FRB: H.2--Actions under delegated authority--Week ending February 16, 2008

Clear Mountain Bank, Bruceton Mills, West Virginia -- to establish a branch at 500 Suncrest Towne Centre, Morgantown.
-Approved, February 14, 2008

First American Bank, Fort Dodge, Iowa -- to establish a branch at 9311 College Parkway, Fort Myers, Florida.
-Approved, February 12, 2008

Southwest Bank, Fort Worth, Texas -- to establish a branch at 1630 East Lamar Boulevard, Arlington.
-Approved, February 14, 2008

Bank Holding Companies

BB&T Corporation, Winston-Salem, North Carolina -- to acquire BB&T Financial, FSB, Columbus, Georgia.
-Approved, February 13, 2008

Covenant Bancshares, Inc., Forest Park, Illinois -- to become a bank holding company and to acquire Community Bank of Lawndale, Chicago.
-Approved, February 15, 2008

Germantown Capital Corporation, Inc., Germantown, Tennessee -- to become a bank holding company and to acquire First Capital Bank.
-Approved, February 14, 2008

Luana Bancorporation, Luana, Iowa -- to acquire First State Bank Iowa, New Hampton.
-Approved, February 11, 2008

United Citizens 401(K) Savings Plan, Osseo, Wisconsin -- to become a bank holding company and to acquire shares of United Bancorporation, and thereby acquire United Bank, Osseo; Cambridge State Bank, Cambridge; Lincoln Community Bank, Merrill; Bank of Poynette, Poynette; Clark County State Bank, Osceola, Iowa; Farmers State Bank, Stickney, South Dakota; and Farmers & Merchants State Bank, Iroquois.
-Approved, February 15, 2008

Bank Mergers

Midwest BankCentre, Lemay, Missouri -- to merge with The First National Bank of Mount Pulaski, Mount Pulaski, Illinois, and thereby establish a branch at 6870 Rote Road, Rockford.
-Approved, February 14, 2008

Bank Premises

AmeriState Bank, Atoka, Oklahoma -- to increase its investment in bank premises.
-Approved, February 14, 2008

Citizens Bank and Trust Company, Blackstone, Virginia -- to increase its investment in bank premises.
-Approved, February 13, 2008

Clear Mountain Bank, Bruceton Mills, West Virginia -- to increase its investment in bank premises.
-Approved, February 14, 2008

Change In Bank Control

Charlevoix First Corporation, Charlevoix, Michigan -- to retain control of Corporation and its subsidiary bank, Charlevoix State Bank.
-Permitted, February 14, 2008

Griggsville Bancshares, Inc., Griggsville, Illinois -- to retain control of Bancshares and its subsidiary bank, Farmers National Bank of Griggsville.
-Permitted, February 13, 2008

KLT Bancshares, Inc., Farley, Missouri -- change in bank control of Bancshares and its subsidiary bank, Farley State Bank, Parkville.
-Permitted, February 11, 2008

Stamford Banco, Inc., Stamford, Nebraska -- change in bank control of Banco and its subsidiary bank, Community Bank, Alma.
-Permitted, February 13, 2008

Extensions Of Time

S & T Bancorp, Inc., Indiana, Pennsylvania -- extension to May 13, 2008, to acquire shares of Allegheny Valley Bancorp, Inc., Pittsburgh.
-Granted, February 12, 2008

Financial Holding Companies

OSB Bancorp, Inc., Osgood, Ohio -- election to become a financial holding company.
-Effective, February 15, 2008

Membership

The Peoples Bank, Marion, Kentucky -- to become a member of the Federal Reserve System.
-Approved, February 13, 2008

Regulations And Policies

Regulation CC -- technical amendments to Appendix A to reflect the restructuring of check processing operations at the Federal Reserve Banks of Kansas City and Dallas (Docket No. R-1308).
-Approved, February 12, 2008

Actions under delegated authority

Actions taken during the week ending February 16, 2008

Bank Branches, Domestic