FRB: H.2--Actions under delegated authority--Week ending December 9, 2006

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 420 South Elm Street, Jenks, Oklahoma.
-Approved, December 4, 2006

The Farmers and Mechanics Bank, Galesburg, Illinois -- to establish a mobile branch serving Peoria, Tazewell, Woodford, Knox, and Warren Counties.
-Approved, December 7, 2006

First Community Bank, Emporia, Kansas -- to establish a branch at 2160 West Highway 50 and to relocate the head office to 715 Merchant Street.
-Approved, December 7, 2006

First Florida Bank, Naples, Florida -- to establish a branch at 16451 Health Park Commons Drive, Fort Myers.
-Approved, December 6, 2006

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 7918 Jones Branch Drive, McLean, Virginia.
-Approved, December 7, 2006

Marine Bank, Marathon, Florida -- to establish a branch at 100290 Overseas Highway, Key Largo.
-Approved, December 7, 2006

Monarch Bank, Chesapeake, Virginia -- to establish a branch at 5225 Providence Road, Virginia Beach.
-Approved, December 8, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 9360 Navarre Parkway, Navarre, Florida.
-Approved, December 6, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 3968 Wedgewood Lane, The Villages, Florida.
-Approved, December 6, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 3502 Avalon Park West BV, Orlando, Florida.
-Approved, December 6, 2006

Virginia Heritage Bank, Fairfax, Virginia -- to establish a branch at 13986 Metrotech Drive, Chantilly.
-Approved, December 7, 2006

Bank Holding Companies

Arvest Bank Group, Inc., Bentonville, Arkansas, and Arvest Holdings, Inc. -- waiver of application to acquire Caney Valley Bancshares, Inc., Caney, Kansas, in connection with the merger of Caney Valley National Bank and Arvest Bank, Fayetteville, Arkansas.
-Granted, December 4, 2006

BT Holdings, Inc., Quitman, Texas -- to become a bank holding company and to acquire Quitman Bancorporation, Inc., and thereby acquire Quitman Bancorporation of Delaware, Inc., Wilmington, Delaware, and Bank Texas, National Association, Quitman, Texas.
-Approved, December 7, 2006

Charter Bankshares, Inc., Eau Claire, Wisconsin -- to become a bank holding company and to acquire at least 90 percent of the shares of Charter Bank Eau Claire.
-Approved, December 4, 2006

Embassy Bancshares, Inc., Snellville, Georgia -- to become a bank holding company and to acquire Embassy National Bank, Lawrenceville, a de novo bank.
-Approved, December 8, 2006

First America Holdings Corporation, Osprey, Florida -- to become a bank holding company and to acquire First America Bank.
-Approved, December 5, 2006

First Fidelity Bancorp, Inc., Oklahoma City, Oklahoma -- to acquire Western Security Holding Co., Ltd., Scottsdale, Arizona, and Western Security Bank.
-Withdrawn, December 8, 2006

First NBC Bank Holding Company, New Orleans, Louisiana -- to become a bank holding company and to acquire First NBC Bank.
-Withdrawn, December 7, 2006

Frandsen Financial Corporation, Arden Hills, Minnesota -- to merge with Pine Bankshares, Inc., Pine City, and thereby acquire The First National Bank of Pine City.
-Approved, December 8, 2006

Greene Investment Co., Jefferson, Iowa -- to merge with Audubon Investment Company, Carroll and to acquire Audubon State Bank, Audubon.
-Approved, December 7, 2006

Mayflower Bancorp, Inc., Middleboro, Massachusetts -- to become a bank holding company and to acquire Mayflower Co-operative Bank.
-Approved, December 8, 2006

The McGehee Bank Employee Stock Ownership Plan, McGehee, Arkansas -- to become a bank holding company and to acquire 28 percent of Southeast Financial Bankstock Corporation and thereby acquire McGehee Bank.
-Approved, December 7, 2006

Nodaway Valley Bancshares, Inc., Maryville, Missouri -- to acquire Exchange Bank, Mound City.
-Withdrawn, December 5, 2006

PrivateBancorp, Inc., Chicago, Illinois -- to acquire The PrivateBank, N.A., Milwaukee, Wisconsin, a de novo bank.
-Approved, December 7, 2006

QCR Holdings, Inc., Moline, Illinois -- to acquire Ridgeland Bancorp, Inc., Tony, Wisconsin, and Farmers State Bank, Ridgeland; for Farmers State Bank to become a member of the Federal Reserve System; and for Farmers State Bank to merge with Rockford Bank and Trust Company, Rockford, Illinois, and thereby establish a branch at 1133 Quail Court, Suite 100, Pewaukee, Wisconsin.
-Approved, December 8, 2006

TrustAtlantic Financial Corporation, Raleigh, North Carolina -- to become a bank holding company and to acquire Millennia Community Bank, Greenville.
-Approved, December 6, 2006

Union County Bancshares, Inc., Anna, Illinois -- waiver of application to merge with The Jonesboro Bancompany, Inc., Jonesboro, in connection with the merger of The First National Bank of Jonesboro and Anna National Bank, Anna.
-Withdrawn, December 8, 2006

West Valley Bancorp, Inc., Avondale, Arizona -- to become a bank holding company and to acquire West Valley National Bank, a de novo bank.
-Approved, December 5, 2006

Change In Bank Control

Commerce Bancorp, Inc., Duncan, Oklahoma -- change in bank control.
-Permitted, December 7, 2006

Eden Valley Bancshares, Inc., Eden Valley, Minnesota -- change in bank control.
-Permitted, December 8, 2006

Extensions Of Time

BCBank, Inc., Philippi, West Virginia -- extension to January 10, 2007, to establish a branch at 936 East Park Avenue, Fairmont.
-Granted, December 7, 2006

Fortis S.A./N.V., Brussels, Belgium, Fortis N.V., and Fortis Bank S.A./N.V. -- extension of time to conform or divest certain impermissible activities.
-Granted, December 5, 2006

Financial Holding Companies

Arneson Bancshares, Inc., Clear Lake, Iowa -- election to become a financial holding company.
-Effective, December 6, 2006

International Operations

Citibank, N.A., Las Vegas, Nevada -- waiver of remainder of notification period to invest, through its subsidiary, Citibank Overseas Investment Corporation, New Castle, Delaware, in Akbank T.A.S., Istanbul, Republic of Turkey, and modification of the aggregate investment limit of Regulation K.
-Granted, December 8, 2006

Actions under delegated authority

Actions taken during the week ending December 9, 2006

Bank Branches, Domestic

Bank Holding Companies

Change In Bank Control

Extensions Of Time

Financial Holding Companies

International Operations