Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending April 26, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

ALGODON DE CALIDAD BANCSHARES, INC.

* 3A1

Algodon de Calidad Bancshares, Inc., Abernathy, Texas, to become a bank holding company by acquiring 100 percent of The First State Bank, Abernathy, Texas.

Newspaper:	05/09/2008
Federal Register:	05/16/2008

BI-STONE BANCSHARES, INC.

CIC

Notice by Greg S. Stubbs and Jennifer J. Stubbs, Groesbeck, Texas, to acquire an interest in Bi-Stone Bancshares, Inc., Mexia, Texas, and indirectly acquire Incommons Bank, N.A., Mexia, Texas.

Newspaper:	Not available
Federal Register:	Not available

BI-STONE BANCSHARES, INC.

CIC

Notice by Brad Butler and Denise Butler, Wortham, Texas, to acquire an interest in Bi-Stone Bancshares, Inc., Mexia, Texas, and indirectly acquire Incommons Bank, N.A., Mexia, Texas.

Newspaper:	Not available
Federal Register:	Not available

NEW MEXICO FIRST FINANCIAL, INC.

CIC

Notice by Mr. Kelly O. Dunn, Scottsdale, Arizona, and Mr. Larry Lee Sheffield, Phoenix, Arizona, et al, acting in concert, to acquire control of New Mexico First Financial, Inc., Las Cruces, New Mexico, and indirectly acquire Mesilla Valley Bank, Las Cruces, New Mexico.

Newspaper:	Not available
Federal Register:	Not available

WEST BANCSHARES, INC.

CIC

Notices by Ms. Laura Lankford, West, Texas; Mr. George B. Graves, Jr., Waco, Texas; and Ms. Sarah Lou Bracken, Waco, Texas, to acquire 37.04 percent; 27.93 percent; and 26.33 percent, respectively, of West Bancshares, Inc., West, Texas, and indirectly acquire Pointwest Bank, West, Texas.

Newspaper:	Not available
Federal Register:	04/22/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending April 26, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas