,073.3 | 9,052.1 | 9,030.5 |
| 2 | Securities in bank credit 2 | 2,109.4 | 2,252.5 | 2,268.1 | 2,304.0 | 2,314.1 | 2,305.0 | 2,309.8 | 2,342.5 | 2,338.9 | 2,352.9 | 2,346.2 | 2,336.8 |
| 3 | Treasury and agency securities 3 | 1,240.3 | 1,293.5 | 1,325.5 | 1,363.1 | 1,379.4 | 1,372.1 | 1,382.9 | 1,424.8 | 1,425.1 | 1,441.7 | 1,429.9 | 1,421.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 974.2 | 977.8 | 988.2 | 985.6 | 990.3 | 1,001.9 | 1,009.1 | 1,012.7 | 1,004.7 | 991.8 |
| 5 | Non-MBS 5 | -- | -- | 351.3 | 385.3 | 391.2 | 386.5 | 392.6 | 422.9 | 416.0 | 429.0 | 425.2 | 429.4 |
| 6 | Other securities | 869.1 | 959.0 | 942.6 | 940.8 | 934.7 | 932.8 | 926.9 | 917.7 | 913.8 | 911.3 | 916.3 | 915.5 |
| 7 | Mortgage-backed securities 6 | -- | -- | 207.8 | 208.9 | 209.7 | 209.4 | 208.9 | 204.9 | 203.7 | 203.0 | 204.3 | 203.5 |
| 8 | Non-MBS 7 | -- | -- | 734.8 | 731.9 | 724.9 | 723.4 | 718.0 | 712.8 | 710.1 | 708.3 | 712.0 | 712.1 |
| 9 | Loans and leases in bank credit 8 | 7,263.1 | 7,067.1 | 6,981.5 | 6,906.5 | 6,812.8 | 6,741.4 | 6,793.8 | 6,739.6 | 6,708.4 | 6,720.3 | 6,705.9 | 6,693.8 |
| 10 | Commercial and industrial loans | 1,617.7 | 1,499.0 | 1,482.8 | 1,450.7 | 1,414.7 | 1,383.5 | 1,366.0 | 1,343.0 | 1,338.4 | 1,337.1 | 1,329.3 | 1,320.1 |
| 11 | Real estate loans | 3,823.2 | 3,862.5 | 3,846.8 | 3,825.5 | 3,781.9 | 3,757.3 | 3,823.0 | 3,809.0 | 3,785.8 | 3,800.5 | 3,799.3 | 3,794.3 |
| 12 | Revolving home equity loans | 588.0 | 610.9 | 608.3 | 606.9 | 604.0 | 601.8 | 604.6 | 601.7 | 600.9 | 600.5 | 600.0 | 599.8 |
| 13 | Closed-end residential loans 9 | 1,508.5 | 1,546.9 | 1,540.7 | 1,528.1 | 1,498.1 | 1,488.4 | 1,557.8 | 1,559.3 | 1,537.7 | 1,564.2 | 1,567.3 | 1,562.4 |
| 14 | Commercial real estate loans 10 | 1,726.8 | 1,704.6 | 1,697.8 | 1,690.5 | 1,679.8 | 1,667.1 | 1,660.6 | 1,648.1 | 1,647.2 | 1,635.8 | 1,632.0 | 1,632.2 |
| 15 | Consumer loans | 861.4 | 856.2 | 852.6 | 850.5 | 848.0 | 846.6 | 842.2 | 832.6 | 827.1 | 827.4 | 821.5 | 817.7 |
| 16 | Credit cards and other revolving plans | 370.0 | 360.6 | 359.9 | 357.0 | 352.6 | 349.6 | 344.3 | 332.2 | 326.9 | 326.8 | 320.4 | 316.2 |
| 17 | Other consumer loans 11 | 491.4 | 495.6 | 492.7 | 493.4 | 495.4 | 497.0 | 497.8 | 500.4 | 500.2 | 500.6 | 501.1 | 501.5 |
| 18 | Other loans and leases | 960.8 | 849.4 | 799.3 | 779.8 | 768.2 | 754.0 | 762.7 | 755.0 | 757.1 | 755.3 | 755.8 | 761.6 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 319.5 | 262.0 | 222.7 | 213.9 | 205.4 | 200.0 | 209.6 | 206.9 | 210.0 | 211.8 | 201.9 | 197.0 |
| 20 | All other loans and leases 13 | 641.3 | 587.4 | 576.6 | 565.9 | 562.8 | 554.0 | 553.1 | 548.1 | 547.1 | 543.5 | 554.0 | 564.6 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 187.1 | 192.4 | 195.2 | 199.2 | 205.3 | 205.7 | 206.7 | 201.2 | 208.8 | 210.7 |
| 22 | Interbank loans 12 | 315.6 | 386.5 | 339.0 | 318.2 | 312.9 | 288.1 | 220.3 | 209.9 | 211.2 | 202.5 | 212.2 | 212.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 249.0 | 309.8 | 254.6 | 228.0 | 221.8 | 200.0 | 155.4 | 147.8 | 149.7 | 135.8 | 146.0 | 151.6 |
| 24 | Loans to commercial banks 14 | 66.6 | 76.7 | 84.4 | 90.3 | 91.1 | 88.0 | 64.9 | 62.1 | 61.5 | 66.7 | 66.2 | 60.8 |
| 25 | Cash assets 15 | 974.5 | 931.3 | 957.8 | 1,013.9 | 1,048.6 | 1,215.0 | 1,225.1 | 1,158.9 | 1,183.4 | 1,057.0 | 1,107.5 | 1,246.7 |
| 26 | Trading assets 16 | -- | -- | 380.4 | 364.5 | 357.9 | 337.8 | 311.5 | 277.9 | 272.8 | 276.5 | 263.1 | 252.7 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 362.7 | 346.4 | 337.8 | 316.1 | 289.9 | 261.4 | 257.4 | 262.3 | 244.4 | 234.5 |
| 28 | Other trading assets | -- | -- | 17.7 | 18.0 | 20.0 | 21.7 | 21.6 | 16.5 | 15.4 | 14.2 | 18.7 | 18.3 |
| 29 | Other assets 18 | 1,164.9 | 1,155.6 | 1,132.0 | 1,111.1 | 1,107.5 | 1,120.4 | 1,114.8 | 1,153.0 | 1,159.4 | 1,184.4 | 1,176.8 | 1,185.1 |
| 30 | Total assets 19 | 12,282.0 | 12,001.3 | 11,871.6 | 11,825.8 | 11,758.6 | 11,808.4 | 11,770.0 | 11,676.1 | 11,667.4 | 11,592.4 | 11,602.9 | 11,716.8 |
H.8; Page 2
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,242.0 | 7,520.3 | 7,507.1 | 7,552.4 | 7,596.3 | 7,639.2 | 7,681.0 | 7,684.5 | 7,707.1 | 7,631.8 | 7,656.0 | 7,664.7 |
| 32 | Large time deposits | 1,909.3 | 1,881.6 | 1,900.9 | 1,900.9 | 1,890.0 | 1,893.5 | 1,879.8 | 1,891.4 | 1,888.2 | 1,912.9 | 1,886.2 | 1,871.4 |
| 33 | Other deposits | 5,332.7 | 5,638.7 | 5,606.3 | 5,651.5 | 5,706.3 | 5,745.7 | 5,801.3 | 5,793.1 | 5,818.9 | 5,718.9 | 5,769.8 | 5,793.3 |
| 34 | Borrowings | 2,475.3 | 2,320.5 | 2,216.6 | 2,137.7 | 2,038.5 | 1,995.8 | 1,957.9 | 1,917.1 | 1,885.8 | 1,904.9 | 1,933.8 | 1,952.7 |
| 35 | Borrowings from banks in the U.S. | 379.4 | 409.1 | 383.1 | 344.7 | 341.6 | 320.1 | 282.1 | 259.2 | 256.2 | 244.4 | 256.3 | 262.8 |
| 36 | Borrowings from others | 2,096.0 | 1,911.4 | 1,833.4 | 1,793.0 | 1,697.0 | 1,675.7 | 1,675.7 | 1,657.9 | 1,629.5 | 1,660.5 | 1,677.5 | 1,689.9 |
| 37 | Trading liabilities 20 | -- | -- | 312.7 | 311.2 | 306.2 | 295.4 | 273.5 | 252.7 | 249.5 | 250.2 | 245.4 | 246.4 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 262.7 | 261.9 | 255.0 | 237.2 | 219.3 | 201.6 | 200.5 | 204.3 | 199.0 | 190.6 |
| 39 | Other trading liabilities | -- | -- | 50.1 | 49.3 | 51.2 | 58.2 | 54.2 | 51.2 | 49.0 | 45.9 | 46.4 | 55.8 |
| 40 | Net due to related foreign offices | 467.9 | 58.5 | 85.8 | 92.5 | 138.8 | 207.1 | 209.0 | 149.2 | 154.6 | 163.9 | 108.5 | 161.8 |
| 41 | Other liabilities 21 | 452.9 | 460.7 | 451.1 | 415.8 | 415.4 | 396.7 | 406.9 | 417.3 | 417.5 | 421.5 | 419.7 | 399.9 |
| 42 | Total liabilities 19 | 11,191.9 | 10,689.5 | 10,573.4 | 10,509.4 | 10,495.2 | 10,534.2 | 10,528.3 | 10,420.9 | 10,414.5 | 10,372.3 | 10,363.3 | 10,425.5 |
| 43 | Residual (assets less liabilities) 22 | 1,090.1 | 1,311.8 | 1,298.2 | 1,316.3 | 1,263.4 | 1,274.1 | 1,241.7 | 1,255.1 | 1,252.9 | 1,220.1 | 1,239.5 | 1,291.3 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -55.1 | -46.7 | -35.8 | -22.4 | -16.3 | -13.7 | -14.9 | -14.7 | -23.0 | -20.4 |
| 45 | Securitized consumer loans 24 | 413.9 | 403.5 | 404.4 | 398.7 | 396.0 | 393.4 | 388.5 | 392.8 | 396.9 | 394.3 | 397.0 | 397.1 |
| 46 | Securitized credit cards and other revolving plans | 374.6 | 366.3 | 368.3 | 363.1 | 361.4 | 359.5 | 355.7 | 361.2 | 365.5 | 363.0 | 365.2 | 365.6 |
| 47 | Other securitized consumer loans | 39.3 | 37.2 | 36.1 | 35.6 | 34.6 | 33.9 | 32.8 | 31.6 | 31.5 | 31.3 | 31.8 | 31.5 |
| 48 | Securitized real estate loans 24 | 1,438.3 | 1,425.6 | 1,438.1 | 1,449.6 | 1,446.8 | 1,441.9 | 1,436.5 | 1,400.4 | 1,392.3 | 1,386.4 | 1,379.8 | 1,383.9 |
H.8; Page 3
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,404.4 | 9,315.4 | 9,210.1 | 9,187.7 | 9,133.8 | 9,047.9 | 9,134.6 | 9,101.5 | 9,087.1 | 9,087.2 | 9,044.1 | 9,025.1 |
| 2 | Securities in bank credit 2 | 2,096.5 | 2,262.3 | 2,260.6 | 2,304.6 | 2,317.7 | 2,307.4 | 2,324.7 | 2,329.2 | 2,325.6 | 2,338.0 | 2,324.8 | 2,314.4 |
| 3 | Treasury and agency securities 3 | 1,238.7 | 1,294.0 | 1,317.1 | 1,362.2 | 1,375.5 | 1,367.3 | 1,394.4 | 1,423.9 | 1,426.0 | 1,441.3 | 1,424.1 | 1,414.8 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 970.1 | 975.6 | 981.7 | 978.7 | 994.4 | 1,002.6 | 1,009.7 | 1,012.8 | 1,003.1 | 990.1 |
| 5 | Non-MBS 5 | -- | -- | 347.0 | 386.6 | 393.8 | 388.5 | 400.0 | 421.3 | 416.4 | 428.5 | 421.0 | 424.7 |
| 6 | Other securities | 857.9 | 968.3 | 943.5 | 942.4 | 942.1 | 940.1 | 930.3 | 905.3 | 899.6 | 896.7 | 900.7 | 899.6 |
| 7 | Mortgage-backed securities 6 | -- | -- | 205.4 | 206.7 | 209.3 | 206.8 | 207.7 | 204.1 | 204.0 | 202.5 | 202.5 | 203.3 |
| 8 | Non-MBS 7 | -- | -- | 738.1 | 735.6 | 732.8 | 733.3 | 722.6 | 701.2 | 695.6 | 694.2 | 698.3 | 696.3 |
| 9 | Loans and leases in bank credit 8 | 7,307.9 | 7,053.2 | 6,949.6 | 6,883.2 | 6,816.1 | 6,740.5 | 6,809.9 | 6,772.3 | 6,761.5 | 6,749.2 | 6,719.2 | 6,710.7 |
| 10 | Commercial and industrial loans | 1,619.9 | 1,494.4 | 1,473.4 | 1,440.7 | 1,416.8 | 1,384.4 | 1,367.4 | 1,344.5 | 1,345.7 | 1,340.1 | 1,327.5 | 1,317.3 |
| 11 | Real estate loans | 3,823.7 | 3,860.5 | 3,851.5 | 3,831.0 | 3,783.8 | 3,761.8 | 3,832.9 | 3,809.4 | 3,788.5 | 3,787.9 | 3,794.3 | 3,789.7 |
| 12 | Revolving home equity loans | 590.4 | 609.4 | 607.0 | 606.0 | 604.0 | 603.4 | 606.5 | 604.3 | 604.4 | 603.5 | 602.2 | 602.2 |
| 13 | Closed-end residential loans 9 | 1,504.7 | 1,546.7 | 1,546.2 | 1,535.5 | 1,499.6 | 1,489.7 | 1,563.2 | 1,555.4 | 1,533.5 | 1,549.2 | 1,560.7 | 1,555.7 |
| 14 | Commercial real estate loans 10 | 1,728.5 | 1,704.4 | 1,698.2 | 1,689.6 | 1,680.1 | 1,668.8 | 1,663.1 | 1,649.7 | 1,650.6 | 1,635.2 | 1,631.4 | 1,631.7 |
| 15 | Consumer loans | 869.6 | 851.7 | 843.0 | 846.1 | 847.6 | 839.6 | 838.5 | 838.7 | 838.3 | 841.4 | 835.2 | 834.9 |
| 16 | Credit cards and other revolving plans | 385.4 | 355.3 | 354.3 | 354.8 | 351.3 | 344.5 | 344.2 | 345.4 | 346.1 | 346.6 | 336.3 | 332.4 |
| 17 | Other consumer loans 11 | 484.3 | 496.3 | 488.7 | 491.2 | 496.2 | 495.1 | 494.3 | 493.3 | 492.2 | 494.9 | 498.9 | 502.6 |
| 18 | Other loans and leases | 994.7 | 846.6 | 781.6 | 765.3 | 768.0 | 754.7 | 771.2 | 779.7 | 789.0 | 779.8 | 762.2 | 768.8 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 336.5 | 260.5 | 209.8 | 206.5 | 204.0 | 199.4 | 213.9 | 217.6 | 221.8 | 216.4 | 201.4 | 202.8 |
| 20 | All other loans and leases 13 | 658.2 | 586.1 | 571.8 | 558.8 | 564.0 | 555.3 | 557.2 | 562.1 | 567.2 | 563.3 | 560.8 | 566.0 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 188.2 | 192.3 | 193.8 | 197.9 | 203.6 | 206.3 | 205.9 | 200.1 | 210.0 | 210.6 |
| 22 | Interbank loans 12 | 327.1 | 379.0 | 326.9 | 310.0 | 308.6 | 285.4 | 224.9 | 216.2 | 217.7 | 208.7 | 215.5 | 212.6 |
| 23 | Fed funds and reverse RPs with banks 12 | 258.4 | 303.8 | 245.0 | 220.6 | 218.9 | 197.9 | 159.3 | 152.6 | 154.0 | 143.6 | 149.5 | 151.6 |
| 24 | Loans to commercial banks 14 | 68.7 | 75.2 | 81.9 | 89.4 | 89.7 | 87.5 | 65.6 | 63.6 | 63.6 | 65.1 | 65.9 | 61.0 |
| 25 | Cash assets 15 | 1,033.1 | 912.5 | 934.6 | 972.7 | 1,047.2 | 1,208.6 | 1,260.9 | 1,230.2 | 1,240.4 | 1,199.8 | 1,190.8 | 1,284.6 |
| 26 | Trading assets 16 | -- | -- | 354.0 | 339.0 | 343.9 | 337.6 | 332.2 | 299.5 | 286.8 | 285.8 | 275.5 | 268.9 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 336.9 | 321.0 | 323.3 | 312.9 | 309.4 | 278.9 | 266.4 | 268.9 | 254.9 | 250.1 |
| 28 | Other trading assets | -- | -- | 17.1 | 18.0 | 20.5 | 24.7 | 22.8 | 20.6 | 20.4 | 16.8 | 20.7 | 18.8 |
| 29 | Other assets 18 | 1,168.3 | 1,150.8 | 1,129.9 | 1,100.9 | 1,113.0 | 1,123.7 | 1,117.8 | 1,158.6 | 1,155.3 | 1,197.6 | 1,179.7 | 1,178.8 |
| 30 | Total assets 19 | 12,428.1 | 11,945.3 | 11,767.4 | 11,717.9 | 11,752.6 | 11,805.4 | 11,866.7 | 11,799.7 | 11,781.4 | 11,779.0 | 11,695.6 | 11,759.5 |
H.8; Page 4
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,296.7 | 7,522.3 | 7,462.5 | 7,503.7 | 7,545.6 | 7,609.5 | 7,686.5 | 7,745.1 | 7,744.0 | 7,730.7 | 7,720.4 | 7,716.1 |
| 32 | Large time deposits | 1,913.1 | 1,886.6 | 1,894.1 | 1,905.2 | 1,889.1 | 1,902.3 | 1,885.4 | 1,892.8 | 1,889.9 | 1,899.1 | 1,882.3 | 1,886.2 |
| 33 | Other deposits | 5,383.6 | 5,635.8 | 5,568.4 | 5,598.5 | 5,656.4 | 5,707.2 | 5,801.1 | 5,852.4 | 5,854.0 | 5,831.6 | 5,838.0 | 5,829.8 |
| 34 | Borrowings | 2,451.9 | 2,342.2 | 2,199.9 | 2,126.9 | 2,049.4 | 1,977.9 | 1,938.3 | 1,897.2 | 1,895.5 | 1,884.7 | 1,890.8 | 1,901.6 |
| 35 | Borrowings from banks in the U.S. | 379.7 | 410.6 | 379.6 | 340.7 | 337.3 | 316.7 | 277.9 | 258.4 | 259.8 | 250.8 | 253.7 | 256.3 |
| 36 | Borrowings from others | 2,072.2 | 1,931.6 | 1,820.2 | 1,786.2 | 1,712.1 | 1,661.2 | 1,660.4 | 1,638.9 | 1,635.7 | 1,633.9 | 1,637.1 | 1,645.4 |
| 37 | Trading liabilities 20 | -- | -- | 292.0 | 293.7 | 300.6 | 295.6 | 289.6 | 260.8 | 249.8 | 250.1 | 251.6 | 256.6 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 242.6 | 242.4 | 246.4 | 236.2 | 232.5 | 210.0 | 200.9 | 205.8 | 204.8 | 202.2 |
| 39 | Other trading liabilities | -- | -- | 49.4 | 51.4 | 54.2 | 59.4 | 57.1 | 50.8 | 48.9 | 44.4 | 46.8 | 54.5 |
| 40 | Net due to related foreign offices | 467.9 | 58.5 | 85.8 | 92.5 | 138.8 | 207.1 | 209.0 | 149.2 | 154.6 | 163.9 | 108.5 | 161.8 |
| 41 | Other liabilities 21 | 460.0 | 454.7 | 442.6 | 413.0 | 414.1 | 400.0 | 414.2 | 423.4 | 420.6 | 424.8 | 418.0 | 402.5 |
| 42 | Total liabilities 19 | 11,247.1 | 10,699.5 | 10,482.8 | 10,429.8 | 10,448.4 | 10,490.1 | 10,537.6 | 10,475.8 | 10,464.4 | 10,454.2 | 10,389.2 | 10,438.6 |
| 43 | Residual (assets less liabilities) 22 | 1,181.0 | 1,245.7 | 1,284.6 | 1,288.1 | 1,304.2 | 1,315.3 | 1,329.1 | 1,323.9 | 1,317.0 | 1,324.8 | 1,306.4 | 1,320.9 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -55.1 | -46.7 | -35.8 | -22.4 | -16.3 | -13.7 | -14.9 | -14.7 | -23.0 | -20.4 |
| 45 | Securitized consumer loans 24 | 414.0 | 403.9 | 405.2 | 399.5 | 395.9 | 393.9 | 385.8 | 392.3 | 396.7 | 396.4 | 397.6 | 397.7 |
