Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending June 28, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

AUBURNBANK

* Branch

AuburnBank, Alabama, to establish a branch located at 2315 Bent Creek Road, Auburn, Alabama, to be known as the Bent Creek Branch.

Newspaper:	07/07/2008
Federal Register:	Not applicable

FIRST NAVY BANK

* Branch

1st Navy Bank, Pensacola, Florida, after-the-fact proposal to establish a branch located at 5560 West Highway 98, Pensacola, Florida. In addition, an after-the-fact request for increase in bank premises.

Newspaper:	07/05/2008
Federal Register:	Not applicable

MONTE DE PIEDAD Y CAJA DE AHORROS SAN FERNANDO DE HUELVA

FBSEA

Monte de Piedad y Caja de Ahorros San Fernando de Huelva, Sevilla, Spain (CAJASOL), to establish a representative office in Miami, Florida.

Newspaper:	Not available
Federal Register:	Not applicable

UNIFIED SHARES, LLC

* 3A1
* 3A3

Unified Shares, LLC (LLC), Harrogate, Tennessee, to retain 27 percent of the outstanding shares of common stock of Commercial Bancgroup, Inc., and its subsidiary bank, Commercial Bank, both of Harrogate, Tennessee. In addition, LLC, along with its lower tier holding company Commercial Bancgroup, Inc., Harrogate, Tennessee, to acquire 100 percent of the outstanding shares of common stock of Union National Bancorp of Barbourville, Inc., and its subsidiary bank, Union National Bank of Barbourville, both of Barbourville, Kentucky.

Newspaper:	07/18/2008
Federal Register:	07/25/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending June 28, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta