Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending July 8, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

CHARITON COUNTY BANCSHARES, INC.

CIC

Notice by Daniel T. Sims and Nicolette B. Sims, Leawood, Kansas, and Daniel T. Sims as co-trustee of the Will Ben Sims Marital Trust and the Patricia L. Sims Family Trust; Stephen L. Riffel and Mary Susan Riffel, Moberly, Missouri, and Mary Susan Riffel as co-trustee of the Patricia L. Sims Family Trust; Will Ben Sims Marital Trust, Moberly Missouri; Patricia L. Sims Family Trust, Moberly, Missouri; to acquire control of Chariton County Bancshares, Inc., Moberly, Missouri, parent of County Bank, Brunswick, Missouri.

Newspaper:	Not available
Federal Register:	07/17/2006

CITIZENS SECURITY BANK & TRUST COMPANY

Premises
* Branch

Citizens Security Bank and Trust Company, Bixby, Oklahoma, to establish a branch at 10051 South Yale Avenue, Suite 203, Tulsa, Oklahoma, and to increase its investment in bank premises in the amount of $10,000.

Newspaper:	07/17/2006
Federal Register:	Not applicable

CITIZENS SECURITY BANK & TRUST COMPANY

Premises

Citizens Security Bank and Trust Company, Bixby, Oklahoma, to increase its investment in bank premises in the amount of $9,240,000.

Newspaper:	Not applicable
Federal Register:	Not applicable

KEARNEY STATE BANK AND TRUST COMPANY

* Branch

Kearney State Bank and Trust Company, Kearney, Nebraska, to establish a mobile branch bank to be located at 3015 2nd Avenue, Kearney, Nebraska.

Newspaper:	07/15/2006
Federal Register:	Not applicable

UNITED CAPITAL BANCSHARES, INC.

CIC

Notification by Paul C. Bauman and Emily A. Bauman, both of Tulsa, Oklahoma; and Henry C. Bauman, III, Tyler, Texas, to acquire control of United Capital Bancshares, Inc., Wyandotte, Oklahoma, parent of Bank of Wyandotte, Wyandotte, Oklahoma.

Newspaper:	05/10/2006
Federal Register:	05/11/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF CUSHING & TC, CUSHING, OKLAHOMA	271752	03/20/2006	06/19/2006	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending July 8, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City