| 46 | Securitized credit cards and other revolving plans | 373.4 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 352.8 | 359.8 | 364.2 | 364.0 | 365.3 | 365.4 |
| 47 | Other securitized consumer loans | 40.6 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 33.0 | 32.5 | 32.4 | 32.4 | 32.3 | 32.3 |
| 48 | Securitized real estate loans 24 | 1,448.4 | 1,424.6 | 1,416.2 | 1,410.7 | 1,404.7 | 1,406.6 | 1,411.3 | 1,407.6 | 1,404.1 | 1,405.3 | 1,403.6 | 1,408.2 |
H.8; Page 5
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,388.8 | 8,394.9 | 8,348.5 | 8,318.5 | 8,264.8 | 8,213.9 | 8,297.3 | 8,295.9 | 8,271.5 | 8,287.3 | 8,266.0 | 8,243.1 |
| 2 | Securities in bank credit 2 | 1,798.0 | 1,969.5 | 1,991.9 | 2,025.7 | 2,047.2 | 2,043.6 | 2,062.9 | 2,103.5 | 2,106.0 | 2,109.6 | 2,104.3 | 2,088.9 |
| 3 | Treasury and agency securities 3 | 1,147.4 | 1,209.5 | 1,235.1 | 1,263.2 | 1,284.5 | 1,274.3 | 1,287.0 | 1,328.1 | 1,331.0 | 1,343.6 | 1,335.9 | 1,323.7 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 940.0 | 945.2 | 956.4 | 951.6 | 962.9 | 976.3 | 983.6 | 986.0 | 978.6 | 964.8 |
| 5 | Non-MBS 5 | -- | -- | 295.1 | 317.9 | 328.1 | 322.8 | 324.1 | 351.8 | 347.4 | 357.6 | 357.3 | 359.0 |
| 6 | Other securities | 650.6 | 759.9 | 756.8 | 762.5 | 762.7 | 769.3 | 775.9 | 775.4 | 775.0 | 765.9 | 768.3 | 765.2 |
| 7 | Mortgage-backed securities 6 | -- | -- | 198.7 | 201.1 | 201.9 | 201.7 | 201.2 | 194.5 | 192.9 | 192.1 | 193.3 | 192.3 |
| 8 | Non-MBS 7 | -- | -- | 558.1 | 561.4 | 560.8 | 567.7 | 574.8 | 580.9 | 582.1 | 573.9 | 575.1 | 572.9 |
| 9 | Loans and leases in bank credit 8 | 6,590.8 | 6,425.4 | 6,356.6 | 6,292.8 | 6,217.6 | 6,170.2 | 6,234.4 | 6,192.4 | 6,165.5 | 6,177.7 | 6,161.8 | 6,154.2 |
| 10 | Commercial and industrial loans | 1,253.9 | 1,162.6 | 1,151.3 | 1,130.3 | 1,107.4 | 1,089.3 | 1,079.5 | 1,066.6 | 1,064.1 | 1,062.9 | 1,059.8 | 1,052.8 |
| 11 | Real estate loans | 3,777.7 | 3,816.1 | 3,802.6 | 3,781.3 | 3,739.8 | 3,715.2 | 3,781.0 | 3,769.1 | 3,746.2 | 3,761.6 | 3,760.3 | 3,755.6 |
| 12 | Revolving home equity loans | 586.3 | 609.6 | 607.9 | 606.6 | 603.8 | 601.7 | 604.4 | 601.4 | 600.6 | 600.2 | 599.7 | 599.5 |
| 13 | Closed-end residential loans 9 | 1,504.7 | 1,542.9 | 1,536.2 | 1,523.9 | 1,495.2 | 1,485.1 | 1,554.5 | 1,555.9 | 1,534.3 | 1,560.9 | 1,564.0 | 1,559.1 |
| 14 | Commercial real estate loans 10 | 1,686.7 | 1,663.6 | 1,658.5 | 1,650.8 | 1,640.7 | 1,628.4 | 1,622.1 | 1,611.9 | 1,611.2 | 1,600.5 | 1,596.6 | 1,597.1 |
| 15 | Consumer loans | 861.4 | 855.9 | 851.7 | 849.5 | 846.9 | 845.4 | 840.9 | 831.2 | 825.8 | 826.0 | 820.2 | 816.4 |
| 16 | Credit cards and other revolving plans | 370.0 | 360.6 | 359.9 | 357.0 | 352.6 | 349.6 | 344.3 | 332.2 | 326.9 | 326.8 | 320.4 | 316.2 |
| 17 | Other consumer loans 11 | 491.4 | 495.3 | 491.8 | 492.4 | 494.3 | 495.8 | 496.5 | 499.0 | 498.9 | 499.2 | 499.8 | 500.2 |
| 18 | Other loans and leases | 697.7 | 590.8 | 550.9 | 531.8 | 523.5 | 520.4 | 533.2 | 525.4 | 529.5 | 527.2 | 521.5 | 529.4 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 260.0 | 188.7 | 156.8 | 147.3 | 137.8 | 138.7 | 146.7 | 142.2 | 147.0 | 146.0 | 130.6 | 126.3 |
| 20 | All other loans and leases 13 | 437.7 | 402.0 | 394.2 | 384.5 | 385.7 | 381.6 | 386.4 | 383.3 | 382.4 | 381.2 | 390.8 | 403.2 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 184.7 | 190.0 | 192.7 | 197.2 | 203.4 | 203.8 | 204.7 | 199.5 | 207.2 | 209.0 |
| 22 | Interbank loans 12 | 281.6 | 347.4 | 300.0 | 277.1 | 277.7 | 257.0 | 189.8 | 183.9 | 185.5 | 180.1 | 187.8 | 185.8 |
| 23 | Fed funds and reverse RPs with banks 12 | 223.6 | 274.7 | 220.4 | 191.8 | 190.9 | 172.5 | 128.4 | 124.9 | 127.2 | 116.0 | 125.0 | 127.8 |
| 24 | Loans to commercial banks 14 | 57.9 | 72.7 | 79.7 | 85.3 | 86.8 | 84.5 | 61.4 | 59.1 | 58.3 | 64.1 | 62.7 | 58.1 |
| 25 | Cash assets 15 | 662.3 | 726.9 | 707.7 | 730.7 | 757.2 | 842.9 | 868.3 | 809.9 | 814.1 | 693.2 | 724.9 | 775.0 |
| 26 | Trading assets 16 | -- | -- | 244.4 | 235.8 | 229.5 | 213.6 | 202.1 | 179.3 | 171.8 | 176.2 | 165.7 | 154.1 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 231.7 | 222.3 | 214.9 | 199.6 | 190.2 | 166.9 | 159.5 | 165.9 | 152.6 | 142.8 |
| 28 | Other trading assets | -- | -- | 12.8 | 13.5 | 14.6 | 14.0 | 11.9 | 12.4 | 12.4 | 10.3 | 13.1 | 11.3 |
| 29 | Other assets 18 | 1,123.3 | 1,122.8 | 1,098.9 | 1,078.8 | 1,074.6 | 1,086.3 | 1,080.9 | 1,121.2 | 1,128.6 | 1,147.7 | 1,143.0 | 1,146.4 |
| 30 | Total assets 19 | 10,753.1 | 10,653.8 | 10,514.8 | 10,450.8 | 10,411.0 | 10,416.4 | 10,435.1 | 10,386.4 | 10,366.8 | 10,284.9 | 10,280.2 | 10,295.5 |
H.8; Page 6
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,346.7 | 6,585.1 | 6,560.3 | 6,592.0 | 6,625.3 | 6,633.9 | 6,675.0 | 6,642.0 | 6,661.4 | 6,570.3 | 6,606.7 | 6,627.6 |
| 32 | Large time deposits | 1,053.6 | 987.9 | 987.1 | 974.0 | 952.7 | 922.3 | 907.5 | 882.8 | 877.1 | 885.3 | 872.8 | 870.4 |
| 33 | Other deposits | 5,293.1 | 5,597.2 | 5,573.2 | 5,617.9 | 5,672.6 | 5,711.7 | 5,767.4 | 5,759.3 | 5,784.4 | 5,685.0 | 5,733.9 | 5,757.3 |
| 34 | Borrowings | 1,858.0 | 1,689.6 | 1,573.6 | 1,500.0 | 1,415.2 | 1,415.1 | 1,404.4 | 1,396.3 | 1,363.2 | 1,398.5 | 1,406.4 | 1,408.3 |
| 35 | Borrowings from banks in the U.S. | 340.4 | 370.5 | 346.5 | 310.7 | 308.9 | 286.2 | 249.9 | 231.3 | 228.0 | 222.7 | 233.9 | 236.9 |
| 36 | Borrowings from others | 1,517.6 | 1,319.2 | 1,227.1 | 1,189.3 | 1,106.2 | 1,128.9 | 1,154.5 | 1,164.9 | 1,135.2 | 1,175.9 | 1,172.5 | 1,171.3 |
| 37 | Trading liabilities 20 | -- | -- | 186.2 | 188.1 | 183.9 | 175.9 | 161.5 | 148.9 | 145.8 | 146.2 | 136.6 | 130.5 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 144.8 | 147.5 | 141.9 | 126.6 | 116.3 | 106.1 | 103.1 | 108.5 | 98.4 | 92.4 |
| 39 | Other trading liabilities | -- | -- | 41.4 | 40.6 | 42.0 | 49.3 | 45.2 | 42.8 | 42.8 | 37.7 | 38.1 | 38.1 |
| 40 | Net due to related foreign offices | 604.5 | 498.2 | 494.9 | 488.1 | 526.3 | 534.5 | 529.4 | 501.4 | 491.7 | 502.6 | 453.6 | 455.4 |
| 41 | Other liabilities 21 | 412.5 | 422.5 | 419.6 | 388.7 | 386.1 | 365.0 | 376.2 | 391.2 | 392.1 | 395.9 | 400.7 | 377.6 |
| 42 | Total liabilities 19 | 9,609.5 | 9,392.2 | 9,234.5 | 9,156.9 | 9,136.7 | 9,124.5 | 9,146.5 | 9,079.9 | 9,054.2 | 9,013.5 | 9,004.0 | 8,999.4 |
| 43 | Residual (assets less liabilities) 22 | 1,143.6 | 1,261.7 | 1,280.2 | 1,294.0 | 1,274.3 | 1,292.0 | 1,288.6 | 1,306.5 | 1,312.6 | 1,271.4 | 1,276.2 | 1,296.1 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -37.3 | -29.4 | -19.1 | -7.2 | -3.2 | -2.2 | -3.3 | -3.1 | -11.7 | -9.0 |
