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Statistical Supplement | July 2007

Statistical Supplement to the Federal Reserve Bulletin, July 2007
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2004
 2005
 2006
 2006 2007
Oct Nov Dec Jan Feb Mar
  Seasonally adjusted
1 Total 2,201,841 2,295,021 2,398,043 2,373,830 2,393,907 2,398,043 2,406,926r 2,412,427r 2,425,370
 
2 Revolving 801,261 826,602 878,671 865,551 876,013 878,671 879,045r 881,027r 887,414
3 Nonrevolving2 1,400,579 1,468,419 1,519,372 1,508,278 1,517,894 1,519,372 1,527,881r 1,531,400r 1,537,956
  Not seasonally adjusted
4 Total 2,231,642 2,326,010 2,430,764 2,381,845 2,403,039 2,430,764 2,427,337r 2,413,160r 2,411,737
 
  By major holder  
5 Commercial banks 704,270 707,039 741,213 712,214 725,248 741,213 742,419 725,921 723,276
6 Finance companies 492,346 516,534 534,354 527,170 529,730 534,354 532,064 527,352 532,366
7 Credit unions 215,384 228,588 234,532 234,518 234,535 234,532 234,410 233,091 232,671
8 Federal government and Sallie Mae 98,363 102,122 103,151 104,590 103,437 103,151 105,547 105,642 105,468
9 Savings institutions 91,271 109,078 95,547 95,421 95,542 95,547 95,215 94,914 94,582
10 Nonfinancial business 57,938 58,060 56,177 51,215 52,518 56,177 54,291 52,685 52,322
11 Pools of securitized assets3 572,070 604,589 665,789 656,717 662,030 665,789 663,390r 673,555r 671,052
 
  By major type of credit4  
12 Revolving 823,677 849,821 903,353 862,493 878,566 903,353 888,932r 880,200r 877,346
13 Commercial banks 314,649 311,204 327,344 298,182 310,250 327,344 316,771 302,596 299,170
14 Finance companies 50,382 66,307 79,874 74,246 76,607 79,874 77,810 75,596 72,947
15 Credit unions 23,244 24,688 27,388 25,853 26,240 27,388 27,042 26,839 26,759
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 27,905 40,755 42,459 42,974 42,721 42,459 42,168 41,905 41,614
18 Nonfinancial business 11,740 10,841 7,198 6,697 6,799 7,198 6,789 6,598 6,434
19 Pools of securitized assets3 395,757 396,026 419,090 414,541 415,950 419,090 418,352r 426,666r 430,421
 
20 Nonrevolving 1,407,965 1,476,189 1,527,410 1,519,352 1,524,472 1,527,410 1,538,405r 1,532,961r 1,534,391
21 Commercial banks 389,621 395,835 413,869 414,032 414,998 413,869 425,649 423,325 424,106
22 Finance companies 441,964 450,226 454,480 452,924 453,123 454,480 454,253 451,756 459,419
23 Credit unions 192,140 203,900 207,144 208,665 208,295 207,144 207,368 206,252 205,912
24 Federal government and Sallie Mae 98,363 102,122 103,151 104,590 103,437 103,151 105,547 105,642 105,468
25 Savings institutions 63,366 68,323 53,088 52,447 52,821 53,088 53,047 53,009 52,968
26 Nonfinancial business 46,198 47,219 48,980 44,519 45,719 48,980 47,502 46,087 45,888
27 Pools of securitized assets3 176,314 208,564 246,699 242,176 246,080 246,699 245,038r 246,889r 240,631

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | July 2007 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: August 13, 2007