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Statistical Supplement | December 2006

Statistical Supplement to the Federal Reserve Bulletin, December 2006
1.56  Terms of Consumer Credit1
Percent per year except as noted
Item 2003 2004 2005 2006
Feb Mar Apr May June July Aug
Interest Rates  
  Commercial banks2  
1 48-month new car 6.93 6.60 7.08 7.39 n.a. n.a. 7.60 n.a. n.a. 7.95
2 24-month personal 11.95 11.89 12.05 12.18 n.a. n.a. 12.58 n.a. n.a. 12.40
 
  Credit card plan  
3 All accounts 12.30 12.71 12.51 13.30 n.a. n.a. 13.16 n.a. n.a. 13.06
4 Accounts assessed interest 12.73 13.21 14.54 14.38 n.a. n.a. 14.77 n.a. n.a. 14.67
 
  Auto finance companies  
5 New car 3.40 4.36 5.46 5.54 5.35 5.59 5.96 5.30 2.07 3.69
6 Used car 9.72 8.96 9.03 9.41 9.17 9.44 9.62 9.56 9.66 10.06
 
Other Terms3  
  Maturity (months)  
7 New car 61.4 60.5 60.0 61.8 61.1 60.9 61.0 61.2 66.5 62.9
8 Used car 57.5 56.8 57.6 57.7 57.7 57.5 57.6 57.5 57.6r 57.3
 
  Loan-to-value ratio  
9 New car 95 89 88 90 91 91 91 89 96 91
10 Used car 100 100 98 98 98 98 99 99 100r 99
 
  Amount financed (dollars)  
11 New car 26,295 24,888 24,133 24,766 25,490 24,986 24,788 26,126 28,052 26,468
12 Used car 14,613 15,136 16,228 16,303 16,599 16,567 16,645 16,817 16,745r 16,627

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Data are available for only the second month of each quarter.   Return to table

3. At auto finance companies.   Return to table

Statistical Supplement | December 2006 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: December 21, 2006