Actions under delegated authority

Comerica Bank, Detroit, Michigan  -- to establish a branch at 19150 Preston Road, Dallas, Texas.
-Approved, August 25, 2006 

Comerica Bank, Detroit, Michigan  -- to establish a branch at 6255 West Sunset Boulevard, Los Angeles, California.
-Approved, August 25, 2006 

Community Bank of Nevada, Las Vegas, Nevada  -- to establish a branch at 5785 Centennial Center Boulevard.
-Approved, August 22, 2006 

Fifth Third Bank, Cincinnati, Ohio  -- to establish a branch at 300 South Hamilton Road, Gahanna.
-Approved, August 25, 2006 

Fifth Third Bank, Cincinnati, Ohio  -- to establish a branch at 1566 Hal Greer Boulevard, Huntington, West Virginia.
-Approved, August 25, 2006 

Fifth Third Bank, Cincinnati, Ohio  -- to establish a limited service branch at 3890 Bigelow Boulevard, Pittsburgh, Pennsylvania.
-Approved, August 25, 2006 

Fifth Third Bank, Cincinnati, Ohio  -- to establish a branch at 6390 Steubenville Pike, Pittsburgh, Pennsylvania.
-Approved, August 25, 2006 

First Bank & Trust, Evanston, Illinois  -- to establish a branch at 8047 Skokie Boulevard, Skokie.
-Approved, August 21, 2006 

First Midwest Bank, Itasca, Illinois  -- to establish a branch at 16051 Weber Road, Crest Hill.
-Approved, August 23, 2006 

Kearney Commercial Bank, Kearney, Missouri  -- to establish a branch at 930 West Liberty Drive, Liberty, and to increase its investment in bank premises.
-Approved, August 23, 2006 

Manufacturers and Traders Trust Company, Buffalo, New York  -- to establish a branch at 1500 Blenheim Farm Lane, Havre de Grace, Maryland.
-Approved, August 22, 2006 

Manufacturers and Traders Trust Company, Buffalo, New York  -- to establish a branch at 11003 Manklin Creek Road, Berlin, Maryland.
-Approved, August 23, 2006 

Regions Bank, Birmingham, Alabama  -- to establish a branch at the intersection of I-35 and Onion Creek Parkway, Austin, Texas.
-Approved, August 22, 2006 

Security State Bank, Basin, Wyoming  -- to establish a branch at 625 East 5th Street, Suite 103, Sheridan.
-Approved, August 22, 2006 

Virginia Commerce Bank, Arlington, Virginia  -- to establish a branch at 314 East Market Street, Leesburg.
-Approved, August 21, 2006 

Ameri-National Corporation, Leawood, Kansas  -- to acquire Heritage Bank, National Association, Phoenix, Arizona, a de novo bank.
-Approved, August 24, 2006 

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Brandon, Mississippi  -- to acquire additional shares, to a maximum ownership of 20.96 percent, of Community Bancshares of Mississippi, Inc. and thereby acquire its subsidiaries, Community Bank of Amory, Amory; Community Bank of Mississippi, Forest; Community Bank, Meridian, Meridian; Community Bank, Ellisville, Ellisville; Community Bank, Coast, Biloxi; Community Bank, National Association, Memphis, Tennessee; First Lucedale Bancorp, Inc., Lucedale, Mississippi; and Community Bank, National Association, Lucedale.
-Approved, August 21, 2006 

Farmers Capital Bank Corporation, Frankfort, Kentucky  -- to acquire Citizens National Bancshares, Inc., Nicholasville, and Citizens National Bank of Jessamine County.
-Approved, August 25, 2006 

Independence Bancshares, Inc., Owensboro, Kentucky  -- to acquire Community Bancorp of McLean County, Kentucky, Inc., Island, and thereby acquire First Security Bank and Trust; and for Independence Bancshares Acquisition, LLC, Owensboro, to become a bank holding company and to acquire Community Bancorp of McLean County, Island, and thereby acquire First Security Bank and Trust.
-Withdrawn, August 24, 2006 

Oakland Financial Services, Inc., Oakland, Iowa  -- to increase its ownership to 33.3 percent of the shares of Otoe County Bancorporation, Inc., Nebraska City, Nebraska, and thereby increase its ownership of Otoe County Bank & Trust Company.
-Approved, August 21, 2006 

Park National Corporation, Newark, Ohio  -- to acquire The Park National Bank of Kentucky, Florence, Kentucky.
-Approved, August 25, 2006 

Piedmont Community Bank Group, Inc., Gray, Georgia  -- to become a bank holding company and to acquire Piedmont Community Bank.
-Withdrawn, August 23, 2006 

Southeastern Bank Financial Corporation, Augusta, Georgia  -- to acquire Southern Bank & Trust, Aiken, South Carolina, a de novo savings association.
-Approved, August 23, 2006 

Southwest Company, Sidney, Iowa  -- to increase its ownership to 33.3 percent of the shares of Otoe County Bancorporation, Inc., Nebraska City, Nebraska, and thereby increase its ownership of Otoe County Bank & Trust Company.
-Approved, August 21, 2006 

Unity Bancorp, Inc., Clinton, New Jersey  -- waiver of application in connection with Unity Bank's proposed expansion of banking operations into Pennsylvania.
-Granted, August 24, 2006 

Western Alliance Bancorporation, Las Vegas, Nevada  -- to acquire Alta Alliance Bank, Oakland, California, a de novo bank.
-Approved, August 21, 2006 

Benchmark Community Bank, Kenbridge, Virginia  -- to increase its investment in bank premises.
-Approved, August 24, 2006 

Little Sioux Bancshares, Inc., Sioux Rapids, Iowa  -- to retain control of Little Sioux Bancshares, Inc.
-Permitted, August 21, 2006 

Oakwood Bancorp, Inc., Springfield, Illinois  -- change in bank control.
-Permitted, August 24, 2006 

River Valley Bancorp, Inc., Davenport, Iowa  -- change in bank control.
-Permitted, August 25, 2006 

Texico Bancshares Corporation, Texico, Illinois  -- change in bank control.
-Withdrawn, August 22, 2006 

BancFirst, Oklahoma City, Oklahoma  -- report on competitive factors of the proposed merger with First Bartlesville Bank, Bartlesville.
-Submitted, August 22, 2006 

First National Bank of Nassau County, Fernandina Beach, Florida  -- report on competitive factors of the proposed merger with Cairo Banking Company, Cairo, Georgia.
-Submitted, August 21, 2006 

FirsTier Bank, Kimball, Nebraska  -- report on competitive factors of the proposed merger with FirsTier Bank, Wyoming, Cheyenne, Wyoming.
-Submitted, August 25, 2006 

The National Bank of Gainesville, Gainesville, Georgia, and its successor, The Bank of Our Community, National Association  -- report on competitive factors of the proposed purchase of 12 Georgia branches of SunTrust Bank, Atlanta.
-Submitted, August 25, 2006 

Sonabank, National Association, Charlottesville, Virginia  -- report on competitive factors of the proposed merger with 1st Service Bank, McLean.
-Submitted, August 24, 2006 

U.S. Bank National Association, Cincinnati, Ohio  -- report on competitive factors of the proposed merger with U.S. Bank Freight Payment Services, Inc., Homewood, Illinois.
-Submitted, August 22, 2006 

Unity Bank, Clinton, New Jersey  -- report on competitive factors of the proposed interim merger with Unity Bank Pennsylvania (in organization), Forks Township, Pennsylvania.
-Submitted, August 24, 2006 

Clear Mountain Bank, Bruceton Mills, West Virginia  -- extension to January 31, 2007, to purchase certain assets and assume certain liabilities of the Rowlesburg branch of First Community Bank, National Association, Bluefield, Virginia.
-Granted, August 24, 2006 

Compass Bank, Birmingham, Alabama  -- extension to November 4, 2007, to establish a branch at the intersection of San Jose Boulevard and Race Track Road, Jacksonville, Florida.
-Granted, August 22, 2006 

Compass Bank, Birmingham, Alabama  -- extension to December 2, 2007, to establish a branch at 10633 West Olive Avenue, Peoria, Arizona.
-Granted, August 22, 2006 

County Bank, Merced, California  -- extension to August 10, 2007, to establish a temporary branch at 451 Clovis Avenue, Clovis, and subsequently establish a permanent branch at 536 Clovis Avenue.
-Granted, August 21, 2006 

M&P Community Bancshares, Inc. 401(K) Employee Stock Ownership Plan, Newport, Arkansas  -- extension to November 23, 2006, to become a bank holding company and to acquire additional shares, for a total ownership of 26.58 percent, of M&P Community Bancshares, Inc. and thereby acquire Greers Ferry Lake State Bank, Heber Springs, and Merchants & Planters Bank, Newport; and election to become a financial holding company.
-Granted, August 24, 2006 

Sky Financial Group, Inc., Bowling Green, Ohio  -- extension to November 24, 2006, to acquire up to 9.99 percent of the shares of LNB Bancorp, Lorain.
-Granted, August 24, 2006