FRB: H.2--Actions under delegated authority--Week ending January 7, 2006

Banco Popular North America, New York, New York -- to establish branches at 1540 East 2nd Street, Beaumont, California; 888 Disneyland Drive, Anaheim; 1861 South San Jacinto Avenue, San Jacinto; and 34500 Monterey Avenue, Palm Desert.
-Approved, January 3, 2006

CapitalSouth Bank, Birmingham, Alabama -- to establish a branch at 10161 Centurion Parkway North, Jacksonville, Florida.
-Approved, January 4, 2006

Compass Bank, Birmingham, Alabama -- to establish a branch at The Mall at Sierra Vista, 2000 South Highway 92, Sierra Vista, Arizona.
-Approved, January 4, 2006

Gateway Bank & Trust Co., Elizabeth City, North Carolina -- to establish a branch at 5406 North Croatan Highway, Southern Shores.
-Approved, January 5, 2006

Gateway Bank & Trust Co., Elizabeth City, North Carolina -- to establish a branch at 537-539 West 21st Street, Norfolk, Virginia.
-Approved, January 4, 2006

Paradise Bank, Boca Raton, Florida -- to establish a branch at 640 North Federal Highway, Fort Lauderdale.
-Approved, January 5, 2006

Regions Bank, Birmingham, Alabama -- to establish branches at 4354 Lawrenceville Highway, Lilburn, Georgia, and 3880 LaVista Road, Tucker.
-Approved, January 3, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch at 2419 Cheshire Bridge Road Northeast, Atlanta, Georgia.
-Approved, January 3, 2006

Regions Bank, Birmingham, Alabama -- to establish branches at 149 Columbiana Drive, Columbia, South Carolina, and 5490 Forest Drive.
-Approved, January 3, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch at 2660 East Commercial Boulevard, Fort Lauderdale, Florida.
-Approved, January 3, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 27 Broad Street, Manakin, Virginia.
-Approved, January 6, 2006

Virginia Commerce Bank, Arlington, Virginia -- to establish a branch at 7830 Backlick Road, Springfield.
-Approved, January 5, 2006

Bank Holding Companies

Atlantic Bancshares, Inc., Bluffton, South Carolina -- to become a bank holding company and to acquire Atlantic Community Bank, a de novo bank.
-Approved, January 3, 2006

BV Bancshares, Inc., Minneapolis, Minnesota -- to become a bank holding company and to acquire Stonebridge Bank, a de novo bank.
-Approved, January 5, 2006

Capitol Bancorp Ltd., Lansing, Michigan, and Capitol Development Bancorp Limited III -- to acquire 51 percent of the shares of Community Bank of Rowan, Salisbury, North Carolina, a de novo bank.
-Approved, January 5, 2006

CheckSpring Community Corporation, Bronx, New York, a Delaware corporation -- to become a bank holding company and to acquire CheckSpring Bank, in organization.
-Approved, January 6, 2006

Clayton Bancorp, Inc., Henderson, Tennessee -- to merge with Bancshares of Camden, Inc., Camden, and thereby acquire Bank of Camden; and to engage in the activities of reinsuring credit life, credit accident, and health insurance through the acquisition of BOC Reinsurance Company, Ltd., Crossville.
-Approved, January 6, 2006

Clayton Bancorp, Inc., Henderson, Tennessee -- to acquire BOC Reinsurance Company, Ltd., Turks and Caicos Islands, British West Indies.
-Approved, January 6, 2006

King Bancorp, Inc., Louisville, Kentucky -- to engage in lending.
-Approved, January 4, 2006

Liberty Shares, Inc., Hinesville, Georgia -- to acquire Peoples Banking Corporation, Blackshear, and thereby acquire Peoples Bank.
-Approved, January 6, 2006

Western State Bancshares, Inc., Waterloo, Nebraska -- to become a bank holding company and to acquire Western State Bank.
-Approved, January 4, 2006

Bank Premises

Orrstown Bank, Shippensburg, Pennsylvania -- to increase its investment in bank premises and establish a branch at 201 South Cleveland Avenue, Hagerstown, Maryland.
-Approved, January 6, 2006

Banks, Foreign

Kreditanstalt fur Wiederaufbau, Frankfurt, Germany -- to establish a representative office in New York, New York.
-Approved, January 3, 2006

Change In Bank Control

Northern Bancorp, Inc., Woburn, Massachusetts -- change in bank control.
-Withdrawn, January 6, 2006

Solomon Bancshares, Inc., Solomon, Kansas -- to retain control of Solomon Bancshares, Inc.
-Permitted, January 5, 2006

Wells Bancshares, Inc., Platte City, Missouri -- change in bank control.
-Permitted, January 3, 2006

Competitive Factors Reports

American Bank of Texas, N.A., Marble Falls, Texas -- report on competitive factors of the proposed merger with American Bank of Texas-Seguin, Seguin.
-Submitted, January 5, 2006

Cardinal Bank, McLean, Virginia -- report on competitive factors of the proposed purchase of certain assets and assumption of one deposit liability of FBR National Trust Company, Bethesda, Maryland.
-Submitted, January 6, 2006

Castle Bank and Trust Company, Meriden, Connecticut -- report on competitive factors of the proposed merger with Nutmeg Interim Bank.
-Submitted, January 6, 2006

Community Bank, Cabot, Arkansas -- report on competitive factors of the proposed merger with Community Home Lenders of Arkansas, Inc.
-Submitted, January 5, 2006

Farmington Savings Bank, Farmington, Connecticut -- report on competitive factors of the proposed merger with an interim stock savings bank in connection with the conversion of Farmington Savings Bank to a mutual bank holding company structure.
-Submitted, January 5, 2006

First National Bank in Port Lavaca, Port Lavaca, Texas -- report on competitive factors of the proposed merger with Seaport Bank, Seadrift.
-Submitted, January 6, 2006

GE Money Bank, Salt Lake City, Utah -- report on competitive factors of the proposed acquisition of certain assets of HSBC Bank Nevada, Las Vegas, Nevada.
-Submitted, January 5, 2006

Midwest Bank, Detroit Lakes, Minnesota -- report on competitive factors of the proposed merger with Midwest Bank, National Association, Parkers Prairie.
-Submitted, January 5, 2006

The National Bank of Blacksburg, Blacksburg, Virginia -- report on competitive factors of the proposed merger with Bank of Tazewell County, Tazewell.
-Submitted, January 5, 2006

Northwest Savings Bank, Warren, Pennsylvania -- report on competitive factors of the proposed merger with Maryland Permanent Bank & Trust Company, Owings Mills, Maryland.
-Submitted, January 6, 2006

Patriots Bank, Garnett, Kansas -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Wellsville branch of Gardner National Bank, Gardner.
-Submitted, January 6, 2006

Seaport Bank, Seadrift, Texas -- report on competitive factors of the proposed merger with Interim FNB, Inc., Port Lavaca.
-Submitted, January 6, 2006

Sovereign Bank, Wyomissing, Pennsylvania -- report on competitive factors of the proposed merger with Independence Community Bank, Brooklyn, New York.
-Submitted, January 4, 2006

State Bank, La Grange, Texas -- report on competitive factors of the proposed merger with The Express Bank of Texas, Round Rock.
-Submitted, January 6, 2006

Extensions Of Time

Bank Hapoalim B.M., Tel Aviv, Israel; Arison Holdings (1998) Ltd.; and Israel Salt Industries Ltd., Atlit -- commenter's request to extend the comment period on the application to acquire Investec (US) Incorporated, New York, New York.
-Denied, January 6, 2006

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois -- extension to April 4, 2006, to increase its ownership from 44.97 percent to 49.69 percent of the shares of Prairieland Bancorp, Inc. and thereby acquire Farmers and Merchants State Bank of Bushnell.
-Granted, January 4, 2006

Regulations And Policies

Federal Open Market Committee -- minutes of the meeting on December 13, 2005.
-Published, January 3, 2006

Actions under delegated authority

Actions taken during the week ending January 7, 2006

Bank Branches, Domestic