| 45 | Securitized consumer loans 24 | 413.9 | 403.5 | 404.4 | 398.7 | 396.0 | 393.4 | 388.5 | 392.8 | 396.9 | 394.3 | 397.0 | 397.1 |
| 46 | Securitized credit cards and other revolving plans | 374.6 | 366.3 | 368.3 | 363.1 | 361.4 | 359.5 | 355.7 | 361.2 | 365.5 | 363.0 | 365.2 | 365.6 |
| 47 | Other securitized consumer loans | 39.3 | 37.2 | 36.1 | 35.6 | 34.6 | 33.9 | 32.8 | 31.6 | 31.5 | 31.3 | 31.8 | 31.5 |
| 48 | Securitized real estate loans 24 | 1,438.3 | 1,425.6 | 1,438.1 | 1,449.6 | 1,446.8 | 1,441.9 | 1,436.5 | 1,400.4 | 1,392.3 | 1,386.4 | 1,379.8 | 1,383.9 |
H.8; Page 7
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,406.9 | 8,398.0 | 8,319.4 | 8,302.5 | 8,268.2 | 8,208.9 | 8,312.2 | 8,300.8 | 8,292.2 | 8,297.2 | 8,253.2 | 8,237.1 |
| 2 | Securities in bank credit 2 | 1,781.9 | 1,983.4 | 1,988.0 | 2,025.4 | 2,045.5 | 2,039.5 | 2,066.3 | 2,085.7 | 2,086.2 | 2,094.4 | 2,083.1 | 2,073.5 |
| 3 | Treasury and agency securities 3 | 1,146.3 | 1,210.3 | 1,227.9 | 1,262.7 | 1,279.0 | 1,271.2 | 1,298.1 | 1,328.6 | 1,333.0 | 1,346.1 | 1,330.6 | 1,322.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 936.5 | 943.3 | 949.3 | 945.1 | 965.5 | 977.1 | 984.7 | 987.5 | 977.7 | 964.9 |
| 5 | Non-MBS 5 | -- | -- | 291.5 | 319.4 | 329.7 | 326.1 | 332.6 | 351.4 | 348.3 | 358.6 | 353.0 | 357.3 |
| 6 | Other securities | 635.6 | 773.1 | 760.0 | 762.8 | 766.5 | 768.3 | 768.2 | 757.1 | 753.1 | 748.3 | 752.5 | 751.3 |
| 7 | Mortgage-backed securities 6 | -- | -- | 196.4 | 197.9 | 200.6 | 197.6 | 198.2 | 195.0 | 195.0 | 193.5 | 193.5 | 194.3 |
| 8 | Non-MBS 7 | -- | -- | 563.6 | 564.9 | 565.9 | 570.7 | 570.0 | 562.1 | 558.1 | 554.8 | 559.0 | 557.0 |
| 9 | Loans and leases in bank credit 8 | 6,625.0 | 6,414.6 | 6,331.5 | 6,277.0 | 6,222.7 | 6,169.3 | 6,245.9 | 6,215.1 | 6,206.1 | 6,202.8 | 6,170.1 | 6,163.6 |
| 10 | Commercial and industrial loans | 1,251.7 | 1,163.3 | 1,147.3 | 1,124.2 | 1,108.5 | 1,089.6 | 1,079.2 | 1,064.4 | 1,066.4 | 1,062.6 | 1,053.9 | 1,045.3 |
| 11 | Real estate loans | 3,778.1 | 3,814.4 | 3,807.3 | 3,787.3 | 3,741.4 | 3,719.7 | 3,791.1 | 3,769.4 | 3,748.9 | 3,748.4 | 3,754.9 | 3,750.5 |
| 12 | Revolving home equity loans | 588.8 | 608.0 | 606.8 | 605.7 | 603.8 | 603.1 | 606.2 | 604.0 | 604.1 | 603.2 | 601.9 | 601.9 |
| 13 | Closed-end residential loans 9 | 1,501.0 | 1,542.9 | 1,541.5 | 1,531.0 | 1,496.5 | 1,486.3 | 1,559.7 | 1,552.0 | 1,530.2 | 1,545.9 | 1,557.5 | 1,552.5 |
| 14 | Commercial real estate loans 10 | 1,688.3 | 1,663.5 | 1,659.1 | 1,650.7 | 1,641.1 | 1,630.3 | 1,625.1 | 1,613.4 | 1,614.6 | 1,599.3 | 1,595.5 | 1,596.1 |
| 15 | Consumer loans | 869.6 | 851.4 | 842.0 | 844.9 | 846.3 | 838.3 | 837.2 | 837.3 | 837.0 | 840.1 | 833.9 | 833.6 |
| 16 | Credit cards and other revolving plans | 385.4 | 355.3 | 354.3 | 354.8 | 351.3 | 344.5 | 344.2 | 345.4 | 346.1 | 346.6 | 336.3 | 332.4 |
| 17 | Other consumer loans 11 | 484.3 | 496.1 | 487.6 | 490.0 | 495.0 | 493.9 | 493.0 | 492.0 | 490.9 | 493.5 | 497.6 | 501.3 |
| 18 | Other loans and leases | 725.6 | 585.4 | 534.9 | 520.6 | 526.6 | 521.7 | 538.5 | 544.0 | 553.8 | 551.7 | 527.4 | 534.2 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 277.5 | 183.0 | 142.8 | 139.7 | 140.8 | 139.4 | 148.1 | 151.8 | 158.4 | 156.4 | 134.5 | 134.1 |
| 20 | All other loans and leases 13 | 448.1 | 402.4 | 392.1 | 380.9 | 385.7 | 382.3 | 390.3 | 392.2 | 395.4 | 395.3 | 392.9 | 400.1 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 185.6 | 189.8 | 191.4 | 195.9 | 201.7 | 204.5 | 204.1 | 198.4 | 208.3 | 208.9 |
| 22 | Interbank loans 12 | 291.4 | 342.0 | 289.4 | 269.7 | 273.1 | 252.7 | 192.5 | 188.5 | 189.5 | 187.4 | 190.8 | 185.9 |
| 23 | Fed funds and reverse RPs with banks 12 | 232.3 | 270.0 | 211.3 | 184.4 | 187.4 | 169.0 | 130.9 | 128.7 | 129.8 | 125.7 | 128.5 | 128.1 |
| 24 | Loans to commercial banks 14 | 59.1 | 71.9 | 78.1 | 85.3 | 85.8 | 83.7 | 61.6 | 59.8 | 59.8 | 61.7 | 62.3 | 57.8 |
| 25 | Cash assets 15 | 709.9 | 712.3 | 689.1 | 691.2 | 754.1 | 834.1 | 894.9 | 866.1 | 845.0 | 814.7 | 789.0 | 801.5 |
| 26 | Trading assets 16 | -- | -- | 230.6 | 221.1 | 222.6 | 214.2 | 208.5 | 187.7 | 177.0 | 178.7 | 171.9 | 165.1 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 217.3 | 207.1 | 207.9 | 199.2 | 196.2 | 175.5 | 164.3 | 169.2 | 159.2 | 154.1 |
| 28 | Other trading assets | -- | -- | 13.3 | 14.0 | 14.7 | 15.0 | 12.3 | 12.2 | 12.7 | 9.5 | 12.7 | 11.0 |
| 29 | Other assets 18 | 1,127.6 | 1,116.5 | 1,098.2 | 1,070.3 | 1,080.9 | 1,091.6 | 1,083.7 | 1,125.9 | 1,123.1 | 1,162.9 | 1,150.2 | 1,145.3 |
| 30 | Total assets 19 | 10,851.4 | 10,620.1 | 10,441.0 | 10,365.0 | 10,407.6 | 10,405.5 | 10,490.2 | 10,464.5 | 10,422.8 | 10,442.5 | 10,346.7 | 10,326.0 |
H.8; Page 8
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,409.2 | 6,567.8 | 6,523.4 | 6,543.9 | 6,580.8 | 6,603.4 | 6,682.9 | 6,708.0 | 6,699.7 | 6,686.6 | 6,681.7 | 6,670.9 |
| 32 | Large time deposits | 1,065.2 | 974.6 | 988.2 | 978.5 | 956.4 | 928.6 | 914.0 | 889.4 | 880.3 | 888.8 | 879.6 | 877.3 |
| 33 | Other deposits | 5,344.0 | 5,593.1 | 5,535.2 | 5,565.4 | 5,624.4 | 5,674.8 | 5,768.8 | 5,818.7 | 5,819.4 | 5,797.8 | 5,802.1 | 5,793.6 |
| 34 | Borrowings | 1,840.9 | 1,703.2 | 1,554.8 | 1,486.3 | 1,431.8 | 1,412.0 | 1,396.7 | 1,383.9 | 1,377.0 | 1,387.3 | 1,374.9 | 1,367.8 |
| 35 | Borrowings from banks in the U.S. | 339.7 | 373.2 | 343.3 | 305.8 | 303.8 | 282.9 | 244.9 | 229.6 | 230.3 | 229.0 | 233.8 | 230.2 |
| 36 | Borrowings from others | 1,501.2 | 1,330.0 | 1,211.5 | 1,180.5 | 1,128.0 | 1,129.1 | 1,151.8 | 1,154.3 | 1,146.7 | 1,158.4 | 1,141.1 | 1,137.6 |
| 37 | Trading liabilities 20 | -- | -- | 175.4 | 178.1 | 182.7 | 175.4 | 171.9 | 154.2 | 146.9 | 146.3 | 139.6 | 136.3 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 133.6 | 135.1 | 136.4 | 126.1 | 123.3 | 111.2 | 104.3 | 109.9 | 102.2 | 99.7 |
| 39 | Other trading liabilities | -- | -- | 41.9 | 43.0 | 46.3 | 49.3 | 48.6 | 43.0 | 42.6 | 36.4 | 37.4 | 36.6 |
| 40 | Net due to related foreign offices | 604.5 | 498.2 | 494.9 | 488.1 | 526.3 | 534.5 | 529.4 | 501.4 | 491.7 | 502.6 | 453.6 | 455.4 |
| 41 | Other liabilities 21 | 418.0 | 417.2 | 410.9 | 383.6 | 384.9 | 367.9 | 383.2 | 396.1 | 393.5 | 397.9 | 393.5 | 377.7 |
