Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending June 24, 2006

Filer Filing Type Filing Proposal End of Comment Period
ALABAMA NATIONAL BANCORPORATION * 3A5 Alabama National BanCorporation, Birmingham, Alabama, to merge with The PB Financial Services Corporation, and thereby acquire its subsidiary, The Peachtree Bank, both of Duluth, Georgia.
Newspaper: 07/09/2006
Federal Register: 07/17/2006
BANK INDEPENDENT * Branch Bank Independent, Sheffield, Alabama, to establish a branch located at the corner of Highway 72 and Lindsay Lane, Athens, Alabama.
Newspaper: 06/24/2006
Federal Register: Not applicable
CBOS BANKSHARES, INC. 3A1 CBOS Bankshares, Inc., notice to become a bank holding company by acquiring 100 percent of the outstanding shares of Community Bank of the South, both of Merritt Island, Florida.
Newspaper: Not applicable
Federal Register: Not applicable
COMMERCE UNION BANK Member Commerce Union Bank, Springfield, Tennessee, to become a member of the Federal Reserve System (in organization).
Newspaper: Not applicable
Federal Register: Not applicable
H Financial of Florida, Inc. * 3A1 H Financial of Florida, Inc., St. Augustine, Florida, to become a bank holding company by acquiring 100 percent of the voting shares of Haven Trust Bank, St. Augustine, Florida (in organization).
Newspaper: 07/12/2006
Federal Register: 07/13/2006
OLD SOUTHERN BANK * Branch Old Southern Bank, Clemont, Florida, to establish the following branches: 2415 Southern Bank, Winter Park, Florida, and 250 N. Orange Avenue, Orlando, Florida.
Newspaper: 06/22/2006
Federal Register: Not applicable
SUNTRUST BANK * Branch SunTrust Bank, Atlanta, Georgia, to establish branches at the following locations: 3001 N. State Road 7, Lauderdale Lakes, Florida, to be known as the Lauderdale Lakes Wal-Mart Office; and 199 N. University Drive, Pembroke Pines, Florida, to be known as the Pembroke University Office.
Newspaper: 07/02/2006
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco