FRB: H.2--Actions under delegated authority--Week ending January 21, 2006

1st Source Bank, South Bend, Indiana -- to establish a branch at 3267 Northview Drive, Elkhart.
-Approved, January 18, 2006

Compass Bank, Birmingham, Alabama -- to establish a branch at 13388 North Freeway, Ft. Worth, Texas.
-Approved, January 20, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 4801 Norton Healthcare Boulevard, Louisville, Kentucky.
-Approved, January 17, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 11511 State Road 82, Ft. Meyers, Florida.
-Approved, January 17, 2006

Woodlands Bank, Williamsport, Pennsylvania -- to establish a branch at 1980 West Fourth Street.
-Approved, January 19, 2006

Bank Holding Companies

First Community Bancshares, Inc., Overland Park, Kansas; Citizens Bancshares Company, Chillicothe, Missouri; Young Corporation; and Young Partners, L.P. -- waiver of application in connection with the acquisition of Corning Investment Company, Inc., Centralia, and The Farmers State Bank of Corning, Corning.
-Approved, January 19, 2006

Rabobank International Holding B.V., Utrecht, The Netherlands; Utrecht-American Holdings, Inc., New York, New York; and VIB Corp, El Centro, California -- to acquire loans in connection with the acquisition of Central Coast Bancorp, Salinas.
-Withdrawn, January 19, 2006

Synovus Financial Corp., Columbus, Georgia -- to merge with Banking Corporation of Florida, Naples, Florida, and thereby acquire First Florida Bank.
-Approved, January 20, 2006

The Templar Fund, Inc., St. Louis, Missouri, Trubank Securities Trust, Clayton, and Truman Bancorp, Inc. -- to acquire FFC Financial Corporation, St. Louis, and thereby acquire Keystone Bank, Northwoods.
-Approved, January 19, 2006

Competitive Factors Reports

BancFirst, Oklahoma City, Oklahoma -- report on competitive factors of the proposed merger with Park State Bank, Nicoma Park.
-Submitted, January 17, 2006

BankFinancial, F.S.B., Olympia Fields, Illinois -- report on competitive factors of the proposed merger with University National Bank, Chicago.
-Submitted, January 19, 2006

Jourdanton State Bank, Jourdanton, Texas -- report on competitive factors of the proposed acquisition of the Pearsall branch of Capital Bank of Texas, Carrizo Springs.
-Submitted, January 19, 2006

Merchants and Farmers Bank, Kosciusko, Mississippi -- report on competitive factors of the proposed merger with First National Bank of Shelby County, Columbiana, Alabama.
-Submitted, January 18, 2006

Peoples State Bank, Elkader, Iowa -- report on competitive factors of the proposed merger with Union State Bank, Monona, and Postville State Bank, Postville.
-Submitted, January 19, 2006

TD Banknorth, National Association, Portland, Maine -- report on competitive factors of the proposed merger with Hudson United Bank, Mahwah, New Jersey.
-Submitted, January 18, 2006

Extensions Of Time

1st United Bank, Boca Raton, Florida -- extension to February 19, 2007, to establish a branch at 307 Evernia Street, West Palm Beach.
-Granted, January 18, 2006

Alabama National BanCorporation, Birmingham, Alabama -- extension to June 30, 2006, to merge with Florida Choice Bankshares, Inc., Mt. Dora, Florida, and thereby acquire Florida Choice Bank.
-Granted, January 18, 2006

Bearden Bancshares, Inc., Bearden, Arkansas -- extension to February 28, 2006, to engage in general insurance agency activities in a town with a population of less than 5,000 through the acquisition of BBI Insurance Agency, Inc.
-Granted, January 20, 2006

Mercantile Bancorp, Inc., Quincy, Illinois -- extension to April 18, 2006, to increase its ownership from 32.81 percent up to 39.95 percent of the shares of New Frontier Bancshares, Inc., St. Charles, Missouri, and thereby increase its indirect control of New Frontier Bank.
-Granted, January 17, 2006

Actions under delegated authority

Actions taken during the week ending January 21, 2006

Bank Branches, Domestic

Bank Holding Companies

Competitive Factors Reports

Extensions Of Time