| 42 | Total liabilities 19 | 9,673.0 | 9,377.3 | 9,159.4 | 9,079.9 | 9,106.4 | 9,093.2 | 9,164.0 | 9,143.6 | 9,108.8 | 9,120.6 | 9,043.3 | 9,008.1 |
| 43 | Residual (assets less liabilities) 22 | 1,178.3 | 1,242.8 | 1,281.7 | 1,285.1 | 1,301.2 | 1,312.3 | 1,326.1 | 1,320.9 | 1,314.0 | 1,321.8 | 1,303.4 | 1,317.9 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -37.3 | -29.4 | -19.1 | -7.2 | -3.2 | -2.2 | -3.3 | -3.1 | -11.7 | -9.0 |
| 45 | Securitized consumer loans 24 | 414.0 | 403.9 | 405.2 | 399.5 | 395.9 | 393.9 | 385.8 | 392.3 | 396.7 | 396.4 | 397.6 | 397.7 |
| 46 | Securitized credit cards and other revolving plans | 373.4 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 352.8 | 359.8 | 364.2 | 364.0 | 365.3 | 365.4 |
| 47 | Other securitized consumer loans | 40.6 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 33.0 | 32.5 | 32.4 | 32.4 | 32.3 | 32.3 |
| 48 | Securitized real estate loans 24 | 1,448.4 | 1,424.6 | 1,416.2 | 1,410.7 | 1,404.7 | 1,406.6 | 1,411.3 | 1,407.6 | 1,404.1 | 1,405.3 | 1,403.6 | 1,408.2 |
H.8; Page 9
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,342.2 | 5,310.4 | 5,263.5 | 5,232.6 | 5,189.9 | 5,148.2 | 5,225.7 | 5,230.3 | 5,226.2 | 5,229.6 | 5,226.4 | 5,210.1 |
| 2 | Securities in bank credit 2 | 1,181.1 | 1,301.5 | 1,315.0 | 1,336.8 | 1,352.3 | 1,346.8 | 1,355.9 | 1,389.7 | 1,401.0 | 1,404.1 | 1,409.8 | 1,400.4 |
| 3 | Treasury and agency securities 3 | 745.8 | 793.9 | 811.1 | 828.7 | 844.1 | 833.2 | 837.9 | 868.2 | 871.0 | 880.3 | 880.5 | 868.6 |
| 4 | Mortgage-backed securities (MBS) 4 | 666.7 | 672.4 | 674.3 | 674.3 | 680.8 | 672.3 | 679.7 | 690.7 | 698.3 | 700.7 | 698.8 | 685.9 |
| 5 | Non-MBS 5 | 79.0 | 121.5 | 136.8 | 154.4 | 163.3 | 160.9 | 158.2 | 177.5 | 172.8 | 179.6 | 181.7 | 182.7 |
| 6 | Other securities | 435.3 | 507.6 | 503.9 | 508.1 | 508.2 | 513.6 | 518.0 | 521.4 | 529.9 | 523.9 | 529.3 | 531.9 |
| 7 | Mortgage-backed securities 6 | 154.7 | 167.2 | 169.5 | 171.2 | 172.8 | 170.8 | 171.4 | 166.2 | 165.6 | 163.5 | 163.5 | 162.8 |
| 8 | Non-MBS 7 | 280.5 | 340.5 | 334.4 | 336.8 | 335.3 | 342.8 | 346.6 | 355.2 | 364.3 | 360.4 | 365.8 | 369.0 |
| 9 | Loans and leases in bank credit 8 | 4,161.1 | 4,008.8 | 3,948.5 | 3,895.8 | 3,837.5 | 3,801.4 | 3,869.8 | 3,840.6 | 3,825.3 | 3,825.5 | 3,816.6 | 3,809.7 |
| 10 | Commercial and industrial loans | 807.4 | 745.4 | 738.2 | 720.5 | 700.7 | 684.5 | 675.8 | 664.2 | 663.2 | 661.0 | 659.0 | 652.4 |
| 11 | Real estate loans | 2,158.8 | 2,183.2 | 2,172.0 | 2,157.9 | 2,127.1 | 2,112.3 | 2,179.7 | 2,175.9 | 2,159.7 | 2,165.2 | 2,171.0 | 2,165.5 |
| 12 | Revolving home equity loans | 474.7 | 494.0 | 492.1 | 490.9 | 488.0 | 485.7 | 489.4 | 487.2 | 487.0 | 485.5 | 484.8 | 484.6 |
| 13 | Closed-end residential loans 9 | 1,005.4 | 1,024.8 | 1,017.1 | 1,009.4 | 987.3 | 981.3 | 1,045.1 | 1,048.3 | 1,030.8 | 1,047.3 | 1,054.6 | 1,050.1 |
| 14 | Commercial real estate loans 10 | 678.7 | 664.4 | 662.8 | 657.6 | 651.8 | 645.3 | 645.1 | 640.5 | 641.8 | 632.4 | 631.6 | 630.8 |
| 15 | Consumer loans | 630.1 | 620.3 | 617.1 | 613.0 | 612.8 | 609.6 | 605.1 | 596.7 | 592.7 | 594.0 | 590.6 | 586.3 |
| 16 | Credit cards and other revolving plans | 280.1 | 267.9 | 268.9 | 265.3 | 264.2 | 260.9 | 256.9 | 247.5 | 243.4 | 244.6 | 240.0 | 235.1 |
| 17 | Other consumer loans 11 | 350.0 | 352.3 | 348.2 | 347.7 | 348.6 | 348.7 | 348.2 | 349.3 | 349.3 | 349.4 | 350.6 | 351.2 |
| 18 | Other loans and leases | 564.7 | 460.0 | 421.2 | 404.5 | 396.9 | 395.1 | 409.2 | 403.8 | 409.7 | 405.3 | 396.0 | 405.5 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 253.3 | 180.0 | 150.3 | 142.7 | 134.1 | 135.4 | 142.9 | 138.8 | 143.9 | 142.7 | 126.3 | 122.5 |
| 20 | All other loans and leases 13 | 311.5 | 280.0 | 270.9 | 261.8 | 262.9 | 259.6 | 266.3 | 265.0 | 265.8 | 262.5 | 269.8 | 283.0 |
| 21 | LESS: Allowance for loan and lease losses | 95.1 | 123.5 | 128.8 | 133.6 | 138.6 | 142.6 | 148.2 | 147.0 | 147.8 | 144.1 | 149.1 | 149.3 |
| 22 | Interbank loans 12 | 228.3 | 286.6 | 234.1 | 211.7 | 217.5 | 191.5 | 121.2 | 114.9 | 120.8 | 123.9 | 117.2 | 114.8 |
| 23 | Fed funds and reverse RPs with banks 12 | 177.4 | 224.4 | 166.0 | 134.9 | 137.5 | 115.9 | 66.6 | 60.1 | 66.1 | 64.1 | 58.2 | 60.4 |
| 24 | Loans to commercial banks 14 | 50.9 | 62.2 | 68.1 | 76.8 | 80.1 | 75.6 | 54.7 | 54.8 | 54.7 | 59.8 | 58.9 | 54.4 |
| 25 | Cash assets 15 | 451.1 | 503.2 | 482.6 | 497.3 | 510.2 | 587.4 | 600.0 | 540.0 | 537.0 | 445.6 | 458.1 | 492.6 |
| 26 | Trading assets 16 | -- | -- | 236.2 | 227.4 | 220.8 | 205.4 | 193.4 | 171.9 | 165.8 | 169.4 | 159.2 | 147.8 |
| 27 | Derivatives with a positive fair value 17 | 403.2 | 225.9 | 225.4 | 216.1 | 209.2 | 194.0 | 184.9 | 161.9 | 154.3 | 160.6 | 147.5 | 138.2 |
| 28 | Other trading assets | -- | -- | 10.9 | 11.4 | 11.7 | 11.4 | 8.5 | 10.1 | 11.5 | 8.8 | 11.6 | 9.6 |
| 29 | Other assets 18 | 870.8 | 871.8 | 847.2 | 825.9 | 822.8 | 838.9 | 833.7 | 865.2 | 874.8 | 882.7 | 878.9 | 878.3 |
| 30 | Total assets 19 | 7,222.4 | 7,079.4 | 6,934.7 | 6,861.3 | 6,822.7 | 6,828.6 | 6,825.9 | 6,775.4 | 6,776.9 | 6,707.1 | 6,690.6 | 6,694.3 |
H.8; Page 10
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,875.7 | 3,969.3 | 3,939.8 | 3,955.2 | 3,964.2 | 3,969.9 | 3,993.4 | 3,982.5 | 4,018.2 | 3,942.3 | 3,959.7 | 3,966.3 |
| 32 | Large time deposits | 628.9 | 536.6 | 523.6 | 509.8 | 489.2 | 462.3 | 449.2 | 429.8 | 424.2 | 434.1 | 425.5 | 419.3 |
| 33 | Other deposits | 3,246.8 | 3,432.8 | 3,416.2 | 3,445.4 | 3,475.0 | 3,507.5 | 3,544.2 | 3,552.8 | 3,594.0 | 3,508.2 | 3,534.2 | 3,547.0 |
| 34 | Borrowings | 1,306.2 | 1,238.3 | 1,124.6 | 1,026.7 | 954.1 | 952.0 | 953.2 | 967.9 | 942.9 | 977.0 | 982.6 | 988.4 |
| 35 | Borrowings from banks in the U.S. | 199.6 | 247.7 | 213.6 | 169.9 | 168.9 | 155.9 | 143.8 | 131.6 | 127.8 | 127.7 | 136.3 | 138.8 |
| 36 | Borrowings from others | 1,106.6 | 990.6 | 911.0 | 856.8 | 785.1 | 796.1 | 809.4 | 836.4 | 815.1 | 849.3 | 846.3 | 849.7 |
| 37 | Trading liabilities 20 | 378.9 | 191.6 | 182.7 | 184.2 | 179.7 | 172.1 | 157.8 | 144.9 | 141.7 | 142.3 | 132.8 | 127.0 |
| 38 | Derivatives with a negative fair value 17 | 320.4 | 152.8 | 142.0 | 144.2 | 138.4 | 123.6 | 113.3 | 103.3 | 100.2 | 105.6 | 95.6 | 90.0 |
| 39 | Other trading liabilities | 58.6 | 38.9 | 40.7 | 40.0 | 41.3 | 48.5 | 44.5 | 41.6 | 41.5 | 36.7 | 37.2 | 37.0 |
| 40 | Net due to related foreign offices | 539.2 | 452.0 | 452.2 | 449.4 | 485.6 | 497.4 | 489.7 | 457.3 | 448.9 | 454.9 | 409.2 | 411.6 |
| 41 | Other liabilities 21 | 340.0 | 348.2 | 343.4 | 313.5 | 313.2 | 294.5 | 304.6 | 317.5 | 319.7 | 323.2 | 330.8 | 307.7 |
| 42 | Total liabilities 19 | 6,440.1 | 6,199.5 | 6,042.6 | 5,929.0 | 5,896.8 | 5,886.0 | 5,898.7 | 5,870.2 | 5,871.4 | 5,839.7 | 5,815.2 | 5,800.9 |
| 43 | Residual (assets less liabilities) 22 | 782.3 | 879.9 | 892.1 | 932.3 | 925.9 | 942.7 | 927.1 | 905.2 | 905.5 | 867.4 | 875.4 | 893.3 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -69.7 | -41.8 | -35.2 | -28.3 | -19.4 | -9.4 | -5.4 | -5.0 | -6.0 | -5.4 | -12.7 | -10.2 |
| 45 | Securitized consumer loans 24 | 322.4 | 316.3 | 314.6 | 311.9 | 308.9 | 306.8 | 302.2 | 304.6 | 307.2 | 304.0 | 306.6 | 307.2 |
| 46 | Securitized credit cards and other revolving plans | 283.8 | 280.1 | 279.6 | 277.6 | 275.3 | 273.9 | 270.4 | 273.9 | 276.7 | 273.6 | 275.7 | 276.6 |
| 47 | Other securitized consumer loans | 38.6 | 36.2 | 35.0 | 34.3 | 33.5 | 32.9 | 31.8 | 30.7 | 30.5 | 30.4 | 30.9 | 30.6 |
| 48 | Securitized real estate loans 24 | 1,400.4 | 1,412.4 | 1,412.3 | 1,407.3 | 1,399.9 | 1,391.5 | 1,383.2 | 1,362.6 | 1,357.1 | 1,354.5 | 1,351.5 | 1,358.8 |
H.8; Page 11
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,372.8 | 5,305.9 | 5,234.0 | 5,220.2 | 5,185.2 | 5,141.9 | 5,244.0 | 5,252.4 | 5,259.5 | 5,259.0 | 5,233.8 | 5,222.0 |
| 2 | Securities in bank credit 2 | 1,183.2 | 1,308.2 | 1,306.6 | 1,336.3 | 1,348.6 | 1,341.3 | 1,365.6 | 1,393.7 | 1,406.3 | 1,412.7 | 1,406.1 | 1,398.1 |
| 3 | Treasury and agency securities 3 | 750.6 | 794.3 | 804.3 | 829.7 | 841.2 | 830.6 | 852.7 | 875.4 | 881.4 | 890.4 | 879.3 | 870.1 |
| 4 | Mortgage-backed securities (MBS) 4 | 671.2 | 673.6 | 673.7 | 675.3 | 677.1 | 669.1 | 687.0 | 697.1 | 704.9 | 706.8 | 700.7 | 687.3 |
| 5 | Non-MBS 5 | 79.4 | 120.7 | 130.5 | 154.4 | 164.1 | 161.5 | 165.7 | 178.3 | 176.5 | 183.6 | 178.6 | 182.8 |
| 6 | Other securities | 432.5 | 513.9 | 502.3 | 506.6 | 507.4 | 510.6 | 512.9 | 518.2 | 524.9 | 522.3 | 526.8 | 528.1 |
| 7 | Mortgage-backed securities 6 | 154.6 | 169.2 | 167.5 | 168.6 | 170.7 | 167.8 | 168.5 | 166.0 | 166.0 | 164.6 | 164.7 | 165.2 |
| 8 | Non-MBS 7 | 277.9 | 344.7 | 334.8 | 338.0 | 336.8 | 342.8 | 344.4 | 352.3 | 358.9 | 357.6 | 362.1 | 362.8 |
| 9 | Loans and leases in bank credit 8 | 4,189.6 | 3,997.7 | 3,927.4 | 3,883.9 | 3,836.5 | 3,800.7 | 3,878.4 | 3,858.7 | 3,853.2 | 3,846.3 | 3,827.7 | 3,823.9 |
| 10 | Commercial and industrial loans | 806.7 | 744.9 | 734.7 | 715.6 | 700.3 | 685.3 | 676.9 | 663.5 | 665.0 | 661.3 | 656.1 | 648.6 |
| 11 | Real estate loans | 2,156.8 | 2,182.9 | 2,176.6 | 2,164.4 | 2,125.6 | 2,114.1 | 2,184.9 | 2,173.4 | 2,157.3 | 2,154.2 | 2,167.9 | 2,162.9 |
| 12 | Revolving home equity loans | 475.6 | 493.7 | 492.6 | 491.0 | 488.4 | 487.4 | 490.5 | 487.9 | 488.1 | 486.9 | 485.9 | 485.8 |
| 13 | Closed-end residential loans 9 | 1,000.9 | 1,025.0 | 1,021.9 | 1,016.2 | 986.8 | 980.8 | 1,047.5 | 1,043.5 | 1,024.9 | 1,035.3 | 1,050.4 | 1,046.2 |
| 14 | Commercial real estate loans 10 | 680.2 | 664.1 | 662.1 | 657.2 | 650.4 | 646.0 | 646.9 | 642.0 | 644.3 | 632.0 | 631.5 | 630.9 |
| 15 | Consumer loans | 635.9 | 615.8 | 610.4 | 610.5 | 612.0 | 605.7 | 603.2 | 601.5 | 601.1 | 604.0 | 600.0 | 599.5 |
| 16 | Credit cards and other revolving plans | 291.7 | 263.1 | 265.7 | 263.8 | 262.6 | 258.3 | 257.7 | 257.7 | 258.3 | 259.2 | 251.4 | 248.0 |
| 17 | Other consumer loans 11 | 344.1 | 352.8 | 344.7 | 346.7 | 349.4 | 347.4 | 345.5 | 343.8 | 342.8 | 344.8 | 348.6 | 351.5 |
| 18 | Other loans and leases | 590.3 | 454.1 | 405.6 | 393.4 | 398.6 | 395.5 | 413.3 | 420.4 | 429.8 | 426.8 | 403.7 | 412.9 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 271.0 | 174.9 | 136.6 | 135.3 | 137.2 | 136.2 | 144.2 | 148.6 | 155.1 | 153.6 | 131.2 | 131.5 |
| 20 | All other loans and leases 13 | 319.4 | 279.2 | 269.0 | 258.2 | 261.4 | 259.3 | 269.1 | 271.7 | 274.7 | 273.2 | 272.5 | 281.4 |
| 21 | LESS: Allowance for loan and lease losses | 94.6 | 124.7 | 129.7 | 133.3 | 135.7 | 141.2 | 146.2 | 145.9 | 145.6 | 141.7 | 149.7 | 149.4 |
| 22 | Interbank loans 12 | 239.5 | 277.9 | 223.3 | 207.8 | 214.0 | 189.5 | 123.6 | 118.7 | 125.1 | 129.5 | 119.2 | 115.3 |
| 23 | Fed funds and reverse RPs with banks 12 | 187.7 | 216.0 | 156.6 | 130.4 | 134.8 | 114.3 | 68.6 | 63.4 | 69.2 | 72.0 | 60.8 | 61.4 |
| 24 | Loans to commercial banks 14 | 51.8 | 61.9 | 66.7 | 77.4 | 79.2 | 75.3 | 55.0 | 55.3 | 55.9 | 57.5 | 58.4 | 53.9 |
| 25 | Cash assets 15 | 483.2 | 497.5 | 469.3 | 464.6 | 502.5 | 572.8 | 609.8 | 574.9 | 552.5 | 532.5 | 500.6 | 508.2 |
| 26 | Trading assets 16 | -- | -- | 222.4 | 213.2 | 214.5 | 205.6 | 199.5 | 179.6 | 169.9 | 171.7 | 165.0 | 158.6 |
| 27 | Derivatives with a positive fair value 17 | 421.8 | 214.7 | 211.4 | 201.5 | 202.2 | 193.5 | 190.7 | 170.1 | 158.8 | 164.0 | 154.1 | 149.3 |
| 28 | Other trading assets | -- | -- | 11.0 | 11.6 | 12.3 | 12.1 | 8.8 | 9.5 | 11.0 | 7.7 | 10.9 | 9.3 |
| 29 | Other assets 18 | 873.3 | 867.0 | 849.1 | 820.4 | 828.5 | 841.7 | 833.7 | 868.1 | 869.2 | 894.5 | 885.3 | 877.6 |
| 30 | Total assets 19 | 7,316.7 | 7,043.5 | 6,868.4 | 6,793.0 | 6,809.0 | 6,810.4 | 6,864.4 | 6,847.7 | 6,830.5 | 6,845.5 | 6,754.2 | 6,732.4 |
H.8; Page 12
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,915.8 | 3,955.8 | 3,917.1 | 3,924.4 | 3,938.3 | 3,957.3 | 4,002.0 | 4,025.8 | 4,038.0 | 4,026.9 | 4,011.1 | 3,997.9 |
| 32 | Large time deposits | 635.7 | 530.0 | 523.7 | 513.5 | 493.0 | 466.1 | 452.9 | 433.6 | 425.6 | 435.4 | 429.1 | 424.2 |
| 33 | Other deposits | 3,280.1 | 3,425.8 | 3,393.3 | 3,410.8 | 3,445.4 | 3,491.2 | 3,549.1 | 3,592.2 | 3,612.4 | 3,591.5 | 3,582.0 | 3,573.6 |
| 34 | Borrowings | 1,301.0 | 1,231.6 | 1,092.5 | 1,032.7 | 983.0 | 973.2 | 969.3 | 965.2 | 957.6 | 967.8 | 956.9 | 951.7 |
| 35 | Borrowings from banks in the U.S. | 200.4 | 245.4 | 209.2 | 169.6 | 169.0 | 155.1 | 144.2 | 131.7 | 130.5 | 132.5 | 136.5 | 133.3 |
| 36 | Borrowings from others | 1,100.6 | 986.1 | 883.3 | 863.1 | 814.0 | 818.0 | 825.0 | 833.5 | 827.1 | 835.2 | 820.3 | 818.4 |
| 37 | Trading liabilities 20 | 391.1 | 186.1 | 171.7 | 174.4 | 178.8 | 171.4 | 167.8 | 150.2 | 142.7 | 142.5 | 136.0 | 132.8 |
| 38 | Derivatives with a negative fair value 17 | 332.0 | 148.4 | 130.6 | 132.3 | 133.3 | 122.9 | 120.1 | 108.1 | 101.1 | 106.9 | 99.4 | 97.1 |
| 39 | Other trading liabilities | 59.1 | 37.7 | 41.1 | 42.2 | 45.5 | 48.5 | 47.6 | 42.1 | 41.6 | 35.6 | 36.7 | 35.7 |
