Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending April 7, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO BILBAO VIZCAYA ARGENTARIA, S.A.

* 3A1
* 3A3

Banco Bilbao Vizcaya Argentaria, S.A. ("BBVA"), Bilbao, Spain, to acquire Compass Bancshares, Inc., Birmingham, Alabama, and thereby indirectly acquire its U.S. bank subsidiaries, Compass Bank, Birmingham, Alabama, and Central Bank of the South, Anniston, Alabama. In addition, Circle Merger Corp., Birmingham, Alabama, a wholly-owned subsidiary of Compass Bancshares, Inc., to become a bank holding company by acquiring Compass Bancshares Inc., for a moment in time, to facilitate the acquisition of Compass Bancshares,

Newspaper:	Not available
Federal Register:	05/04/2007

BANCO POPULAR NORTH AMERICA

* Branch

Banco Popular North America, New York, New York, to open a branch office located at 2317 Ponce De Leon Boulevard, Coral Gables, (Miami-Dade County), Florida.

Newspaper:	04/10/2007
Federal Register:	Not applicable

BANCO SANTANDER INTERNATIONAL

Other Foreign

Banco Santander International, Miami, Florida, an Edge Corporation held by Banco Santander Central Hispano, Madrid, Spain, to establish a domestic branch in Seattle, Washington.

Newspaper:	04/07/2007
Federal Register:	Not applicable

BANK OF NOVA SCOTIA, THE

4c8
* 3A3

The Bank of Nova Scotia, Toronto, Canada, to acquire voting shares of First BanCorp, San Juan, Puerto Rico, and thereby indirectly acquire FirstBank Florida, Miami, Florida, and thereby operate a savings association.

Newspaper:	Not available
Federal Register:	Not available

INTESA SANPAOLO S.P.A.

FBSEA

Intesa Sanpaolo S.p.A., Turin, Italy, to retain the federally licensed branch of former Sanpoalo IMI, S.p.A., in New York, New York.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
MANUFACTURERS & TRADERS TC, BUFFALO, NEW YORK	501105	05/08/2006	03/22/2007	O	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending April 7, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York