Actions under delegated authority

1st United Bank, Boca Raton, Florida  -- to establish a branch at 2855 North University Drive, Coral Springs.
-Approved, April 9, 2007 

Anchor Commercial Bank, Juno Beach, Florida  -- to establish a branch at 11025 RCA Center Drive, Palm Beach Gardens.
-Approved, April 11, 2007 

Comerica Bank, Detroit, Michigan  -- to establish branches at 110 East John Carpenter Freeway, Irving, Texas; Bay Area Boulevard and I-45, Webster; 4581 Frankford Road, Dallas; Woodridge and I-610, Houston; and Buffalo Speedway and U.S. 59.
-Approved, April 12, 2007 

Commerce Union Bank, Springfield, Tennessee  -- to establish a branch at 714 Nashville Pike, Gallatin.
-Approved, April 12, 2007 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 3244 East Colonial Drive, Orlando, Florida.
-Approved, April 12, 2007 

LegacyTexas Bank, Plano, Texas  -- to establish a branch at 1300 South University Drive, Fort Worth.
-Approved, April 10, 2007 

Lindell Bank & Trust Company, St. Louis, Missouri  -- to establish a branch at 3059 Clarkson Road, Ellisville.
-Approved, April 12, 2007 

Manufacturers and Traders Trust Company, Buffalo, New York  -- to establish a seasonal-use, limited-service branch at M&T Bank Stadium, 1101 Russell Street, Baltimore, Maryland.
-Approved, April 10, 2007 

Placer Sierra Bank, Auburn, California  -- to establish a branch at 781 Pleasant Grove Boulevard, Roseville.
-Approved, April 9, 2007 

Regions Bank, Birmingham, Alabama  -- to establish branches at 607 Dunlawton Avenue, Port Orange, Florida, and 2410 South Ridgewood Avenue, Daytona.
-Approved, April 11, 2007 

SunTrust Bank, Atlanta, Georgia  -- to establish a branch at 276 East Bay Street, Charleston, South Carolina.
-Approved, April 12, 2007 

United Bank of El Paso del Norte, El Paso, Texas  -- to establish a branch at 1726 Zaragoza Road.
-Approved, April 11, 2007 

Banco de Sabadell, S.A., Sabadell, Spain  -- to become a bank holding company and to acquire TransAtlantic Holding Corp., Miami, Florida, and TransAtlantic Bank.
-Approved, April 10, 2007 

Bank of Florida Corporation, Naples, Florida  -- waiver of application in connection with the acquisition of Old Florida Bancshares, Fort Myers, and Old Florida Bank.
-Granted, April 12, 2007 

Banner Corporation, Walla Walla, Washington  -- to merge with San Juan Financial Holding Company, Friday Harbor, and thereby acquire its subsidiary, Islanders Bank.
-Approved, April 9, 2007 

Chittenden Corporation, Burlington, Vermont  -- to acquire Merrill Merchants Bancshares, Inc., Bangor, Maine, Merrill Merchants Bank, and more than 5 percent of the shares of M&M Consulting LLC, and Profit Protection, LLC, Fort Lauderdale, Florida.
-Approved, April 12, 2007 

Citizens National Corporation, Wisner, Nebraska  -- to acquire Spalding City Corporation, Omaha, Spalding City Bank, Spalding, and Spalding City Agency, Inc., and thereby engage in insurance activities.
-Approved, April 12, 2007 

Coastal Community Investments, Inc., Panama City Beach, Florida  -- relief from a commitment.
-Granted, April 9, 2007 

First Bancorp. of Durango, Inc., Inverness, Illinois  -- to acquire Grants State Bank, Grants, New Mexico.
-Approved, April 11, 2007 

First IC Financial Corp., Doraville, Georgia  -- to become a bank holding company and to acquire First Intercontinental Bank.
-Withdrawn, April 12, 2007 

Franklin Resources, Inc., San Mateo, California  -- to retain 8.11 percent of the shares of Coast Financial Holdings, Inc., Bradenton, Florida, and thereby retain Coast Bank of Florida.
-Approved, April 9, 2007 

Greene County Bancshares, Inc., Greeneville, Tennessee  -- to merge with Civitas BankGroup, Inc., Franklin, and thereby acquire its subsidiary, Cumberland Bank.
-Approved, April 9, 2007 

Huntington Bancshares Incorporated, Columbus, Ohio  -- commenter's request to extend the comment period on the application to merge with Sky Financial Group, Inc., Bowling Green, and thereby acquire Sky Bank, Salineville.
-Denied, April 10, 2007 

Lauritzen Corporation, Omaha, Nebraska; First National of Nebraska, Inc; and First National of Illinois, Inc.  -- to acquire First Marengo Financial Corporation, Marengo, Illinois, and its subsidiary, The First National Bank of Marengo.
-Approved, April 13, 2007 

Madison Financial Corporation, Madison, Mississippi  -- relief from a commitment.
-Granted, April 12, 2007 

Merrimack Bancorp MHC, Concord, New Hampshire  -- to acquire Bow Mills Bank, Bow.
-Approved, April 10, 2007 

Minier Financial, Inc. Employee Stock Ownership Plan w/401(K) Provisions, Minier, Illinois  -- to increase its ownership from 26.12 percent to no more than 51 percent of the shares of Minier Financial, Inc. and thereby increase its ownership of First Farmers State Bank.
-Approved, April 11, 2007 

Omega Capital Corp., Centennial, Colorado  -- to become a bank holding company and to acquire Front Range Bancshares, Inc., Lakewood, and Front Range Bank.
-Approved, April 11, 2007 

Paramount Bancorp, Inc., Farmington Hills, Michigan  -- to acquire Paramount Bank Nevada, Las Vegas, Nevada, a de novo bank, and for the bank to become a member of the Federal Reserve System.
-Approved, April 13, 2007 

PSB Holding Corp., Preston, Maryland  -- to retain Community Bank Mortgage Corporation, Easton, and thereby engage in the origination and sale of residential mortgage loans.
-Approved, April 9, 2007 

Tri-County Holdings, Inc., Dongola, Illinois  -- to become a bank holding company and to acquire The First State Bank of Dongola.
-Approved, April 11, 2007 

1st Bank, Evanston, Wyoming  -- to merge with North Side State Bank of Rock Springs, Rock Springs, and thereby establish a branch.
-Approved, April 11, 2007 

M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin  -- to engage in a series of transactions after United Heritage Bank, Longwood, Florida, becomes its affiliate that would facilitate the merger of United Heritage Bank into M&I Marshall & Ilsley Bank, the sale of the shares of United Heritage Bank to Fidelity Southern Corporation, Atlanta, Georgia, and the operation of branches at United Heritage Bank's existing locations, or, in the alternative, to merge with United Heritage Bank and operate branches at the bank's existing locations.
-Approved, April 3, 2007  (AC)

Banco Santander International, Miami, Florida  -- to amend its articles of association.
-Approved, April 13, 2007 

Farmers Bancshares, Inc., Hardinsburg, Kentucky  -- change in bank control.
-Permitted, April 9, 2007 

NBOG Bancorporation, Inc., Gainesville, Georgia  -- change in bank control.
-Permitted, April 10, 2007 

United Americas Bankshares, Inc., Atlanta, Georgia  -- to retain control of United Americas Bankshares, Inc.
-Permitted, April 10, 2007 

Farmers and Merchants Bank of Long Beach, Long Beach, California  -- extension to May 11, 2008, to establish a branch at 2891 Park Avenue, Tustin.
-Granted, April 11, 2007 

Home Valley Bank, Grants Pass, Oregon  -- extension to May 17, 2008, to establish a branch at 5080 Monument Drive.
-Granted, April 11, 2007 

PointBank, Pilot Point, Texas  -- extension to June 1, 2008, to establish a branch at 4920 Long Prairie Road, Flower Mound.
-Granted, April 13, 2007 

Susquehanna Bank, Hagerstown, Maryland  -- extension to December 21, 2007, to establish a branch at the intersection of Route 140 and Englar Road, Westminster.
-Granted, April 11, 2007 

BB&T Corporation, Winston-Salem, North Carolina  -- relief from certain commitments.
-Granted, April 9, 2007 

National Australia Bank Limited, Melbourne, Australia  -- election to be treated as a financial holding company.
-Effective, April 13, 2007 

Federal Open Market Committee  -- minutes of the meeting on March 20-21, 2007.
-Published, April 11, 2007