Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending November 26, 2005

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRSTPERRYTON BANCORP, INC.

* 3A3

FirstPerryton Bancorp, Inc., Perryton, Texas, to acquire 100 percent of Amarillo Western Bancshares, Inc., Amarillo, Texas, and indirectly acquire Western National Bank, Amarillo, Texas.

Newspaper:	12/17/2005
Federal Register:	12/19/2005

PATRIOT BANCSHARES, INC.

* 3A5

Patriot Bancshares, Inc., Houston, Texas (a bank holding company in the process of formation over Patriot Bank, Houston, Texas) to acquire 100 percent of Quadco Bancshares, Inc., Ladonia, Texas, and therefore indirectly acquire Farmers & Merchants State Bank, Ladonia, Texas.

Newspaper:	12/10/2005
Federal Register:	12/09/2005

ST BANC CORP.

* 3A1

ST Banc Corp., McAllen, Texas, to become a bank holding company by acquiring 100 percent of South Texas Bancorp, Hebbronville, Texas, and indirectly acquire South Texas Bancorp of Delaware, Inc., Wilmington, Delaware, and Hebbronville State Bank, Hebbronville, Texas.

Newspaper:	Not available
Federal Register:	12/19/2005

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2006 (January 1, 2006 - March 31, 2006)

Institution	Location
FIRST ST BK	JUNCTION, TEXAS
PEOPLES BK	LUBBOCK, TEXAS
SANGER BK	SANGER, TEXAS
TRANSPECOS BANKS	PECOS, TEXAS
UNITED TX BK	DALLAS, TEXAS

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending November 26, 2005

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2006 (January 1, 2006 - March 31, 2006)

District: 11
Federal Reserve Bank of: Dallas