Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending March 31, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

* 3A3

Australia and New Zealand Banking Group Limited, Melbourne, Australia to acquire Citizens Bancorp and indirectly its wholly owned subsidiary, Citizen's Security Bank, both located in Hagatna, Guam.

Newspaper:	04/23/2007
Federal Register:	04/23/2007

BANCO SANTANDER INTERNATIONAL

Other Foreign

Banco Santander International, Miami, Florida, an Edge Corporation held by Banco Santander Central Hispano, Madrid, Spain, to establish a domestic branch in Seattle, Washington.

Newspaper:	Not available
Federal Register:	Not applicable

HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED, THE

FBSEA

The Hongkong and Shanghai Banking Corporation Limited, Hong Kong Special Administrative Region, People's Republic of China, request prior notice to establish an additional representative office in the United States.

Newspaper:	04/29/2007
Federal Register:	Not applicable

JPMORGAN CHASE & CO.

Investment

JP Morgan Structured Fund Management SAS ("JPMSFM") an indirect subsidiary of JP International Finance Limited ("JPMIF"), an Edge corporation and an indirect subsidiary of JPMorgan Chase Bank, National Association, Newark, Delaware, submits notice to permit the investment by a fund structure advised and deemed controlled by JPMSFM to make portfolio investments in underlying funds in the amount greater than U.S. $25 million.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending March 31, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York