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Statistical Supplement | December 2006

Statistical Supplement to the Federal Reserve Bulletin, December 2006
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2003
 2004
 2005
 2006
Mar Apr May June Julyr Aug
  Seasonally adjusted
1 Total 2,088,749 2,204,132 2,294,326 2,306,712 2,315,692r 2,332,109r 2,345,687r 2,362,072 2,375,650
 
2 Revolving 770,497 800,966 825,163 824,235 827,190 836,265 845,103 850,717 857,032
3 Nonrevolving2 1,318,251 1,403,166 1,469,163 1,482,477 1,488,502r 1,495,845r 1,500,585r 1,511,355 1,518,618
  Not seasonally adjusted
4 Total 2,117,037 2,233,938 2,325,278 2,293,924 2,304,079r 2,318,289r 2,328,804r 2,344,491 2,373,247
 
  By major holder  
5 Commercial banks 669,386 704,270 707,039 697,480 704,648r 713,087r 694,749r 701,280 715,154
6 Finance companies 393,044 492,346 516,534 499,555 503,343 498,677 506,755 514,231 524,772
7 Credit unions 205,877 215,384 228,588 227,343 229,458 230,466 230,434 231,937 234,020
8 Federal government and Sallie Mae 114,658 98,363 102,122 104,469 104,426 104,082 102,635 101,562 102,417
9 Savings institutions 77,850 91,271 109,078 98,058 99,327 100,637 101,906 103,359 104,811
10 Nonfinancial business 58,491 58,525 58,600 54,912 53,662 53,174 52,639 51,720 52,193
11 Pools of securitized assets3 597,732 573,779 603,318 612,108 609,215 618,166 639,686 640,403 639,881
 
  By major type of credit4  
12 Revolving 791,252 823,373 848,342 814,883 822,380 831,245 840,527 845,249 856,199
13 Commercial banks 285,015 314,649 311,204 281,128 287,984 292,858 291,029 295,768 301,040
14 Finance companies 45,266 50,382 66,307 63,747 65,316 67,466 69,467 70,589 71,552
15 Credit unions 22,410 23,244 24,688 23,324 23,782 24,277 24,706 25,113 25,616
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 23,848 27,905 40,755 39,656 40,237 40,837 41,418 42,031 42,643
18 Nonfinancial business 14,505 11,740 10,841 10,280 8,897 8,099 7,612 6,651 6,737
19 Pools of securitized assets3 400,208 395,453 394,546 396,748 396,164 397,709 406,296 405,097 408,611
 
20 Nonrevolving 1,325,785 1,410,565 1,476,936 1,479,041 1,481,699r 1,487,044r 1,488,277r 1,499,242 1,517,048
21 Commercial banks 384,371 389,621 395,835 416,352 416,665r 420,229r 403,720r 405,511 414,114
22 Finance companies 347,778 441,964 450,226 435,809 438,027 431,211 437,288 443,641 453,220
23 Credit unions 183,467 192,140 203,900 204,019 205,676 206,189 205,728 206,824 208,404
24 Federal government and Sallie Mae 114,658 98,363 102,122 104,469 104,426 104,082 102,635 101,562 102,417
25 Savings institutions 54,002 63,366 68,323 58,402 59,090 59,800 60,488 61,328 62,168
26 Nonfinancial business 43,986 46,786 47,759 44,632 44,765 45,075 45,027 45,069 45,456
27 Pools of securitized assets3 197,523 178,327 208,771 215,359 213,051 220,457 233,390 235,306 231,270

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | December 2006 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: December 21, 2006