Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: June 5, 2008
Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
2002
2003
2004
2005
2006
2007
2007
Q1
2007
Q2
2007
Q3
2007
Q4
2008
Q1

Line
Personal sector total financial assets asset 625.8 967.3 1247.5 940.9 966.9 1183.9 1169.3 345.9 1923.1 1297.3 1173.8 1
Households and nonprofit organizations private foreign deposits asset 1.3 2.2 5.4 4.1 5.9 13.6 17.1 23.7 11.1 2.5 3.0 2
Personal sector checkable deposits and currency asset 6.4 -41.1 52.0 -73.2 14.6 -53.9 162.1 -256.2 -178.0 56.5 61.1 3
Personal sector total time and savings deposits asset 338.5 341.2 443.3 503.7 498.7 542.4 835.9 209.7 600.1 524.1 530.6 4
Personal sector money market mutual fund share holdings asset -39.2 -109.2 -50.6 50.0 174.6 256.1 136.9 279.5 357.4 250.5 582.4 5
Personal sector securities -67.0 287.9 120.2 -130.7 -314.5 -323.3 -580.6 -672.0 510.4 -551.1 -811.9 6
Nonprofit organizations commercial paper asset 13.1 -4.5 30.2 28.1 23.4 -28.0 14.1 26.8 -102.0 -50.7 -48.9 7
Federal government U.S. savings bonds liability 4.5 8.9 0.6 0.7 -2.7 -6.0 -8.3 -5.8 -4.5 -5.3 -4.2 8
Personal sector total Treasury securities, excluding U.S. savings bonds asset -131.8 22.0 31.7 -74.9 -68.7 -143.7 -208.7 57.1 1.9 -425.2 -122.0 9
Households and nonprofit organizations U.S. government agency securities asset -139.9 144.3 28.6 102.3 7.3 400.3 207.9 332.8 476.8 583.9 -219.7 10
Personal sector municipal securities and loans asset 97.4 24.8 40.3 78.8 56.6 35.9 41.6 104.4 -3.3 0.9 -51.1 11
Households and nonprofit organizations corporate and foreign bonds asset 185.0 -96.0 41.8 -26.8 191.2 85.3 -238.6 -437.5 494.3 523.0 -476.6 12
Households and nonprofit organizations corporate directly held equities asset -188.3 -86.0 -269.3 -467.4 -760.4 -994.5 -869.7 -1266.7 -547.6 -1294.1 -24.5 13
Households and nonprofit organizations mutual fund share holdings asset 92.9 274.4 216.4 228.5 238.8 327.3 481.2 517.1 194.8 116.3 135.2 14
Households and nonprofit organizations life insurance reserves asset 60.1 66.8 33.1 16.1 65.6 34.2 28.4 36.4 28.9 43.1 23.4 15
Households and nonprofit organizations pension fund reserves asset 262.9 258.5 288.4 238.3 198.2 169.4 136.4 149.2 164.4 227.7 149.5 16
Personal sector miscellaneous and other assets 62.7 161.0 355.7 332.6 323.7 545.4 433.1 575.5 428.8 744.1 635.6 17
Personal sector gross investment in tangible assets, total 1571.7 1680.7 1818.8 1961.7 2009.7 1937.0 1958.1 1955.4 1958.5 1876.2 1840.7 18
Personal sector gross fixed investment, residential construction 495.7 568.7 663.4 764.2 755.7 643.5 661.0 663.2 671.7 577.9 534.1 19
Personal sector gross fixed investment, nonresidential equipment, software, and structures 227.3 235.8 235.7 256.9 294.1 306.1 311.8 307.1 294.1 311.3 339.6 20
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 850.4 875.1 909.1 939.3 958.7 984.1 980.2 980.9 987.2 988.0 971.7 21
Personal sector inventory investment (change in inventories) -1.7 1.1 10.6 1.4 1.2 3.4 5.1 4.1 5.4 -1.0 -4.7 22
Personal sector consumption of fixed capital, total (all tangible assets) 1007.9 1057.6 1141.7 1274.1 1258.7 1288.5 1271.8 1285.4 1294.5 1302.6 1308.8 23
Personal sector consumption of fixed capital residential fixed investment 181.7 195.8 233.4 340.7 257.8 270.9 265.4 271.1 274.4 272.7 271.5 24
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures 181.1 192.3 205.8 195.8 233.3 244.5 245.3 245.2 242.6 244.8 244.8 25
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 645.2 669.4 702.5 737.5 767.6 773.2 761.1 769.1 777.5 785.1 792.5 26
Personal sector net investment in tangible assets, total 563.7 623.2 677.1 687.6 751.0 648.5 686.4 670.0 664.0 573.6 531.9 27
Personal sector net fixed investment, residential construction 314.0 372.9 430.0 423.5 497.9 372.6 395.7 392.1 397.4 305.2 262.6 28
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 46.2 43.5 29.9 61.1 60.8 61.6 66.5 61.9 51.5 66.5 94.8 29
Households and nonprofit organizations net fixed investment; consumer durable goods 205.2 205.7 206.6 201.7 191.1 210.9 219.1 211.9 209.7 202.9 179.2 30
Personal sector inventory investment (change in inventories) -1.7 1.1 10.6 1.4 1.2 3.4 5.1 4.1 5.4 -1.0 -4.7 31
Personal sector total financial liabilities liability 1005.6 1108.0 1515.4 1704.6 1704.1 1461.6 1262.1 1635.2 1382.9 1566.3 1075.4 32
Personal sector home mortgages liability 757.9 797.0 1023.4 1098.3 1064.1 703.8 839.5 784.4 573.9 617.3 316.7 33
Personal sector total mortgages liability 104.3 130.0 153.9 134.7 231.4 280.3 191.2 303.7 339.7 286.7 179.2 34
Households and nonprofit organizations consumer credit liability 107.9 104.4 115.0 94.5 104.4 138.4 115.1 137.7 202.1 98.5 146.1 35
Households and nonprofit organizations policy loans liability 1.0 -0.7 1.6 0.8 3.3 3.6 2.6 4.7 6.2 1.0 3.1 36
Households and nonprofit organizations security credit liability -48.2 34.3 81.5 -31.6 59.7 33.4 -52.5 220.3 -150.0 116.1 147.8 37
Personal sector other liabilities 82.7 43.0 139.9 408.0 241.3 302.1 166.3 184.3 411.0 446.8 282.5 38
Households and nonprofit organizations net capital transfers (SNA) -30.4 -14.8 -16.0 -16.2 -18.4 -3.5 -2.4 -9.2 -5.6 3.1 4.1 39
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) 214.2 497.2 425.2 -59.9 32.1 374.3 596.0 -610.0 1209.8 301.4 626.3 40
Households and nonprofit organizations net fixed investment; consumer durable goods 205.2 205.7 206.6 201.7 191.1 210.9 219.1 211.9 209.7 202.9 179.2 41
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) 9.0 291.5 218.7 -261.6 -158.9 163.4 376.9 -821.9 1000.1 98.5 447.1 42
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 184.7 174.9 181.7 44.6 38.8 47.8 97.0 30.5 44.4 19.3 61.1 43
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) -175.7 116.6 37.0 -306.2 -197.7 115.6 279.8 -852.4 955.7 79.2 386.0 44
Households and nonprofit organizations disposable personal income (NIPA) 7830.1 8162.5 8680.9 9092.0 9629.1 10181.9 10014.5 10099.7 10245.2 10368.2 10502.3 45
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.7 6.1 4.9 -0.7 0.3 3.7 6.0 -6.0 11.8 2.9 6.0 46
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 0.1 3.6 2.5 -2.9 -1.7 1.6 3.8 -8.1 9.8 1.0 4.3 47
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.4 2.1 2.1 0.5 0.4 0.5 1.0 0.3 0.4 0.2 0.6 48
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) -2.2 1.4 0.4 -3.4 -2.1 1.1 2.8 -8.4 9.3 0.8 3.7 49

  FOOTNOTES
  1.  Consolidated statement for household sector, nonfarm noncorporate business, and farm business. Return to text


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