| 40 | Net due to related foreign offices | 539.2 | 452.0 | 452.2 | 449.4 | 485.6 | 497.4 | 489.7 | 457.3 | 448.9 | 454.9 | 409.2 | 411.6 |
| 41 | Other liabilities 21 | 345.0 | 344.5 | 338.2 | 311.8 | 312.6 | 296.3 | 309.4 | 321.8 | 320.9 | 325.3 | 325.2 | 307.8 |
| 42 | Total liabilities 19 | 6,492.2 | 6,169.9 | 5,971.6 | 5,892.7 | 5,898.2 | 5,895.6 | 5,938.2 | 5,920.3 | 5,908.2 | 5,917.2 | 5,838.4 | 5,801.8 |
| 43 | Residual (assets less liabilities) 22 | 824.5 | 873.6 | 896.7 | 900.3 | 910.8 | 914.7 | 926.1 | 927.4 | 922.3 | 928.3 | 915.9 | 930.6 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -69.7 | -41.8 | -35.2 | -28.3 | -19.4 | -9.4 | -5.4 | -5.0 | -6.0 | -5.4 | -12.7 | -10.2 |
| 45 | Securitized consumer loans 24 | 321.3 | 317.5 | 316.3 | 313.4 | 309.4 | 306.4 | 299.1 | 302.9 | 305.4 | 305.3 | 307.0 | 307.1 |
| 46 | Securitized credit cards and other revolving plans | 281.4 | 282.1 | 281.6 | 279.2 | 275.7 | 273.5 | 267.0 | 271.3 | 273.9 | 273.8 | 275.6 | 275.7 |
| 47 | Other securitized consumer loans | 39.9 | 35.5 | 34.7 | 34.1 | 33.7 | 33.0 | 32.1 | 31.6 | 31.5 | 31.5 | 31.5 | 31.4 |
| 48 | Securitized real estate loans 24 | 1,421.2 | 1,400.9 | 1,392.4 | 1,387.2 | 1,381.4 | 1,383.9 | 1,389.1 | 1,385.5 | 1,382.0 | 1,383.1 | 1,382.1 | 1,386.6 |
H.8; Page 13
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,046.6 | 3,084.5 | 3,085.0 | 3,085.9 | 3,075.0 | 3,065.7 | 3,071.6 | 3,065.6 | 3,045.3 | 3,057.7 | 3,039.7 | 3,033.0 |
| 2 | Securities in bank credit 2 | 617.0 | 668.0 | 676.9 | 688.9 | 694.9 | 696.9 | 707.0 | 713.8 | 705.1 | 705.5 | 694.5 | 688.5 |
| 3 | Treasury and agency securities 3 | 401.6 | 415.6 | 424.0 | 434.5 | 440.4 | 441.2 | 449.0 | 459.8 | 460.0 | 463.4 | 455.4 | 455.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 265.7 | 270.9 | 275.6 | 279.3 | 283.2 | 285.5 | 285.3 | 285.3 | 279.8 | 278.9 |
| 5 | Non-MBS 5 | -- | -- | 158.3 | 163.6 | 164.8 | 161.9 | 165.9 | 174.3 | 174.7 | 178.0 | 175.6 | 176.3 |
| 6 | Other securities | 215.4 | 252.3 | 252.9 | 254.4 | 254.5 | 255.7 | 257.9 | 254.0 | 245.1 | 242.1 | 239.0 | 233.3 |
| 7 | Mortgage-backed securities 6 | -- | -- | 29.2 | 29.9 | 29.1 | 30.9 | 29.7 | 28.2 | 27.3 | 28.6 | 29.7 | 29.4 |
| 8 | Non-MBS 7 | -- | -- | 223.7 | 224.5 | 225.4 | 224.8 | 228.2 | 225.7 | 217.8 | 213.5 | 209.3 | 203.8 |
| 9 | Loans and leases in bank credit 8 | 2,429.7 | 2,416.6 | 2,408.1 | 2,397.0 | 2,380.0 | 2,368.8 | 2,364.6 | 2,351.8 | 2,340.2 | 2,352.2 | 2,345.2 | 2,344.5 |
| 10 | Commercial and industrial loans | 446.5 | 417.3 | 413.1 | 409.8 | 406.7 | 404.8 | 403.6 | 402.4 | 400.8 | 402.0 | 400.9 | 400.4 |
| 11 | Real estate loans | 1,618.9 | 1,632.9 | 1,630.6 | 1,623.4 | 1,612.6 | 1,602.9 | 1,601.3 | 1,593.3 | 1,586.5 | 1,596.4 | 1,589.3 | 1,590.1 |
| 12 | Revolving home equity loans | 111.6 | 115.6 | 115.8 | 115.6 | 115.8 | 115.9 | 115.0 | 114.2 | 113.6 | 114.7 | 114.9 | 114.8 |
| 13 | Closed-end residential loans 9 | 499.3 | 518.1 | 519.1 | 514.5 | 508.0 | 503.8 | 509.3 | 507.6 | 503.5 | 513.6 | 509.4 | 509.0 |
| 14 | Commercial real estate loans 10 | 1,007.9 | 999.2 | 995.7 | 993.2 | 988.9 | 983.1 | 977.0 | 971.4 | 969.4 | 968.1 | 965.0 | 966.3 |
| 15 | Consumer loans | 231.3 | 235.6 | 234.6 | 236.4 | 234.1 | 235.8 | 235.7 | 234.5 | 233.1 | 232.0 | 229.6 | 230.1 |
| 16 | Credit cards and other revolving plans | 89.9 | 92.7 | 90.9 | 91.8 | 88.4 | 88.7 | 87.4 | 84.8 | 83.5 | 82.1 | 80.4 | 81.1 |
| 17 | Other consumer loans 11 | 141.4 | 142.9 | 143.7 | 144.7 | 145.7 | 147.1 | 148.3 | 149.8 | 149.6 | 149.9 | 149.2 | 148.9 |
| 18 | Other loans and leases | 133.0 | 130.8 | 129.7 | 127.3 | 126.6 | 125.3 | 124.0 | 121.7 | 119.8 | 121.9 | 125.4 | 123.9 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 6.7 | 8.8 | 6.4 | 4.6 | 3.7 | 3.3 | 3.8 | 3.4 | 3.2 | 3.2 | 4.4 | 3.8 |
| 20 | All other loans and leases 13 | 126.2 | 122.0 | 123.3 | 122.8 | 122.9 | 122.0 | 120.2 | 118.3 | 116.6 | 118.7 | 121.1 | 120.2 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 55.9 | 56.4 | 54.1 | 54.6 | 55.1 | 56.9 | 56.9 | 55.4 | 58.1 | 59.7 |
| 22 | Interbank loans 12 | 53.3 | 60.7 | 66.0 | 65.4 | 60.1 | 65.5 | 68.6 | 69.0 | 64.7 | 56.2 | 70.6 | 71.1 |
| 23 | Fed funds and reverse RPs with banks 12 | 46.3 | 50.3 | 54.4 | 56.9 | 53.4 | 56.6 | 61.8 | 64.7 | 61.1 | 51.9 | 66.8 | 67.4 |
| 24 | Loans to commercial banks 14 | 7.0 | 10.4 | 11.6 | 8.5 | 6.8 | 8.9 | 6.8 | 4.3 | 3.6 | 4.2 | 3.8 | 3.7 |
| 25 | Cash assets 15 | 211.2 | 223.6 | 225.1 | 233.4 | 246.9 | 255.6 | 268.3 | 269.8 | 277.0 | 247.6 | 266.8 | 282.4 |
| 26 | Trading assets 16 | -- | -- | 8.2 | 8.4 | 8.6 | 8.2 | 8.7 | 7.4 | 6.0 | 6.8 | 6.5 | 6.3 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 6.3 | 6.2 | 5.7 | 5.7 | 5.3 | 5.1 | 5.1 | 5.3 | 5.1 | 4.6 |
| 28 | Other trading assets | -- | -- | 1.9 | 2.2 | 2.9 | 2.5 | 3.4 | 2.3 | 0.9 | 1.6 | 1.5 | 1.7 |
| 29 | Other assets 18 | 252.6 | 251.0 | 251.7 | 252.9 | 251.8 | 247.4 | 247.2 | 256.0 | 253.7 | 265.0 | 264.1 | 268.1 |
| 30 | Total assets 19 | 3,530.7 | 3,574.5 | 3,580.0 | 3,589.5 | 3,588.3 | 3,587.8 | 3,609.2 | 3,611.0 | 3,589.9 | 3,577.8 | 3,589.6 | 3,601.3 |
H.8; Page 14
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,471.0 | 2,615.8 | 2,620.5 | 2,636.8 | 2,661.1 | 2,664.1 | 2,681.6 | 2,659.5 | 2,643.2 | 2,628.0 | 2,647.0 | 2,661.3 |
| 32 | Large time deposits | 424.7 | 451.4 | 463.5 | 464.2 | 463.5 | 459.9 | 458.3 | 453.0 | 452.9 | 451.2 | 447.3 | 451.0 |
| 33 | Other deposits | 2,046.3 | 2,164.4 | 2,157.0 | 2,172.6 | 2,197.6 | 2,204.1 | 2,223.3 | 2,206.5 | 2,190.3 | 2,176.8 | 2,199.8 | 2,210.3 |
| 34 | Borrowings | 551.8 | 451.3 | 449.0 | 473.3 | 461.1 | 463.1 | 451.2 | 428.3 | 420.3 | 421.5 | 423.8 | 419.8 |
| 35 | Borrowings from banks in the U.S. | 140.8 | 122.8 | 132.8 | 140.8 | 140.0 | 130.3 | 106.1 | 99.8 | 100.2 | 95.0 | 97.6 | 98.2 |
| 36 | Borrowings from others | 411.0 | 328.5 | 316.1 | 332.5 | 321.1 | 332.8 | 345.1 | 328.6 | 320.0 | 326.5 | 326.2 | 321.7 |
| 37 | Trading liabilities 20 | -- | -- | 3.5 | 3.9 | 4.2 | 3.8 | 3.7 | 4.0 | 4.2 | 3.9 | 3.8 | 3.5 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 2.8 | 3.3 | 3.5 | 3.0 | 3.0 | 2.8 | 2.8 | 2.9 | 2.8 | 2.4 |
| 39 | Other trading liabilities | -- | -- | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 1.2 | 1.3 | 1.0 | 0.9 | 1.1 |
| 40 | Net due to related foreign offices | 65.3 | 46.2 | 42.7 | 38.7 | 40.7 | 37.1 | 39.6 | 44.1 | 42.8 | 47.7 | 44.4 | 43.8 |
| 41 | Other liabilities 21 | 72.5 | 74.4 | 76.2 | 75.2 | 72.8 | 70.5 | 71.6 | 73.7 | 72.4 | 72.7 | 69.8 | 69.9 |
| 42 | Total liabilities 19 | 3,169.4 | 3,192.7 | 3,191.9 | 3,227.8 | 3,239.9 | 3,238.5 | 3,247.7 | 3,209.7 | 3,182.8 | 3,173.9 | 3,188.8 | 3,198.4 |
| 43 | Residual (assets less liabilities) 22 | 361.4 | 381.8 | 388.1 | 361.7 | 348.4 | 349.3 | 361.5 | 401.3 | 407.1 | 404.0 | 400.8 | 402.8 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -2.1 | -1.1 | 0.3 | 2.1 | 2.2 | 2.8 | 2.7 | 2.4 | 1.0 | 1.1 |
| 45 | Securitized consumer loans 24 | 91.5 | 87.2 | 89.8 | 86.8 | 87.1 | 86.6 | 86.3 | 88.2 | 89.7 | 90.2 | 90.3 | 89.9 |
| 46 | Securitized credit cards and other revolving plans | 90.8 | 86.2 | 88.7 | 85.5 | 86.0 | 85.6 | 85.3 | 87.3 | 88.8 | 89.3 | 89.4 | 89.0 |
| 47 | Other securitized consumer loans | 0.7 | 1.0 | 1.1 | 1.3 | 1.1 | 1.0 | 1.0 | 0.9 | 0.9 | 0.9 | 0.9 | 0.9 |
| 48 | Securitized real estate loans 24 | 37.8 | 13.1 | 25.8 | 42.4 | 47.0 | 50.4 | 53.3 | 37.9 | 35.2 | 31.9 | 28.4 | 25.1 |
H.8; Page 15
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,034.1 | 3,092.1 | 3,085.5 | 3,082.2 | 3,083.1 | 3,066.9 | 3,068.3 | 3,048.4 | 3,032.7 | 3,038.2 | 3,019.3 | 3,015.1 |
| 2 | Securities in bank credit 2 | 598.7 | 675.2 | 681.4 | 689.1 | 696.9 | 698.3 | 700.7 | 692.0 | 679.9 | 681.7 | 677.0 | 675.4 |
| 3 | Treasury and agency securities 3 | 395.7 | 416.0 | 423.7 | 433.0 | 437.8 | 440.6 | 445.5 | 453.1 | 451.6 | 455.6 | 451.3 | 452.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 262.8 | 267.9 | 272.2 | 276.0 | 278.5 | 280.0 | 279.8 | 280.7 | 276.9 | 277.6 |
| 5 | Non-MBS 5 | -- | -- | 160.9 | 165.0 | 165.6 | 164.5 | 167.0 | 173.1 | 171.7 | 174.9 | 174.3 | 174.5 |
| 6 | Other securities | 203.1 | 259.2 | 257.7 | 256.2 | 259.0 | 257.7 | 255.3 | 238.9 | 228.3 | 226.1 | 225.7 | 223.2 |
| 7 | Mortgage-backed securities 6 | -- | -- | 28.9 | 29.3 | 29.9 | 29.8 | 29.7 | 29.1 | 29.0 | 28.9 | 28.8 | 29.0 |
| 8 | Non-MBS 7 | -- | -- | 228.8 | 226.9 | 229.1 | 227.9 | 225.6 | 209.8 | 199.3 | 197.2 | 196.8 | 194.2 |
| 9 | Loans and leases in bank credit 8 | 2,435.4 | 2,416.9 | 2,404.1 | 2,393.1 | 2,386.2 | 2,368.6 | 2,367.5 | 2,356.4 | 2,352.9 | 2,356.5 | 2,342.4 | 2,339.7 |
| 10 | Commercial and industrial loans | 445.0 | 418.4 | 412.6 | 408.6 | 408.1 | 404.3 | 402.2 | 400.9 | 401.4 | 401.3 | 397.8 | 396.7 |
| 11 | Real estate loans | 1,621.3 | 1,631.5 | 1,630.7 | 1,623.0 | 1,615.8 | 1,605.6 | 1,606.2 | 1,596.0 | 1,591.6 | 1,594.2 | 1,587.0 | 1,587.6 |
| 12 | Revolving home equity loans | 113.2 | 114.3 | 114.2 | 114.7 | 115.4 | 115.7 | 115.8 | 116.1 | 116.0 | 116.3 | 115.9 | 116.1 |
| 13 | Closed-end residential loans 9 | 500.0 | 517.9 | 519.5 | 514.7 | 509.7 | 505.5 | 512.2 | 508.5 | 505.3 | 510.7 | 507.1 | 506.3 |
| 14 | Commercial real estate loans 10 | 1,008.1 | 999.3 | 997.0 | 993.5 | 990.8 | 984.3 | 978.2 | 971.4 | 970.3 | 967.2 | 964.0 | 965.2 |
| 15 | Consumer loans | 233.8 | 235.6 | 231.5 | 234.3 | 234.3 | 232.6 | 234.0 | 235.9 | 235.9 | 236.1 | 233.9 | 234.1 |
| 16 | Credit cards and other revolving plans | 93.7 | 92.3 | 88.6 | 91.0 | 88.8 | 86.2 | 86.4 | 87.7 | 87.8 | 87.4 | 84.9 | 84.4 |
| 17 | Other consumer loans 11 | 140.1 | 143.3 | 142.9 | 143.3 | 145.6 | 146.4 | 147.5 | 148.2 | 148.1 | 148.7 | 149.0 | 149.7 |
| 18 | Other loans and leases | 135.3 | 131.3 | 129.2 | 127.2 | 127.9 | 126.2 | 125.1 | 123.7 | 124.0 | 125.0 | 123.7 | 121.3 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 6.6 | 8.2 | 6.2 | 4.4 | 3.7 | 3.2 | 3.9 | 3.2 | 3.3 | 2.9 | 3.3 | 2.6 |
| 20 | All other loans and leases 13 | 128.8 | 123.2 | 123.1 | 122.8 | 124.3 | 123.0 | 121.2 | 120.5 | 120.7 | 122.1 | 120.4 | 118.7 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 55.9 | 56.5 | 55.7 | 54.6 | 55.5 | 58.6 | 58.4 | 56.7 | 58.6 | 59.5 |
| 22 | Interbank loans 12 | 51.9 | 64.0 | 66.1 | 61.8 | 59.1 | 63.1 | 68.9 | 69.8 | 64.5 | 57.9 | 71.6 | 70.6 |
| 23 | Fed funds and reverse RPs with banks 12 | 44.6 | 54.0 | 54.8 | 54.0 | 52.5 | 54.7 | 62.3 | 65.3 | 60.6 | 53.7 | 67.7 | 66.6 |
| 24 | Loans to commercial banks 14 | 7.3 | 10.0 | 11.3 | 7.9 | 6.6 | 8.4 | 6.6 | 4.5 | 3.9 | 4.2 | 4.0 | 3.9 |
| 25 | Cash assets 15 | 226.7 | 214.9 | 219.8 | 226.7 | 251.6 | 261.3 | 285.1 | 291.2 | 292.6 | 282.2 | 288.4 | 293.3 |
| 26 | Trading assets 16 | -- | -- | 8.1 | 7.9 | 8.1 | 8.6 | 9.0 | 8.2 | 7.1 | 7.0 | 6.8 | 6.5 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 5.9 | 5.5 | 5.7 | 5.7 | 5.5 | 5.4 | 5.4 | 5.3 | 5.1 | 4.8 |
| 28 | Other trading assets | -- | -- | 2.3 | 2.4 | 2.4 | 2.9 | 3.5 | 2.7 | 1.7 | 1.7 | 1.7 | 1.7 |
| 29 | Other assets 18 | 254.3 | 249.6 | 249.1 | 249.9 | 252.4 | 249.9 | 250.0 | 257.8 | 253.9 | 268.4 | 264.9 | 267.7 |
| 30 | Total assets 19 | 3,534.7 | 3,576.6 | 3,572.7 | 3,572.1 | 3,598.6 | 3,595.2 | 3,625.8 | 3,616.8 | 3,592.4 | 3,596.9 | 3,592.5 | 3,593.7 |
H.8; Page 16
For use at 4:15 p.m. Eastern Time; January 22, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 23 | Dec 30 | Jan 6 | Jan 13 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,493.4 | 2,612.0 | 2,606.3 | 2,619.5 | 2,642.5 | 2,646.1 | 2,680.9 | 2,682.2 | 2,661.7 | 2,659.7 | 2,670.6 | 2,673.1 |
| 32 | Large time deposits | 429.4 | 444.6 | 464.4 | 464.9 | 463.4 | 462.5 | 461.1 | 455.8 | 454.7 | 453.4 | 450.5 | 453.1 |
| 33 | Other deposits | 2,063.9 | 2,167.4 | 2,141.9 | 2,154.6 | 2,179.1 | 2,183.6 | 2,219.8 | 2,226.4 | 2,207.0 | 2,206.3 | 2,220.0 | 2,220.0 |
| 34 | Borrowings | 539.9 | 471.6 | 462.3 | 453.6 | 448.8 | 438.9 | 427.4 | 418.7 | 419.4 | 419.6 | 418.0 | 416.2 |
| 35 | Borrowings from banks in the U.S. | 139.3 | 127.7 | 134.0 | 136.2 | 134.8 | 127.8 | 100.6 | 97.9 | 99.8 | 96.4 | 97.3 | 96.9 |
| 36 | Borrowings from others | 400.6 | 343.9 | 328.2 | 317.4 | 314.0 | 311.0 | 326.8 | 320.8 | 319.6 | 323.2 | 320.8 | 319.3 |
| 37 | Trading liabilities 20 | -- | -- | 3.8 | 3.6 | 3.9 | 4.0 | 4.1 | 4.1 | 4.2 | 3.8 | 3.6 | 3.4 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 3.0 | 2.8 | 3.1 | 3.1 | 3.1 | 3.1 | 3.2 | 3.0 | 2.9 | 2.6 |
| 39 | Other trading liabilities | -- | -- | 0.8 | 0.8 | 0.8 | 0.9 | 0.9 | 0.9 | 1.0 | 0.8 | 0.7 | 0.9 |
| 40 | Net due to related foreign offices | 65.3 | 46.2 | 42.7 | 38.7 | 40.7 | 37.1 | 39.6 | 44.1 | 42.8 | 47.7 | 44.4 | 43.8 |
| 41 | Other liabilities 21 | 73.0 | 72.7 | 72.7 | 71.8 | 72.3 | 71.5 | 73.8 | 74.3 | 72.6 | 72.6 | 68.3 | 69.9 |
| 42 | Total liabilities 19 | ||||||||||||