Actions under delegated authority

Bank of the James, Lynchburg, Virginia  -- to establish a branch at 1405 Old Dominion Boulevard, Bedford.
-Approved, May 28, 2008 

Bank of the Orient, San Francisco, California  -- to establish a branch at 1016 Maunakea Street, Honolulu, Hawaii.
-Approved, May 29, 2008 

Comerica Bank, Dallas, Texas  -- to establish branches at: 15701 Kingfield Drive and 2396 W. Holcombe Boulevard, Houston; 19107 W. Lake Houston Parkway, Humble; and 11151 Broadway Street, Pearland.
-Approved, May 28, 2008 

Black River BancVenture, Inc., Memphis, Tennessee  -- to become a bank holding company and to acquire shares of Michigan Community Bancorp, Ltd., Sterling Heights, Michigan, and thereby acquire Lakeside Community Bank.
-Approved, May 30, 2008 

Central Bancompany, Jefferson City, Missouri  -- to acquire Holden Bankshares, Inc., Holden, and thereby acquire Bank of Holden; and for Holden Acquisition Corporation to become a bank holding company and to acquire Holden Bancshares, Inc., and Bank of Holden.
-Approved, May 30, 2008 

ESB Bancorp, MHC, and ESB Bancorp, Inc., Easthampton, Massachusetts  -- to become a mutual bank holding company and stock bank holding company, respectively, and to acquire Easthampton Savings Bank, Easthampton.
-Approved, May 29, 2008 

Hatton Bancshares, Inc., Hatton, North Dakota  -- to acquire Mahnomen Bancshares, Inc., Mahnomen, Minnesota, and thereby acquire First National Bank in Mahnomen.
-Withdrawn, May 27, 2008 

Home Federal Bancorp, Inc., Shreveport, Louisiana  -- waiver of application to acquire First Louisiana Bancshares, Inc., Shreveport, and its subsidiary bank, First Louisiana Bank, in connection with the merger of First Louisiana Bank into Home Federal Bancorp's subsidiary thrift, Home Federal Savings and Loan Association.
-Granted, May 30, 2008 

Liberty Financial Services, Inc., Sioux City, Iowa  -- to acquire Valley Bank N.A., Elk Point, South Dakota.
-Approved, May 29, 2008 

Spence Limited L.P., and Financial Junk, L.L.C., Nashville, Tennessee  -- to become bank holding companies and to acquire shares of Michigan Community Bancorp, Ltd., Sterling Heights, Michigan, and thereby acquire Lakeside Community Bank.
-Approved, May 30, 2008 

Spence Limited L.P., Nashville, Tennessee; Black River BancVenture, Inc., Memphis; and Financial Junk, L.L.C., Nashville  -- to acquire an interest in Alliant Bank, Sedgwick, Kansas; Farmers Savings Bank, Keota, Iowa; Gorham State Bank, Gorham, Kansas; Greensburg State Bank, Greensburg; Kansas State Bank, Overbrook; Leonardville State Bank, Leonardville; Marquette Farmers State Bank, Marquette; Community Shores Bank Corporation, Muskegon, Michigan, and Community Shores Bank; Allegiance Bank of North America, Bala Cynwyd, Pennsylvania; Bay Commercial Bank, Walnut Creek, California; Cornerstone Bank, Moorestown, New Jersey; SFB Bancorp, Inc., Elizabethon, Tennessee; and Security Federal Bank and Quaint Oak Bancorp, Southampton, Pennsylvania; and Quaint Oak Savings Bank.
-Approved, May 30, 2008 

Financial Institutions, Inc., Warsaw, New York  -- election to become a financial holding company.
-Effective, May 28, 2008 

Putnam Bancshares, Inc., Hurricane, West Virginia  -- election to become a financial holding company.
-Effective, May 27, 2008 

Rocky Mountain Capital, Wilson, Wyoming  -- election by Rocky Mountain Bankholdings, Inc., Wilson, to become a financial holding company.
-Effective, May 29, 2008