Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending October 20, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

FC BANC CORP

CIC

Notice of Change in Bank Control for Robert Duane Hord, FC Banc Corp., Bucyrus, Ohio

Newspaper:	Not available
Federal Register:	Not available

FIFTH THIRD BANK

* Branch

Fifth Third Bank, Grand Rapids, Michigan, to establish a branch facility at 1910 Kings Highway, Port Charlotte, Florida 33980

Newspaper:	10/16/2007
Federal Register:	Not applicable

NORTH SIDE BANK AND TRUST COMPANY, THE

* Branch

North Side Deposit Bank and Trust Company, Cincinnati, OH to establish a branch at State Route 22 and US 48, Maineville, OH.

Newspaper:	Not available
Federal Register:	Not applicable

PNC BANK, DELAWARE

* 18C
* Branch

Application by PNC Bank, Delaware, Wilmington, Delaware, to acquire by merger Delaware Sterling Bank & Trust Company, Christiana, Delaware

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending October 20, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland