Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending March 15, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO DO BRASIL S.A.

4c8

Banco do Brasil, Brasilia, Brazil, to engage in money transmission activities through BB Money Transfers, Inc., New York, New York.

Newspaper:	Not applicable
Federal Register:	03/31/2008

CHINA CONSTRUCTION BANK CORPORATION

FBSEA

China Construction Bank Corporation, Beijing, People's Republic of China, to establish a branch in New York, New York, pursuant to Section 211.24(a)(1) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

WESTCHESTER HOLDING CORPORATION, THE

* 3A1

The Westchester Bank Holding Corporation, Yonkers, New York, to become a bank holding company, through the acquisition of 100 percent of the stock of The Westchester Bank, Yonkers, New York, upon its formation as a New York-chartered commercial bank.

Newspaper:	03/12/2008
Federal Register:	04/11/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIVE STAR BK, WARSAW, NEW YORK	601416	04/30/2007	01/17/2008	O	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending March 15, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York