Actions under delegated authority

Alta Alliance Bank, Oakland, California  -- to establish a mobile branch courier service in the counties of Contra Costa, Alameda, and San Francisco.
-Approved, November 9, 2006 

Bank of Smithtown, Smithtown, New York  -- to establish a branch at 1830 Route 112, Coram.
-Approved, November 9, 2006 

County Bank, Merced, California  -- to establish a branch at 1305 Main Street, Newman.
-Approved, November 8, 2006 

First Charter Bank, Charlotte, North Carolina  -- to establish a branch at 5500 Six Forks Road, Raleigh.
-Approved, November 8, 2006 

First Sentinel Bank, Richlands, Virginia  -- to establish a branch at 801 South College Avenue, Bluefield.
-Approved, November 9, 2006 

SolutionsBank, Overland Park, Kansas  -- to establish a mobile branch to operate from its main office at 7401 West 135th Street.
-Approved, November 6, 2006 

The State Bank and Trust Company, Defiance, Ohio  -- to establish a branch at 12832 Coldwater Road, Fort Wayne, Indiana.
-Approved, November 10, 2006 

SunTrust Bank, Atlanta, Georgia  -- to establish branches at 2952 Northeast 8th Street, Homestead, Florida; and 2400 West 60th Street, Hialeah.
-Approved, November 9, 2006 

Tennessee State Bank, Pigeon Forge, Tennessee  -- to establish a branch at 3177 Wears Valley Road, Sevierville.
-Approved, November 7, 2006 

Tower Bank & Trust Company, Fort Wayne, Indiana  -- to establish a branch at 103 East Center Street, Warsaw.
-Approved, November 7, 2006 

Adbanc, Inc., Ogallala, Nebraska  -- to engage in making, acquiring, brokering, and servicing loans and other extensions of credit, particularly secondary market real estate loans through its subsidiary, Adams Mortgage, LLC, and through the acquisition of assets of Auer Mortgage Company, Inc., Colorado Springs, Colorado.
-Approved, November 7, 2006 

Castle Creek Capital Partners III, L.P., Rancho Santa Fe, California; Castle Creek Capital III LLC; Eggemeyer Capital LLC; Ruh Capital LLC; Western States Opportunity LLC; Eggemeyer Family Trust; William J. Ruh Trust; Legions IV Advisory Corp.; and LDF, Inc., Chicago, Illinois  -- to acquire BB&T Bancshares Corp., Bloomingdale, and thereby acquire Bloomingdale Bank and Trust.
-Approved, November 9, 2006 

Dearborn Bancorp, Inc., Dearborn, Michigan  -- to merge with Fidelity Financial Corporation of Michigan, Birmingham, and thereby acquire Fidelity Bank.
-Approved, November 10, 2006 

First Miami Bancshares, Inc., Miami, Oklahoma  -- to acquire up to 100 percent of the shares of Bank of Billings, Billings, Missouri.
-Approved, November 6, 2006 

Fort Orange Financial Corporation, Albany, New York  -- to become a bank holding company and to acquire Capital Bank & Trust Company.
-Approved, November 9, 2006 

HSBC Holdings plc, London, United Kingdom; HSBC Overseas Holdings (UK) Limited; HSBC North America Holdings Inc., Wilmington, Delaware; HSBC Investments (North America) Inc.; HSBC North America Inc.; and HSBC USA Inc., Baltimore, Maryland  -- to acquire HSBC Trust Company (Delaware), N.A., Wilmington, Delaware, on its conversion from a limited purpose non-depository trust bank to a full service bank.
-Approved, November 8, 2006 

The Northern Trust Corporation, Chicago, Illinois  -- request for an exemption under the Depository Institutions Management Interlocks Act and Regulation L.
-Granted, November 9, 2006 

TriCentury Corporation, Overland Park, Kansas  -- to become a bank holding company and to acquire Nine Tribes Bancshares, Inc., Quapaw, Oklahoma, and The Bank of Quapaw.
-Withdrawn, November 10, 2006 

Labe Bank, Chicago, Illinois  -- to merge with Bloomingdale Bank and Trust, Bloomingdale, and thereby establish six branches.
-Approved, November 9, 2006 

Midwest Community Financial Corporation, Midwest City, Oklahoma  -- change in bank control.
-Permitted, November 7, 2006 

Enterprise Trust Company, Clayton, Missouri, in organization  -- report on competitive factors of the proposed receipt of the trust relationships of Enterprise Bank and Trust.
-Submitted, November 8, 2006 

The First State Bank, Norton, Kansas  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Plainville branch of The Stockton National Bank, Stockton.
-Submitted, November 7, 2006 

The Park National Bank, Newark, Ohio  -- report on competitive factors of the proposed merger with Anderson Bank Company, Cincinnati.
-Submitted, November 6, 2006 

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Brandon, Mississippi  -- extension to February 21, 2007, to acquire additional shares, to a maximum ownership of 20.96 percent, of Community Bancshares of Mississippi, Inc. and thereby acquire its subsidiaries, Community Bank of Amory, Amory; Community Bank of Mississippi, Forest; Community Bank, Meridian, Meridian; Community Bank, Ellisville, Mississippi, Ellisville; Community Bank, Coast, Biloxi; Community Bank, National Association, Memphis, Tennessee; First Lucedale Bancorp, Inc., Lucedale, Mississippi; and Community Bank, National Association.
-Granted, November 10, 2006 

Republic Corporation, Omaha, Nebraska  -- extension to March 4, 2007, to become a bank holding company and to acquire United Republic Bank, a de novo bank.
-Granted, November 8, 2006