FRB: H.2--Actions under delegated authority--Week ending August 4, 2007

Bank of the Commonwealth, Norfolk, Virginia -- to establish a branch at 221 Western Avenue, Suffolk.
-Approved, August 1, 2007

Corridor State Bank, Coralville, Iowa -- to establish a branch at 202 North Linn Street, Iowa City.
-Approved, August 1, 2007

Old Line Bank, Bowie, Maryland -- to establish a branch at 9658 Baltimore Avenue, College Park.
-Approved, August 3, 2007

Southwest Bank, Fort Worth, Texas -- to establish branches at 3340 Camp Bowie Boulevard and 4809 Camp Bowie Boulevard.
-Approved, July 30, 2007

Bank Holding Companies

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- to acquire additional shares of 473 Broadway Holding Corporation and The Adirondack Trust Company.
-Approved, August 2, 2007

CCB Financial Corporation, Jonesboro, Georgia -- relief from a commitment.
-Granted, August 1, 2007

Community State Bankshares, Inc., Lamar, Colorado -- to become a bank holding company and to acquire Community State Bank, a de novo bank.
-Withdrawn, July 31, 2007

First Capital Bancshares, Inc., Chillicothe, Ohio -- waiver of application to acquire Deerfield Bancshares, Inc., Clarksburg, in connection with the merger of their subsidiary banks, The Citizens National Bank of Chillicothe, Chillicothe, and Clarksburg Commercial Bank, Clarksburg.
-Granted, August 2, 2007

First Michigan Bancorp, Inc., Troy, Michigan -- to become a bank holding company and to acquire First Michigan Bank, a de novo bank.
-Approved, August 1, 2007

Florida Bank Group, Inc., Tampa, Florida -- to merge with Cygnet Financial Corporation, Ponte Vedra, and thereby acquire Cygnet Private Bank.
-Approved, July 31, 2007

Metropolitan Bank Group, Inc., Chicago, Illinois; Alpha Bancorp, Inc., Metropolitan Bancorp, Inc., and Plaza Bancorp, Inc. -- to acquire Oswego Bancshares, Inc., Oswego, and Oswego Community Bank.
-Approved, July 31, 2007

Porter Bancorp, Inc., Louisville, Kentucky, and PBIB Corporation, Inc. -- to acquire Ohio County Bancshares, Inc., Beaver Dam, Kentucky, and thereby acquire Kentucky Trust Bank.
-Approved, August 3, 2007

Providence Bancshares Corporation, Southlake, Texas -- to become a bank holding company and to acquire Providence Bank of Texas, a de novo bank.
-Approved, August 2, 2007

Square 1 Financial, Inc., Durham, North Carolina -- to engage de novo in private placement and investment advisory activities.
-Approved, July 31, 2007

Bank Mergers

First State Bank, Lincoln, Nebraska -- to merge with Saline State Bank, Wilber, and thereby establish a branch.
-Approved, July 31, 2007

Independent Bank, Bay City, Michigan -- to merge with Independent Bank East Michigan, Troy; Independent Bank South Michigan, East Lansing; and Independent Bank West Michigan, Grand Rapids; and thereby establish branches, and to become a member of the Federal Reserve System.
-Approved, August 3, 2007

Peoples Bank & Trust Co., Troy, Missouri -- to purchase certain assets and assume certain liabilities of the Bowling Green branch of F&M Bank and Trust Company, Hannibal, and thereby establish a branch.
-Approved, August 1, 2007

Change In Bank Control

Drew Bancshares, Inc., Monticello, Arkansas -- to retain control of Drew Bancshares, Inc.
-Permitted, July 31, 2007

First National Corporation, Savannah, Georgia -- to retain control of First National Corporation.
-Permitted, July 30, 2007

MS Financial, Inc., Kingwood, Texas -- change in bank control.
-Permitted, July 31, 2007

Sterling Bancshares, Inc., Poplar Bluff, Missouri -- change in bank control.
-Permitted, July 31, 2007

Extensions Of Time

1st United Bank, Boca Raton, Florida -- extension to August 10, 2008, to establish a branch at 1700 Palm Beach Lakes Boulevard, West Palm Beach.
-Granted, July 31, 2007

Bank of America Corporation, Charlotte, North Carolina -- commenters' requests to extend the comment period on the application to acquire ABN AMRO North America Holding Company, Chicago, Illinois, and thereby acquire LaSalle Bank Corporation, LaSalle Bank National Association, Chicago, and LaSalle Bank Midwest National Association, Troy, Michigan.
-Denied, August 1, 2007

Royal Bank of Scotland Group, plc, et al., Edinburgh, Scotland -- commenter's request to extend the comment period on the application to acquire ABN AMRO Holding, N.V., Amsterdam, The Netherlands, and thereby acquire ABN AMRO North American Holding Company, Chicago, Illinois, LaSalle Bank Corporation, LaSalle Bank National Association, Chicago, and LaSalle Bank Midwest National Association, Troy, Michigan.
-Denied, August 1, 2007

Financial Holding Companies

FSB Financial Corp, New Madison, Ohio -- election to become a financial holding company.
-Effective, August 1, 2007

Membership

Pacific Commerce Bank, National Association, Los Angeles, California -- to retain membership in the Federal Reserve System on conversion to a state charter.
-Approved, August 3, 2007

Regulations And Policies

Regulation Z (Truth in Lending) -- annual adjustment of the dollar amount that triggers additional disclosure requirements for home mortgages with rates or fees above a certain amount (Docket No. R-1291).
-Approved, August 1, 2007

Actions under delegated authority

Actions taken during the week ending August 4, 2007

Bank Branches, Domestic