FRB: H.2--Actions under delegated authority--Week ending February 4, 2006

1st Pacific Bank of California, San Diego, California -- to establish a branch at 169 East Main Street, El Cajon.
-Approved, January 30, 2006

First Community Bank, Taos, New Mexico -- to establish a branch at 4582 South Ulster Street, Suite 650, Denver, Colorado.
-Approved, February 1, 2006

Johnson Bank, Racine, Wisconsin -- to establish a branch at 119 Martin Luther King, Jr. Boulevard, Madison.
-Approved, January 30, 2006

Johnson Bank, Racine, Wisconsin -- to establish a branch at 1916 Wisconsin Avenue.
-Approved, February 3, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch in the 300 block of Hester Drive, Harrison, Arkansas.
-Approved, January 30, 2006

Southern Community Bank and Trust, Winston-Salem, North Carolina -- to establish a branch at 2626 Glenwood Avenue, Raleigh.
-Approved, February 1, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 11201 Nuckols Road, Glen Allen, Virginia.
-Approved, February 2, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 1450 Johns Lake Road, Clermont, Florida.
-Approved, February 2, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 1735 South Park Street, Carrollton.
-Approved, January 30, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 8700 University Place Executive Park Drive, Charlotte, North Carolina.
-Approved, February 2, 2006

Bank Holding Companies

America West Bank Members, LC, Layton, Utah -- relief from certain commitments.
-Granted, February 2, 2006

Bay View Capital Corporation, San Mateo, California -- to become a bank holding company and to acquire Great Lakes Bancorp, Buffalo, New York, and Greater Buffalo Savings Bank.
-Approved, January 30, 2006

Beulah Bancorporation, Inc., Sioux Falls, South Dakota -- to acquire Valley Bank & Trust, Mapleton, Iowa.
-Approved, February 3, 2006

Butler Bancorp, MHC, Lowell, Massachusetts, and Butler Bancorp, Inc. -- to become a mutual bank holding company and a stock bank holding company, respectively, and to acquire Butler Bank.
-Approved, February 3, 2006

Cullen/Frost Bankers, Inc., San Antonio, Texas -- to acquire Alamo Corporation of Texas, Alamo; Alamo Corporation of Delaware, Wilmington, Delaware; and Alamo Bank of Texas, Alamo.
-Approved, February 3, 2006

Illinois Bancshares, Inc., Karnak, Illinois -- to become a bank holding company and to acquire 96.5 percent of the shares of The First State Bank of Grand Chain, Grand Chain.
-Withdrawn, February 2, 2006

Mesquite Financial Services, Inc., Alice, Texas -- to acquire Nichols Bancshares, Inc., Kenedy, and thereby acquire JM Nichols, Wilmington, Delaware, and First-Nichols National Bank, Kenedy.
-Approved, February 1, 2006

Mid-Iowa Bancshares Co., Algona, Iowa -- to engage in extending credit and servicing loans.
-Approved, February 3, 2006

New York Community Bancorp, Inc., Westbury, New York -- commenter's request to extend the comment period on the application to acquire Long Island Financial Corp., Islandia.
-Denied, February 3, 2006

Norton Bankshares, Inc., Norton, Kansas -- waiver of application to merge with First Bancshares of Hoxie, Inc., Hoxie, in connection with the merger of their subsidiaries, First National Bank of Hoxie and First State Bank, Norton.
-Withdrawn, January 31, 2006

Pinnacle Financial Partners, Inc., Nashville, Tennessee -- to acquire Cavalry Bancorp, Inc., Murfreesboro, and Cavalry Banking.
-Approved, February 3, 2006

Tonganoxie Bankshares, Inc., Tonganoxie, Kansas -- to acquire 53 percent of the shares of Overbrook Bankshares, Inc., Overbrook, parent of First Security Bank.
-Approved, February 2, 2006

Upper Cumberland Bancshares, Inc., Byrdstown, Tennessee, and Employee Stock Ownership Trust of People's Bank and Trust Company of Pickett County -- to acquire People's Bank and Trust Company of Clinton County, Albany, Kentucky, a de novo bank.
-Withdrawn, January 30, 2006

Wells Fargo & Company, San Francisco, California -- to acquire Martinius Corporation, Rogers, Minnesota, and its subsidiary, State Bank of Rogers.
-Approved, January 30, 2006

Bank Premises

Citizens Bank and Trust Company, Blackstone, Virginia -- to increase its investment in bank premises.
-Approved, February 1, 2006

Change In Bank Control

CGD USA Holding Company, Inc., New York, New York -- change in bank control.
-Withdrawn, February 3, 2006

Citizens Bankshares of Springhill, Inc., Springhill, Louisiana -- to retain control of Citizens Bankshares of Springhill, Inc.
-Permitted, February 1, 2006

New Richmond Bancorporation, New Richmond, Ohio -- change in bank control.
-Permitted, January 30, 2006

Competitive Factors Reports

Bridgewater Savings Bank, Raynham, Massachusetts -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Carver branch of South Coastal Bank, Rockland.
-Submitted, January 30, 2006

Citizens Business Bank, Ontario, California -- report on competitive factors of the proposed merger with Community Trust Deed Services, Colton.
-Submitted, January 31, 2006

Citizens Business Bank, Ontario, California -- report on competitive factors of the proposed merger with Golden West Enterprises, Inc., Costa Mesa.
-Submitted, January 31, 2006

Santa Lucia Bank, Atascadero, California -- report on competitive factors of the proposed merger with Santa Lucia Merger Corp.
-Submitted, January 31, 2006

Security State Bank of North Dakota, Hannaford, North Dakota -- report on competitive factors of the proposed merger with Centennial National Bank, Walker, Minnesota.
-Submitted, February 1, 2006

Skylands Community Bank, Hackettstown, New Jersey -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Hope branch of Lakeland Bank, Newfoundland.
-Submitted, February 2, 2006

Texas Bank and Trust Company, Longview, Texas -- report on competitive factors of the proposed acquisition of the Terrell branch of NexBank, SSB, Dallas.
-Submitted, February 2, 2006

Extensions Of Time

Citibank, N.A., New York, New York -- extension of time for its subsidiaries, Citibank Overseas Investment Corporation, New Castle, Delaware, and Citicorp Finance (Thailand) Limited, Bangkok, Thailand, to divest their interests in certain properties acquired in settlement of debts previously contracted.
-Granted, February 1, 2006

Financial Holding Companies

South Valley Bancorp, Inc., Klamath Falls, Oregon -- election to become a financial holding company.
-Effective, February 3, 2006

Regulations And Policies

Short-term Interest Rates -- increase in the target for the federal funds rate from 4-1/4 percent to 4-1/2 percent.
-Approved, January 31, 2006

Actions under delegated authority

Actions taken during the week ending February 4, 2006

Bank Branches, Domestic