Actions under delegated authority

AmSouth Bank, Birmingham, Alabama  -- to establish branches at the intersection of County Road 540A and Lakeland Highlands Road, Lakeland, Florida; the intersection of Vanderbilt Beach Road and Collier Boulevard, Naples; 4710 Bayou Boulevard, Pensacola; the intersection of Bonita Beach Road and Trade Way Two, Bonita Springs; the intersection of Herschel and Margaret Streets, Jacksonville; the intersection of State Road 64 and Lakewood Ranch, Bradenton; Cattlemen Road, south of its intersection with Bee Ridge Road, Sarasota; and 1501 West Jackson Avenue, Oxford, Mississippi.
-Approved, December 27, 2005 

Bank of Hawaii, Honolulu, Hawaii  -- to establish a branch at 94-673 Kupuohi Street, Waipahu.
-Approved, December 28, 2005 

Bank of Sacramento, Sacramento, California  -- to establish a branch at 1415 L Street, Suite 100.
-Approved, December 29, 2005 

Cross County Bank, Wynne, Arkansas  -- to establish a branch at 900 Enterprise Drive, Jonesboro.
-Approved, December 29, 2005 

Cross County Bank, Wynne, Arkansas  -- to establish a temporary branch at 2212 Fowler Avenue, Suite B, Jonesboro.
-Approved, December 29, 2005 

Fifth Third Bank, Cincinnati, Ohio  -- to establish a branch at 6403 Branch Hill Guinea Pike, Loveland.
-Approved, December 30, 2005 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 5627 South U.S. 41, Terre Haute, Indiana.
-Approved, December 30, 2005 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 62 54th Street.
-Approved, December 30, 2005 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 510 South Sutton Street, Streamwood, Illinois.
-Approved, December 30, 2005 

Alabama National BanCorporation, Birmingham, Alabama  -- to merge with Florida Choice Bankshares, Inc., Mount Dora, Florida, and thereby acquire Florida Choice Bank.
-Approved, December 30, 2005 

Alpine Banks of Colorado, Glenwood Springs, Colorado  -- waiver of filing requirements in connection with the application by Alpine Bank to merge with First National Bank, Telluride, a subsidiary of First Colorado Bankshares, Inc.
-Granted, December 29, 2005 

First Internet Bancorp, Indianapolis, Indiana  -- to become a bank holding company and to acquire First Internet Bank of Indiana.
-Approved, December 28, 2005 

Indiana Bank Corp., Terre Haute, Indiana  -- to become a bank holding company and to acquire The First National Bank of Dana, Dana.
-Approved, December 29, 2005 

Oregon Coast Bancshares, Inc., Newport, Oregon  -- to become a bank holding company and to acquire Oregon Coast Bank.
-Approved, December 28, 2005 

Reliance Bancshares, Inc., Des Peres, Missouri  -- to acquire Reliance Bank, FSB, Fort Meyers, Florida, a de novo savings bank, and thereby engage in operating a savings association.
-Approved, December 30, 2005 

First Bank, St. Louis, Missouri  -- to purchase certain assets and assume certain liabilities of the Richardson, Texas, branch of Dallas National Bank, Dallas, and to retain the acquired facility as a branch.
-Approved, December 29, 2005 

Cross County Bank, Wynne, Arkansas  -- to increase its investment in bank premises.
-Approved, December 29, 2005 

American State Bank Holding Company, Inc., Williston, North Dakota  -- change in bank control.
-Permitted, December 29, 2005 

First Fidelity Bancorp, Inc., Oklahoma City, Oklahoma  -- change in bank control.
-Permitted, December 30, 2005 

The First National Bank of Centralia, Centralia, Kansas  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Corning branch of The Farmers State Bank of Corning, to be known as First Community Bank, Lee's Summit, Missouri.
-Submitted, December 28, 2005 

Madison Bohemian Savings Bank, Forest Hill, Maryland  -- report on competitive factors of the proposed merger with The Back and Middle River Federal Savings and Loan Association, Essex.
-Submitted, December 28, 2005 

The Summit National Bank, Atlanta, Georgia  -- report on competitive factors of the proposed merger with Concord Bank, National Association, Houston, Texas.
-Submitted, December 29, 2005 

FC Holdings, Inc., Houston, Texas, and FC Holdings of Delaware, Inc., Wilmington, Delaware  -- extension to February 20, 2006, to acquire by merger Bosque Corporation, Meridian, Texas, and thereby acquire Bosque County Bank.
-Granted, December 28, 2005 

FC Holdings, Inc., Houston, Texas, and FC Holdings of Delaware, Inc., Wilmington, Delaware  -- extension to March 4, 2006, to acquire Lake Area National Bank, Trinity, Texas.
-Granted, December 28, 2005 

Lindoe, Inc., Ordway, Colorado  -- election to become a financial holding company.
-Effective, December 28, 2005 

Luzerne National Bank Corporation, Luzerne, Pennsylvania  -- election to become a financial holding company.
-Effective, December 29, 2005