Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending January 28, 2006

Filer Filing Type Filing Proposal End of Comment Period
BANCROFT STATE BANCSHARES, INC. CIC Notice by Jill Anne Kollock, Christopher Alan Kollock, Jan Rae Weisenbeck, and William Joseph Weisenbeck, as a group acting in concert, to gain control of Bancroft State Bancshares, Inc., and thereby indirectly control Bancroft State Bank, Bancroft, Wisconsin.
Newspaper: 12/12/2005
Federal Register: Not available
CAPITOL BANCORP LTD. * 3A3 Capitol Bancorp, Ltd., Lansing, Michigan, to acquire 51 percent of the voting shares of Bank of Valdosta (in organization), Valdosta, Georgia.
Newspaper: Not available
Federal Register: 02/06/2006
EXCHANGE FINANCIAL, INC. * 3A1 Exchange Financial, Inc., Adair, Iowa, to become a bank holding company by acquiring 100 percent of Exchange State Bank, Adair, Iowa.
Newspaper: 02/13/2006
Federal Register: 02/10/2006
FBOP CORPORATION * 3A3 FBOP Corporation, Oak Park, Illinois, to acquire greater than 50 percent of the voting shares of Community Bank of Lemont, Lemont, Illinois.
Newspaper: Not available
Federal Register: 02/16/2006
FIRST MIDWEST BANCORP, INC. * 18C
* Branch
* 3A3
First Midwest Bancorp, Inc., Itasca, Illinois, to acquire 100 percent of the voting shares of Bank Calumet, Inc., Hammond, Indiana, and thereby indirectly acquire Bank Calumet, National Association, Hammond, Indiana, and by First Midwest Bank, Itasca, Illinois, to merge with Bank Calumet, National Association, Hammond, Indiana, and thereby to establish 31 branches.
Newspaper: Not available
Federal Register: 02/10/2006
FIRST NATIONAL BANCORP, INC. * 3A1 First National Bancorp, Inc., Kalamazoo, Michigan, to become a bank holding company by acquiring 100 percent of the voting shares of First National Bank of Michigan (in organization), Kalamazoo, Michigan.
Newspaper: 02/17/2006
Federal Register: 02/17/2006
JOHNSON BANK * Branch Johnson Bank, Racine, Wisconsin, to establish a branch facility to be located at 1916 Wisconsin Avenue, Racine, Wisconsin.
Newspaper: 01/27/2006
Federal Register: Not applicable
LAKE CITY BANK Member Lake City Bank, Warsaw, Indiana, to become a member of the Federal Reserve System.
Newspaper: Not applicable
Federal Register: Not applicable
MARQUETTE NATIONAL CORPORATION * 4c8 Marquette National Corporation, Chicago, Illinois, to acquire 100 percent of the voting shares of Hemlock Federal Financial Corporation, Oak Forest, Illinois, and thereby indirectly acquire Hemlock Federal Bank for Savings, Oak Forest, Illinois, and thereby operate a savings association.
Newspaper: Not available
Federal Register: 02/21/2006
MARSHALL & ILSLEY CORPORATION * 3A5 Marshall & Ilsley Corporation, Milwaukee, Wisconsin, to acquire 100 percent of the voting shares of Trustcorp Financial, Inc., St. Louis, Missouri, and thereby indirectly acquire Missouri State Bank and Trust Company, Clayton, Missouri.
Newspaper: Not available
Federal Register: 02/21/2006
ROCHESTER STATE BANKSHARES, INC. CIC Notice by Jay Elliot Bell, Chicago, Illinois, to retain control of 79.6 percent of Rochester State Bankshares, Inc., Rochester, Illinois, and thereby retain indirect control of Rochester State Bank, Rochester, Illinois.
Newspaper: Not available
Federal Register: 01/10/2006
TOWER BANK & TRUST COMPANY * Branch Tower Bank & Trust Company, Fort Wayne, Indiana, to establish a branch facility to be located at 3333 N. Wayne Street, Angola, Indiana.
Newspaper: 02/13/2006
Federal Register: Not applicable
WINTRUST FINANCIAL CORPORATION * 3A5 Wintrust Financial Corporation, Lake Forest, Illinois, to acquire 100 percent of the outstanding stock of Hinsbrook Bancshares, Inc., Willowbrook, Illinois, and thereby acquire Hinsbrook Bank and Trust, Willowbrook, Illinois.
Newspaper: 02/07/2006
Federal Register: 02/17/2006
WINTRUST FINANCIAL CORPORATION * 3A3 Wintrust Financial Corporation, Lake Forest, Illinois, to acquire 100 percent of the voting shares of Old Plank Trail Community Bank, National Association (in organization), New Lenox, Illinois.
Newspaper: 02/19/2006
Federal Register: 02/23/2006


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
FIRST CMNTY BK, HARBOR SPRINGS, MICHIGAN 932745 09/26/2005 01/23/2006 S Small Bank
LAKE FOREST B&TC, LAKE FOREST, ILLINOIS 1917301 07/11/2005 01/16/2006 S Large Bank
NORTH SHORE CMNTY B&T, WILMETTE, ILLINOIS 2239288 08/15/2005 01/23/2006 S Large Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco