Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending August 5, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST HAWLEY BANCSHARES, INC.

CIC

Jon W. Neumann, Hawley, Minnesota, to gain control of First Hawley Bancshares, Inc., Hawley, Minnesota, and thereby indirectly gain control of First National Bank, Hawley, Minnesota.

Newspaper:	Not available
Federal Register:	08/18/2006

NOVA EUROPEAN HOLDINGS COMPANY

Investment

U.S. Bank, N.A., Cincinnati, Ohio, through NOVA European Holdings Company, Minneapolis, Minnesota, an agreement corporation, are proposing to invest in a foreign organization by acquiring 100% of the shares of Elavon Financial Services Limited, Dublin, Ireland.

Newspaper:	Not applicable
Federal Register:	Not applicable

TCF FINANCIAL CORPORATION

* 3A3

TCF Financial Corporation, Wayzata, Minnesota, proposes to acquire 100% of TCF National Bank Arizona, Mesa, Arizona, a de novo bank.

Newspaper:	08/23/2006
Federal Register:	08/21/2006

U.S. BANCORP

* 3A5

U.S. Bancorp, Minneapolis, Minnesota, to acquire 100 percent of Vail Banks, Inc., Avon, Colorado, and thereby indirectly acquire WestStar Bank, Vail, Colorado.

Newspaper:	08/01/2006
Federal Register:	07/31/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FULTON ST BK, FULTON, SOUTH DAKOTA	467957	04/17/2006	07/25/2006	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending August 5, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis